The Turbotville National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds purchased and repos: 30.6% higher than in Q1 2026, at $1.4M. The Turbotville National Bank ranks 45th of 109 Pennsylvania banks on loan-to-deposit ratio, in the upper half at 89.83% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. The Turbotville National Bank sits 8.99 points higher, at 89.83% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $22.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $55.9M |
| Fed funds sold and reverse repos | $9.0M |
| Fed funds sold and reverse repos to assets | 3.69% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $1.4M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 89.83% |
| Net loans and leases to deposits | 89.10% |
| Loans and leases to core deposits | 105.29% |
| Core deposits to total deposits | 85.32% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 87.51% | 90.97% | $1.2M | $0 |
| Q4 2023 | 86.79% | 90.14% | $831K | $0 |
| Q1 2024 | 85.88% | 88.77% | $747K | $0 |
| Q2 2024 | 87.94% | 88.86% | $273K | $0 |
| Q3 2024 | 89.81% | 88.73% | $523K | $0 |
| Q4 2024 | 88.49% | 88.12% | $414K | $0 |
| Q1 2025 | 86.95% | 87.92% | $795K | $0 |
| Q2 2025 | 87.91% | 86.86% | $1.1M | $0 |
| Q3 2025 | 91.09% | 86.70% | $666K | $0 |
| Q4 2025 | 93.20% | 86.02% | $735K | $0 |
| Q1 2026 | 88.66% | 86.10% | $1.1M | $0 |
| Q2 2026 | 89.83% | 85.32% | $1.4M | $0 |
The Turbotville National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Turbotville National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Turbotville National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 7789) · FFIEC NIC profile (RSSD 906410)