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UMB Bank, N.A.: Return on Average Equity

12.93% Ranks #1,711 of 3,651 U.S. banks · 53rd percentile

Data as of · sourced from FFIEC call reports. How we update

UMB Bank, N.A. reported a return on average equity of 12.93% as of Q2 2026, ranking #1,711 of 3,651 U.S. banks (53rd percentile). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.

12-Quarter Trend

Q3 2023 Latest
Q2 2026 12.93%
Q1 2026 13.19%
Q4 2025 11.10%
Q3 2025 10.07%
Q2 2025 11.11%
Q1 2025 7.85%
Q4 2024 13.43%
Q3 2024 12.11%
Q2 2024 14.22%
Q1 2024 14.47%
Q4 2023 9.33%
Q3 2023 13.46%

National Context

Latest value 12.93%
National rank#1,711 of 3,651
Percentile 53rd
12-quarter low7.85%
12-quarter high14.47%
Full rankingView leaderboard

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Most healthy US community banks report ROE between 8% and 15%. Above 15% is excellent. Below 6% means the bank is likely destroying value relative to its cost of equity (typically estimated at 8–10% for community banks).

Full definition & formula →

Frequently asked questions

What is UMB Bank, N.A.'s Return on Average Equity?

UMB Bank, N.A.'s Return on Average Equity was 12.93% as of Q2 2026, ranking #1711 of 3,651 U.S. banks.

What is the Return on Average Equity?

Return on Average Equity measures net income against the bank's average shareholders' equity. It is the most-watched profitability metric for equity investors, the rate of return earned on the shareholders' invested capital.

Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full UMB Bank, N.A. profile or how this data updates. The figures come from the bank's call report.

Regulator records: FDIC BankFind (cert 8273) · FFIEC NIC profile (RSSD 936855)