Bank routing number ยท Lynnwood, Washington
Pacific Crest Bank Routing Number (ABA): 125184610
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The Pacific Crest Bank routing number is 125184610. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Pacific Crest Bank at a glance
Its CET1 capital ratio was 14.79% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $318.5M
- CET1 ratio, Q2 2026
- 14.79%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 1 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1998
Full financial profile · Is Pacific Crest Bank safe? · Pacific Crest Bank call report · Branch locations
Pacific Crest Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 125184610 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Pacific Crest Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 12, place this number in the Federal Reserve Bank of San Francisco's district (District 12). Digits five through eight, 8461, identify the institution within that district. The last digit, 0, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Pacific Crest Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Pacific Crest Bank checks or in its online banking. Ask the bank for wire instructions (http://www.paccrest.com/). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Pacific Crest Bank
Pacific Crest Bank is headquartered in Lynnwood, Washington and was established in 1998. It is in the SEATTLE-TACOMA-BELLEVUE, WA metro area. It reported $318.5M in total assets and $239.9M in deposits for Q2 2026, the 20th largest of the 29 banks headquartered in Washington. It reports 1 domestic office. Its deposits have been FDIC insured since 1998. Its primary federal regulator is the FDIC. One other bank or credit union headquartered in Lynnwood has a routing number listed here.
What the digits in 125184610 mean
The first four digits, 1251, are the Federal Reserve routing symbol. The prefix 12 places the number in the 12th Federal Reserve District (San Francisco). That is also the district where the bank is headquartered. Digits five through eight, 8461, identify the institution within its Federal Reserve district. The last digit, 0, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 8 + 7 x 11 + 9 = 110, a multiple of 10, so 125184610 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Pacific Crest Bank routing number?
The Pacific Crest Bank routing number is 125184610. It is the primary ABA routing transit number registered to Pacific Crest Bank, headquartered in Lynnwood, WA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Pacific Crest Bank wire routing number?
This page lists the primary routing number registered to Pacific Crest Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Pacific Crest Bank before sending a wire.
Is ABA number 125184610 the routing number for Pacific Crest Bank?
Yes. It is the primary routing number registered to Pacific Crest Bank.
Which bank uses routing number 125184610?
It belongs to Pacific Crest Bank, headquartered in Lynnwood, WA. It is the bank's primary ABA routing number (FDIC certificate 34585).
Routing numbers of similar-size institutions in Washington
- Bank, Lynnwood, WA
- Unibank: 125108861
- Credit union, Everett, WA
- Northwest Plus Credit Union: 325180524
- Bank, Spokane, WA
- Riverbank: 125108816
- Credit union, Shelton, WA
- Peninsula Community Federal Credit Union: 325182344
- Credit union, Bellevue, WA
- Puget Sound Cooperative Credit Union: 325183259
- Credit union, Aberdeen, WA
- Great Northwest Federal Credit Union: 325180333
- Credit union, Vancouver, WA
- People's Community Federal Credit Union: 323383394
- Credit union, Bellingham, WA
- Industrial Credit Union of Whatcom County: 325180155
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Regulator records: FDIC BankFind (cert 34585) · FFIEC NIC profile (RSSD 2643595)