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Beltrami County, MN Bank Deposit Market Share

The First National Bank of Bemidji holds the largest share of deposits in Beltrami County, MN, 43.5%, followed by Deerwood Bank (22.0%) and Security Bank USA (12.3%). 10 institutions hold $1.94B at 15 offices as of June 30, 2026, up 15.3% from 2025.

Institutions: 10 Offices: 15 Deposits: $1.94B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: Deerwood Bank (8.87 points); Ultima Bank Minnesota (0.41 points).

Lost: The First National Bank of Bemidji (-5.71 points); Security Bank USA (-1.31 points); Wells Fargo Bank, N.A. (-1.08 points).

# Institution Offices Deposits Market share Share change from 2025 Deposit change
1 The First National Bank of Bemidji 3 $844.4M 43.47% -5.71 pts 1.9%
2 Deerwood Bank 2 $428.1M 22.04% +8.87 pts 93.0%
3 Security Bank USA 2 $238.8M 12.29% -1.31 pts 4.2%
4 Wells Fargo Bank, N.A. 1 $162.5M 8.36% -1.08 pts 2.1%
5 National Bank of Commerce 2 $121.4M 6.25% -0.67 pts 4.2%
6 Ultima Bank Minnesota 1 $47.2M 2.43% +0.41 pts 38.4%
7 Bank Forward 1 $34.9M 1.80% -0.32 pts -2.0%
8 Kodabank 1 $30.1M 1.55% -0.09 pts 9.2%
9 First State Bank of Bigfork 1 $29.4M 1.51% -0.05 pts 11.3%
10 American National Bank of Minnesota 1 $5.9M 0.30% -0.05 pts -0.6%

About this list

Deposits are those held at each institution's offices in Beltrami County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Wider markets

Minnesota deposits by institution Bemidji, MN metro area Minnesota bank directory

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