The Turbotville National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Turbotville National Bank of Turbotville, PA against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.20% | 1.34% | +0.86% | 90th top |
| ROAE | 14.16% | 13.31% | +0.85% | 61st above |
| Net Interest Margin | 3.95% | 3.93% | +0.02% | 50th above |
| Efficiency Ratio | 35.55% | 61.15% | -25.60% | 98th top |
| PPNR / Avg Assets | 2.53% | 1.68% | +0.85% | 90th top |
| Yield on Earning Assets | 5.80% | 5.67% | +0.13% | 59th above |
| Cost of Funds | 2.21% | 1.88% | +0.33% | 25th below |
| Net Interest Spread | 3.22% | 3.32% | -0.10% | 45th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.10% | 0.94% | +0.16% | 26th below |
| NPA / Total Assets | 0.82% | 0.70% | +0.12% | 25th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.08% | 0.16% | -0.08% | 21st bottom |
| ACL / Total Loans | 0.81% | 1.28% | -0.47% | 11th bottom |
| ACL / NPLs (Coverage) | 73.15% | 1539.05% | -1465.90% | 19th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.99% | 7.33% | -2.34% | 41st below |
| Provision / NCO | 0.00% | 1395.99% | -1395.99% | 13th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 16.49% | 12.14% | +4.35% | 91st top |
| Equity / Assets | 15.85% | 11.37% | +4.48% | 91st top |
| TCE / Tangible Assets | 15.85% | 11.09% | +4.76% | 91st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 89.83% | 80.63% | +9.20% | 29th below |
| Core Deposit Ratio | 85.32% | 86.86% | -1.54% | 31st below |
| Wholesale Funding Ratio | 0.58% | 5.03% | -4.45% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 14.23% | 6.85% | +7.38% | 90th top |
| Loan Growth (Y/Y) | 17.06% | 7.90% | +9.16% | 89th top |
| Deposit Growth (Y/Y) | 14.57% | 6.29% | +8.28% | 91st top |
See The Turbotville National Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Turbotville National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Turbotville National Bank profile, how to read a UBPR, or how this data updates.