The Turbotville National Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Total interest expense rose 4.4% from Q1 2026 to Q2 2026, ending at $1.1M against $1.0M. It was the largest change among the key lines on this page. Within Pennsylvania, The Turbotville National Bank is 29th of 109 on net interest margin, 3.95% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin; The Turbotville National Bank reported 3.95% for Q2 2026, nearly level with it.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.80% |
| Yield on loans | 6.56% |
| Yield on securities | 3.26% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.21% |
| Cost of interest-bearing deposits | 2.59% |
| Cost of interest-bearing liabilities | 2.58% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.95% |
| Yield to cost spread | 3.22% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.9M |
| Total interest expense | $1.1M |
| Interest expense on deposits | $1.1M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.74% | 1.75% | 3.29% | 5.40% | 2.65% |
| Q4 2023 | 4.86% | 1.89% | 3.27% | 5.47% | 2.69% |
| Q1 2024 | 5.02% | 2.07% | 3.25% | 5.66% | 2.75% |
| Q2 2024 | 5.17% | 2.21% | 3.31% | 5.81% | 2.74% |
| Q3 2024 | 5.28% | 2.35% | 3.32% | 5.96% | 2.78% |
| Q4 2024 | 5.38% | 2.24% | 3.38% | 6.12% | 2.69% |
| Q1 2025 | 5.35% | 2.40% | 3.32% | 6.19% | 2.49% |
| Q2 2025 | 5.48% | 2.44% | 3.44% | 6.30% | 2.65% |
| Q3 2025 | 5.81% | 2.41% | 3.80% | 6.42% | 3.90% |
| Q4 2025 | 6.06% | 2.30% | 4.14% | 6.83% | 3.18% |
| Q1 2026 | 5.73% | 2.18% | 3.88% | 6.48% | 3.22% |
| Q2 2026 | 5.80% | 2.21% | 3.95% | 6.56% | 3.26% |
The Turbotville National Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Turbotville National Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Turbotville National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 7789) · FFIEC NIC profile (RSSD 906410)