Bank call report · Winger, MN
Ultima Bank Minnesota Call Report
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Ultima Bank Minnesota filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 261 reported line items, schedule by schedule (432 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 225157 |
| FDIC certificate number | 8867 |
| Total assets | $333.9M |
Official Q2 2026 call report PDF (FFIEC) →
Ultima Bank Minnesota call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · Ultima Bank Minnesota balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $333.9M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $333.9M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $314.1M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $311.2M |
| Total Liabilities and Minority Interest | RCON2948 | $298.4M |
| Total Deposits | RCON2200 | $277.3M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $226.3M |
| Deposits: Noninterest-bearing | RCON6631 | $50.9M |
| Total Equity Capital | RCON3210 | $35.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $35.5M |
| Surplus | RCON3839 | $17.9M |
| Other Borrowed Money | RCON3190 | $17.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $17.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $8.2M |
| Other Assets | RCON2160 | $6.1M |
| Interest-bearing Balances | RCON0071 | $5.6M |
| Other Liabilities, Total | RCON2930 | $3.5M |
| Allowance for Loan and Lease Losses | RCON3123 | $2.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.0M |
| Intangible Assets | RCON2143 | $490K |
| Goodwill | RCON3163 | $305K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $126K |
| Common Stock | RCON3230 | $50K |
Schedule RI: Income Statement (38 items)
About Schedule RI · Ultima Bank Minnesota income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $11.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $11.4M |
| Net Interest Income | RIAD4074 | $7.9M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $5.5M |
| Total Noninterest Expense | RIAD4093 | $4.9M |
| Total Interest Expense | RIAD4073 | $3.7M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $3.5M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $3.5M |
| Salaries and Employee Benefits | RIAD4135 | $3.3M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $3.2M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.8M |
| Net Income (Loss) | RIAD4340 | $2.8M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.8M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.3M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $1.4M |
| Other Noninterest Expense | RIAD4092 | $1.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $860K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $801K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $444K |
| Total Noninterest Income | RIAD4079 | $409K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $329K |
| Applicable Income Taxes | RIAD4302 | $320K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $210K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $210K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $207K |
| Provision for Loan and Lease Losses | RIAD4230 | $187K |
| Other Noninterest Income | RIADB497 | $171K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $120K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $70K |
| Other Interest Expense | RIADGW44 | $63K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $53K |
| Noninterest income: Income from insurance activities | RIADHT74 | $31K |
| Goodwill Impairment Losses | RIADC216 | $21K |
| Other Interest Income | RIAD4518 | $9K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$8K |
| Income from Lease Financing Receivables | RIAD4065 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 55 |
Schedule RC-C, Part I: Loans and Leases (33 items)
About Schedule RC-C, Part I · Ultima Bank Minnesota loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $314.1M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $237.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $207.5M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $95.5M |
| Real Estate Loans Secured by Farmland | RCON1420 | $86.4M |
| Pledged Loans and Leases | RCONG378 | $56.0M |
| Commercial and Industrial Loans | RCON1766 | $42.1M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $33.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $29.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $24.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $24.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $15.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $14.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $9.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $9.2M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $7.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $5.0M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $4.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $4.5M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $4.4M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $3.1M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $1.7M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $1.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $773K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $561K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $521K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $481K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $431K |
| Other Loans | RCONJ464 | $251K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $130K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $81K |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $64K |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $31K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $24.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $22.5M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $18.7M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $13.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $13.8M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $13.8M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $13.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $10.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $7.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $6.3M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $5.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $3.1M |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 581 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 287 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 157 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 140 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 132 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 122 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 84 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 79 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 74 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 72 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 67 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 50 |
Schedule RC-E: Deposit Liabilities (28 items)
About Schedule RC-E · Ultima Bank Minnesota deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $209.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $192.2M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $90.3M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $80.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $76.3M |
| Total Transaction Accounts | RCON2215 | $67.9M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $62.8M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $52.6M |
| Total Demand Deposits (See Note Below) | RCON2210 | $50.9M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $40.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $30.3M |
| Total Brokered Deposits | RCON2365 | $30.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $22.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $22.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $21.4M |
| Total reciprocal deposits | RCONJH83 | $20.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $16.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $14.0M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $13.1M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $10.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $9.3M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $8.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $8.8M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $8.4M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $7.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $6.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $5.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $3.3M |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Accrued Interest Receivable | RCONB556 | $5.1M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $721K |
