Bank routing number ยท Lynnwood, Washington
Unibank Routing Number (ABA): 125108861
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The Unibank routing number is 125108861. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 25, 2026.
Unibank at a glance
Its CET1 capital ratio was 10.25% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $393.0M
- CET1 ratio, Q2 2026
- 10.25%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 4 FDIC institution directory, current count
- Established
- 2006
Full financial profile · Is Unibank safe? · Branch locations
Unibank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 125108861 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 25, 2026. NIC holds one primary number per bank; Unibank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 12, place this number in the Federal Reserve Bank of San Francisco's district (District 12). Digits five through eight, 0886, identify the institution within that district. The last digit, 1, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Unibank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Unibank checks or in its online banking. Ask the bank for wire instructions (www.unibankusa.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Unibank
Unibank is headquartered in Lynnwood, Washington and was established in 2006. It is in the SEATTLE-TACOMA-BELLEVUE, WA metro area. It reported $393.0M in total assets and $322.6M in deposits for Q2 2026, the 19th largest of the 29 banks headquartered in Washington. It reports 4 domestic offices. Its deposits have been FDIC insured since 2006. Its primary federal regulator is the Federal Reserve. One other bank or credit union headquartered in Lynnwood has a routing number listed here.
What the digits in 125108861 mean
The first four digits, 1251, are the Federal Reserve routing symbol. The prefix 12 places the number in the 12th Federal Reserve District (San Francisco). That is also the district where the bank is headquartered. Digits five through eight, 0886, identify the institution within its Federal Reserve district. The last digit, 1, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 10 + 7 x 8 + 14 = 100, a multiple of 10, so 125108861 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Unibank routing number?
The Unibank routing number is 125108861. It is the primary ABA routing transit number registered to Unibank, headquartered in Lynnwood, WA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.
What is the Unibank wire routing number?
This page lists the primary routing number registered to Unibank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Unibank before sending a wire.
Is ABA number 125108861 the routing number for Unibank?
Yes. It is the primary routing number registered to Unibank.
Which bank uses routing number 125108861?
It belongs to Unibank, headquartered in Lynnwood, WA. It is the bank's primary ABA routing number (FDIC certificate 58407).
Routing numbers of similar-size institutions in Washington
- Bank, Lynnwood, WA
- Pacific Crest Bank: 125184610
- Credit union, Kent, WA
- Cascade Federal Credit Union: 325081474
- Credit union, Bellingham, WA
- Industrial Credit Union of Whatcom County: 325180155
- Credit union, Aberdeen, WA
- Great Northwest Federal Credit Union: 325180333
- Credit union, Bellingham, WA
- North Coast Credit Union: 325180184
- Credit union, Everett, WA
- Northwest Plus Credit Union: 325180524
- Bank, Spokane, WA
- Riverbank: 125108816
- Credit union, Shelton, WA
- Peninsula Community Federal Credit Union: 325182344
More in Washington: routing numbers and banks. Have a number and want to know whose it is? Use the routing number lookup. New to routing numbers? What a routing number is.
Regulator records: FDIC BankFind (cert 58407) · FFIEC NIC profile (RSSD 3487947)