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UMB Bank & Trust, N.A.: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

UMB Bank & Trust, N.A. reported little change from Q1 2026 to Q2 2026. Deposits to total assets showed the biggest shift, 0.00% to 0.00%. Against a median of $53.8M for banks in the < $100M asset tier, UMB Bank & Trust, N.A. reported $0 on total deposits in Q2 2026, 100% lower.

Deposit totals

Deposit totals for UMB Bank & Trust, N.A., Q2 2026
Line item Q2 2026
Total deposits $0
Domestic office deposits $0
Foreign office deposits —
Deposits to total assets 0.00%
Deposits to total liabilities —

Deposit composition

Deposit composition for UMB Bank & Trust, N.A., Q2 2026
Line item Q2 2026
Demand deposits $0
Savings deposits $0
Transaction accounts to domestic deposits —
Time deposits —
Time deposits under $100k $0
Time deposits $100k to $250k $0
Time deposits over $250k $0
Noninterest-bearing share of deposits —

Stability of funding

Stability of funding for UMB Bank & Trust, N.A., Q2 2026
Line item Q2 2026
Core deposits —
Core deposits to total deposits —
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $0
Brokered deposits to total deposits —

Cost of deposits

Cost of deposits for UMB Bank & Trust, N.A., Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits —
Interest expense on deposits $0
Loans and leases to core deposits —

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits

Deposit Base by quarter

Values plotted above, UMB Bank & Trust, N.A., oldest first
Quarter Total deposits
Q3 2023 $0
Q4 2023 $0
Q1 2024 $0
Q2 2024 $0
Q3 2024 $0
Q4 2024 $0
Q1 2025 $0
Q2 2025 $0
Q3 2025 $0
Q4 2025 $0
Q1 2026 $0
Q2 2026 $0

UMB Bank & Trust, N.A. deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full UMB Bank & Trust, N.A. profile, peer group comparison, or how this data updates.

Regulator records: FFIEC NIC profile (RSSD 2337335)