Branch Network
Ultima Bank Minnesota Locations & Branches Winger, Minnesota
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Ultima Bank Minnesota operates 6 branches from its headquarters in Winger, MN, .
Ultima Bank Minnesota branch network
All 6 branches are in MINNESOTA, across 6 cities. Its largest office by deposits is the Fosston Branch office in Fosston, MN, with $111.8M (40.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Ultima Bank Minnesota at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.83% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $333.9M
- Tier 1 leverage ratio, Q2 2026
- 10.83%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1904
Full financial profile · Is Ultima Bank Minnesota safe? · Ultima Bank Minnesota call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Winger, MN (1 branch) | 1 of 1 | 100.0% | $68.7M |
| State: MN (6 branches) | 112 of 277 | <0.1% | $277.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Minnesota.
Share by county and metro area
Ultima Bank Minnesota's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Polk, MN (3 branches) | 3 of 10 | 18.7% | $185.9M | $995.9M |
| Beltrami, MN (1 branch) | 6 of 10 | 2.4% | $47.2M | $1.94B |
| Red Lake, MN (1 branch) | 4 of 4 | 13.6% | $26.4M | $193.8M |
| Norman, MN (1 branch) | 6 of 7 | 7.7% | $17.8M | $230.0M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Grand Forks, ND-MN (3 branches) | 11 of 21 | 4.8% | $185.9M | $3.87B |
| Bemidji, MN (1 branch) | 6 of 10 | 2.4% | $47.2M | $1.94B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Fosston Branch | Fosston, MN | 56542 | $111.8M |
| Ultima Bank Minnesota (main office) | Winger, MN | 56592 | $68.7M |
| Bemidji Branch | Bemidji, MN | 56601 | $47.2M |
| Plummer Branch | Plummer, MN | 56748 | $26.4M |
| Gary Branch | Gary, MN | 56545 | $17.8M |
| East Grand Forks Branch | East Grand Forks, MN | 56721 | $5.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 8867) · FFIEC NIC profile (RSSD 225157)