| Other Assets | RCON2168 | $333K |
| Prepaid Expenses | RCON2166 | $153K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $88K |
| Computer Software | RCONFT33 | $68K |
| Second Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3550 | $24K |
Schedule RC-G: Other Liabilities (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $1.7M |
| Deferred Compensation Liabilities | RCONC011 | $1.2M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $969K |
| Other Expenses Accrued and Unpaid | RCON3646 | $683K |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3552 | $310K |
| Second Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3553 | $173K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $130K |
| Third Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3554 | $20K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Ultima Bank Minnesota quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $323.3M |
| Quarterly Average of Total Loans | RCON3360 | $305.4M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $141.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $116.7M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $92.9M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $69.1M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $41.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $27.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $25.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $17.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $7.1M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $6.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $5.1M |
| All Other Securities | RCONB560 | $114K |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $64K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · Ultima Bank Minnesota derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $29.3M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $20.0M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $6.3M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $3.3M |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $3.3M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $1.8M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $231K |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $79K |
Schedule RC-M: Memoranda (12 items)
About Schedule RC-M · Ultima Bank Minnesota memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $11.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $11.5M |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $6.1M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $5.3M |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $5.3M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $3.5M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $484K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $232K |
| All other intangible assets | RCONJF76 | $185K |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Three Year Through Five Years. | RCONF062 | $154K |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $8K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (21 items)
About Schedule RC-N · Ultima Bank Minnesota past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $4.4M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.9M |
| Additions to Nonaccrual Assets | RCONC410 | $1.7M |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $1.5M |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing | RCON1594 | $1.5M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $928K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $898K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $823K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $703K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $635K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $573K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $458K |
| All Other Loans - Nonaccrual | RCON5461 | $428K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Nonaccrual | RCON1583 | $428K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $312K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $239K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $216K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $72K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $72K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $51K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $16K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Ultima Bank Minnesota other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $323.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $278.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $211.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $59.2M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $35.0M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $6.3M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.6M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 8,783 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 234 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 120 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 5 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (20 items)
About Schedule RC-R, Part I · Ultima Bank Minnesota regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCOA2170 | $333.9M |
| Average total consolidated assets | RCOAKW03 | $323.3M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $322.9M |
| Unconditionally Cancellable Commitments | RCOAS540 | $49.3M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $35.5M |
| Common Equity Tier 1 Capital | RCOAP859 | $35.0M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $35.0M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $35.0M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $18.0M |
| Retained Earnings | RCOAKW00 | $17.5M |
| Total off-balance sheet exposures (sum of items 34.a through 34.c) Report as a dollar amount in Column A and as a percentage of total assets (25% limit) in Column B | RCOAKX82 | $8.4M |
| Off-balance sheet exposures: Unused portion of conditionally cancellable commitments | RCOAKX79 | $8.1M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $490K |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $305K |
| Off-balance sheet exposures: Other off-balance sheet exposures | RCOAKX81 | $231K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $185K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Do you qualify for and opt-in to CBLR? | RCOALE74 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1083 |
| Total off-balance sheet exposures (sum of items 15a through 15.c) | RCOAKX83 | 0.025 |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $35.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $35.8M |
| Total Equity Capital | RIAD3210 | $35.5M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $3.1M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (4 items)
About Schedule RI-B, Part I · Ultima Bank Minnesota charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $8K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $8K |
| 1-4 Family Residential Construction Loans Recoveries | RIADC892 | $1K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Ultima Bank Minnesota changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $2.8M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $2.7M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $23K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $8K |
Ultima Bank Minnesota call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Ultima Bank Minnesota call report?
The Ultima Bank Minnesota call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Ultima Bank Minnesota file?
Ultima Bank Minnesota files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Ultima Bank Minnesota call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Ultima Bank Minnesota has Federal Reserve RSSD ID 225157 and FDIC certificate number 8867. Either one finds its filings on the FFIEC Central Data Repository.
How often does Ultima Bank Minnesota file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Ultima Bank Minnesota financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 8867) · FFIEC NIC profile (RSSD 225157)