Bank call report · Kansas City, MO
UMB Bank & Trust, N.A. Call Report
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UMB Bank & Trust, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 65 reported line items, schedule by schedule (995 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2337335 |
| Total assets | $3.1M |
Official Q2 2026 call report PDF (FFIEC) →
UMB Bank & Trust, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (8 items)
About Schedule RC · UMB Bank & Trust, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2160 | $3.1M |
| Total Assets | RCON2170 | $3.1M |
| Total Equity Capital | RCON3210 | $3.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $3.1M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $3.1M |
| Surplus | RCON3839 | $2.0M |
| Common Stock | RCON3230 | $1.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $57K |
Schedule RI: Income Statement (12 items)
About Schedule RI · UMB Bank & Trust, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Noninterest Expense | RIAD4092 | $2.1M |
| Total Noninterest Expense | RIAD4093 | $2.1M |
| Total Noninterest Income | RIAD4079 | $2.1M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $3K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3K |
| Net Interest Income | RIAD4074 | $3K |
| Other Interest Income | RIAD4518 | $3K |
| Total Interest Income | RIAD4107 | $3K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2K |
| Net Income (Loss) | RIAD4340 | $2K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2K |
| Applicable Income Taxes | RIAD4302 | $1K |
Schedule RC-F: Other Assets (3 items)
Schedule RC-K: Quarterly Averages (1 item)
About Schedule RC-K · UMB Bank & Trust, N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $3.1M |
Schedule RC-O: Other Data for Deposit Insurance Assessments (1 item)
About Schedule RC-O · UMB Bank & Trust, N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Legal Title and FDIC Certificate Number of Parent Institution | RCONA545 | 8,273 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · UMB Bank & Trust, N.A. regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $3.0M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (16 items)
About Schedule RC-R, Part I · UMB Bank & Trust, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Common Equity Tier 1 Capital | RCOAP859 | $3.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $3.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $3.1M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $3.1M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $3.1M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $3.1M |
| Average total consolidated assets | RCOAKW03 | $3.1M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $3.0M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $3.0M |
| Retained Earnings | RCOAKW00 | $57K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 1.0303 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 1.0303 |
| Total Risk-based Capital Ratio | RCOA7205 | 1.0303 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 1.0003 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.9503 |
Schedule RC-R, Part II: Risk-Weighted Assets (10 items)
About Schedule RC-R, Part II · UMB Bank & Trust, N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total All Other Assets | RCOND981 | $3.1M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $3.0M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $3.0M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $3.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $3.0M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $3.0M |
| Total Risk-weighted Assets | RCONG641 | $3.0M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $90K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $90K |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $90K |
Schedule RC-T: Fiduciary and Related Services (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $93.8M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $93.8M |
| Corporate Trust and Agency Accounts - Managed Assets | RCONB884 | $2.9M |
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $2.9M |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $2.1M |
| Income from Fiduciary Activities | RIAD4070 | $2.1M |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 29 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 29 |
| Corporate Trust and Agency Accounts - Number of Managed Accounts | RCONC001 | 5 |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 5 |
Schedule RI-A: Changes in Bank Equity Capital (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $3.1M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $3.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $3.1M |
UMB Bank & Trust, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the UMB Bank & Trust, N.A. call report?
The UMB Bank & Trust, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does UMB Bank & Trust, N.A. file?
UMB Bank & Trust, N.A. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the UMB Bank & Trust, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: UMB Bank & Trust, N.A. has Federal Reserve RSSD ID 2337335. Either one finds its filings on the FFIEC Central Data Repository.
How often does UMB Bank & Trust, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
UMB Bank & Trust, N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FFIEC NIC profile (RSSD 2337335)