Bank call report · Lynnwood, WA
Pacific Crest Bank Call Report
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Pacific Crest Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 237 reported line items, schedule by schedule (816 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2643595 |
| FDIC certificate number | 34585 |
| Total assets | $318.5M |
Official Q2 2026 call report PDF (FFIEC) →
Pacific Crest Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (21 items)
About Schedule RC · Pacific Crest Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $318.5M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $318.5M |
| Total Liabilities and Minority Interest | RCON2948 | $284.8M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $242.9M |
| Total Deposits | RCON2200 | $239.9M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $239.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $231.7M |
| Interest-bearing Balances | RCON0071 | $44.0M |
| Other Borrowed Money | RCON3190 | $43.0M |
| Total Equity Capital | RCON3210 | $33.7M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $33.7M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $30.6M |
| Undivided Profits and Capital Reserves | RCON3632 | $25.5M |
| Surplus | RCON3839 | $10.1M |
| Deposits: Noninterest-bearing | RCON6631 | $8.2M |
| Other Assets | RCON2160 | $4.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $3.8M |
| Other Liabilities, Total | RCON2930 | $1.9M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $316K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $298K |
Schedule RI: Income Statement (31 items)
About Schedule RI · Pacific Crest Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $8.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $7.0M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $5.3M |
| Total Interest Expense | RIAD4073 | $4.8M |
| Net Interest Income | RIAD4074 | $3.7M |
| Total Noninterest Expense | RIAD4093 | $2.8M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $2.5M |
| Salaries and Employee Benefits | RIAD4135 | $1.7M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.4M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $993K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $951K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $951K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $951K |
| Net Income (Loss) | RIAD4340 | $951K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $951K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $896K |
| Other Noninterest Expense | RIAD4092 | $852K |
| Other Interest Expense | RIADGW44 | $736K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $722K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $503K |
| Interest on Other Securities | RIAD4060 | $503K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $240K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $191K |
| Other Interest Income | RIAD4518 | $100K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $25K |
| Total Noninterest Income | RIAD4079 | $21K |
| Other Noninterest Income | RIADB497 | $13K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $8K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $6K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 16 |
Schedule RC-B: Securities (6 items)
About Schedule RC-B · Pacific Crest Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $32.5M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $32.5M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $30.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $26.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $3.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $245K |
Schedule RC-C, Part I: Loans and Leases (29 items)
About Schedule RC-C, Part I · Pacific Crest Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $242.9M |
| Pledged Loans and Leases | RCONG378 | $158.1M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $90.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $54.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $51.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $49.3M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $47.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $47.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $45.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $39.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $25.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $21.4M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $19.4M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $12.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $11.8M |
| Other Loans | RCONJ464 | $11.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $10.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $9.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $7.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $3.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $2.8M |
| Unearned Income on Loans | RCON2123 | $1.6M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $314K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $305K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $264K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $47K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $41K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $32K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $15K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $15.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $55K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 29 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 1 |
Schedule RC-E: Deposit Liabilities (27 items)
About Schedule RC-E · Pacific Crest Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $225.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $213.8M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $65.8M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $63.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $63.4M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $61.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $49.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $37.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $36.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $28.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $25.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $24.4M |
| Total Brokered Deposits | RCON2365 | $24.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $21.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $16.4M |
| Total Transaction Accounts | RCON2215 | $14.2M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $14.2M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $11.2M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $10.7M |
| Total Demand Deposits (See Note Below) | RCON2210 | $9.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $8.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $7.4M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $4.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $3.4M |
| Total reciprocal deposits | RCONJH83 | $2.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $743K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $700K |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $1.5M |
| Accounts Payable | RCON3066 | $564K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $300K |
| Dividends Declared But Not Yet Payable | RCON2932 | $111K |
| Other Expenses Accrued and Unpaid | RCON3646 | $82K |
Schedule RC-K: Quarterly Averages (12 items)
About Schedule RC-K · Pacific Crest Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $319.3M |
| Quarterly Average of Total Loans | RCON3360 | $240.2M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $181.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $124.1M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $64.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $47.9M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $45.8M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $43.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $36.4M |
| All Other Securities | RCONB560 | $32.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $5.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $48K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · Pacific Crest Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $8.6M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $2.5M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $2.5M |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · Pacific Crest Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $24.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $16.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF058 | $3.0M |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (6 items)
About Schedule RC-N · Pacific Crest Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $1.1M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $1.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $1.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Other Construction Loans and All Land Development and Other Land Loans-nonaccrual | RCONK110 | $71K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $71K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Pacific Crest Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $316.6M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $239.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $146.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $84.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $35.4M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $7.0M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.7M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,950 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 165 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 141 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 6 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Pacific Crest Bank regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Pacific Crest Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $319.3M |
| Average total consolidated assets | RCOAKW03 | $319.3M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $240.4M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $38.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $35.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $35.6M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $35.6M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $33.7M |
| Retained Earnings | RCOAKW00 | $25.5M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $10.1M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $3.0M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $3.0M |
| Tier 2 Capital Before Deductions | RCOAP870 | $3.0M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.8M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$1.8M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1605 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1479 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1479 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1114 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0805 |
Schedule RC-R, Part II: Risk-Weighted Assets (39 items)
About Schedule RC-R, Part II · Pacific Crest Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $241.4M |
| Total Risk-weighted Assets | RCONG641 | $240.4M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $189.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $189.3M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $182.5M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $139.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $90.5M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $89.7M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $89.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $50.9M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $50.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $49.3M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $44.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $44.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $44.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $44.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $33.2M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $33.2M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $30.9M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $30.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $25.4M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $20.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $13.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $13.3M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $13.3M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $12.2M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $12.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $6.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $6.8M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $6.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$5.6M |
| Total All Other Assets | RCOND981 | $4.4M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $2.3M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $2.1M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.8M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $1.5M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $1.1M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $1.1M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $168K |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $33.7M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $32.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $32.6M |
| Other Comprehensive Income | RIADB511 | $463K |
| Cash Dividends Declared on Common Stock | RIAD4460 | $391K |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | $84K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (3 items)
About Schedule RI-B, Part I · Pacific Crest Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $2K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $1K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Pacific Crest Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $3.8M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $3.8M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $25K |
Pacific Crest Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Pacific Crest Bank call report?
The Pacific Crest Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Pacific Crest Bank file?
Pacific Crest Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Pacific Crest Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Pacific Crest Bank has Federal Reserve RSSD ID 2643595 and FDIC certificate number 34585. Either one finds its filings on the FFIEC Central Data Repository.
How often does Pacific Crest Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Pacific Crest Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 34585) · FFIEC NIC profile (RSSD 2643595)