Bank call report · Fairfax, VA
United Bank Call Report
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United Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 644 reported line items, schedule by schedule (911 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 365325 |
| FDIC certificate number | 22858 |
| Total assets | $33.64B |
Official Q2 2026 call report PDF (FFIEC) →
United Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (32 items)
About Schedule RC · United Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $33.64B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $33.64B |
| Total Liabilities and Minority Interest | RCON2948 | $28.02B |
| Total Deposits | RCON2200 | $27.34B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $24.99B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $24.70B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $20.60B |
| Deposits: Noninterest-bearing | RCON6631 | $6.74B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $5.62B |
| Total Equity Capital | RCON3210 | $5.62B |
| Surplus | RCON3839 | $4.25B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $3.31B |
| Intangible Assets | RCON2143 | $2.06B |
| Goodwill | RCON3163 | $2.04B |
| Interest-bearing Balances | RCON0071 | $1.80B |
| Undivided Profits and Capital Reserves | RCON3632 | $1.51B |
| Other Assets | RCON2160 | $1.13B |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $303.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $299.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $277.7M |
| Other Liabilities, Total | RCON2930 | $268.0M |
| Other Borrowed Money | RCON3190 | $250.0M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $167.0M |
| Accumulated Other Comprehensive Income | RCONB530 | -$142.1M |
| Loans and Leases Held for Sale | RCON5369 | $35.2M |
| Other Real Estate Owned | RCON2150 | $10.2M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $9.1M |
| Common Stock | RCON3230 | $2.0M |
| Federal Funds Sold | RCONB987 | $1.4M |
| Held-to-maturity Securities, Total | RCON1754 | $1.0M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $986K |
| Minority Interest in Consolidated Subsidiaries and Similar Items | RCON3000 | $104K |
Schedule RI: Income Statement (56 items)
About Schedule RI · United Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $834.0M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $737.5M |
| Net Interest Income | RIAD4074 | $577.2M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $412.1M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $328.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $322.5M |
| Total Noninterest Expense | RIAD4093 | $299.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $261.9M |
| Net Income (Loss) | RIAD4340 | $261.9M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $261.9M |
| Total Interest Expense | RIAD4073 | $256.7M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $173.8M |
| Salaries and Employee Benefits | RIAD4135 | $137.3M |
| Other Noninterest Expense | RIAD4092 | $114.0M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $101.0M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $100.9M |
| Total Noninterest Income | RIAD4079 | $69.6M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $68.9M |
| Applicable Income Taxes | RIAD4302 | $66.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $51.7M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $44.7M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $38.5M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $33.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $31.5M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $30.3M |
| Other Noninterest Income | RIADB497 | $24.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $20.1M |
| Interest on Other Securities | RIAD4060 | $15.7M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $14.9M |
| Provision for Loan and Lease Losses | RIAD4230 | $12.7M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $10.5M |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | -$9.7M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $9.5M |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $5.6M |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $5.5M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $5.5M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $5.1M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $4.8M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $4.7M |
| Fees and Commissions from Annuity Sales | RIADC887 | $4.7M |
| Other Interest Income | RIAD4518 | $4.1M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $3.7M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $3.5M |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $2.6M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $2.6M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $2.3M |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $2.3M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $1.0M |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $884K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $679K |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $402K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $126K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$116K |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | $65K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $25K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 2,674 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $2.08B |
| Balances Due from Federal Reserve Banks | RCON0090 | $1.72B |
| Currency and Coin | RCON0080 | $144.3M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $123.6M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $95.5M |
Schedule RC-B: Securities (56 items)
About Schedule RC-B · United Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $74.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $65.1M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $427.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $388.1M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $1.48B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $1.40B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Amortized Cost | RCONG322 | $41.9M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Fair Value | RCONG323 | $38.3M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Corporate and Similar Loans - Available-for-sale Amortized Cost | RCONG358 | $39.5M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Corporate and Similar Loans - Available-for-sale Fair Value | RCONG359 | $39.5M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Amortized Cost | RCONG374 | $185.7M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Fair Value | RCONG375 | $171.8M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $3.52B |
| Pledged Securities | RCON0416 | $2.06B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $1.18B |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $561.6M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $506.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $496.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $346.2M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $321.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $320.1M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $268.1M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $265.2M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $264.9M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $225.2M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $221.3M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $211.4M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $211.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $204.6M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $185.7M |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $171.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $151.9M |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $135.4M |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $133.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $131.7M |
| Amortized Cost of Available-for-sale Asset-backed Securities: Other Consumer Loans | RCONB852 | $126.4M |
| Fair Value of Available-for-sale Asset-backed Securities: Other Consumer Loans | RCONB853 | $124.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $120.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $88.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $69.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $66.6M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $15.5M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $14.6M |
| Amortized Cost of Available-for-sale Asset-backed Securities: Other | RCONB860 | $9.0M |
| Fair Value of Available-for-sale Asset-backed Securities: Other | RCONB861 | $8.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $5.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $5.6M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Amortized Cost | RCONK156 | $3.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :All Other Commercial MBS: Available-for-sale Fair Value | RCONK157 | $3.2M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $1.0M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $1.0M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $1.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $608K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $406K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $299K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $108K |
Schedule RC-C, Part I: Loans and Leases (51 items)
About Schedule RC-C, Part I · United Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $25.03B |
| Pledged Loans and Leases | RCONG378 | $13.72B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $8.99B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $6.26B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $5.84B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $5.65B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $3.54B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $3.24B |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $2.93B |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $2.80B |
| Commercial and Industrial Loans | RCON1766 | $2.53B |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $2.53B |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $2.44B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $2.17B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $2.11B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.93B |
| Construction, Land Development, and Other Land Loans in Domestic Offices with Interest Reserves: Amount of Loans That Provide for the Use of Interest Reserves (Included in Scheduled Rc-c, Part I, Item 1.A., Column B) | RCONG376 | $1.87B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $1.49B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $945.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $941.5M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $764.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $656.2M |
| Other Loans | RCONJ464 | $623.1M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $623.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $577.3M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $560.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $406.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $403.2M |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $339.0M |
| Loans to mortgage credit intermediaries | RCONPV05 | $312.5M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $270.6M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $244.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $98.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $37.1M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $32.8M |
| Other loans to nondepository financial institutions | RCONPV09 | $26.5M |
| Real Estate Loans Secured by Farmland | RCON1420 | $24.3M |
| Construction, Land Development, and Other Land Loans in Domestic Offices with Interest Reserves: Amount of Interest Capitalized from Interest Reserves on Construction, Land Development, and Other Land Loans That Is Included in Interest and Fee Income on Loans During the Quarter (Included in Schedule Ri, Item 1.A.(1)(A)(2)) | RIADG377 | $19.4M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $19.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $17.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $13.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $9.4M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $2.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $1.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $1.2M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $651K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $651K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $180K |
| Loans for purchasing or carrying securities, including margin loans | RCON1545 | $114K |
| Itemize Loans Secured by Farmland That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONK166 | $8K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $8K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $816.9M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $548.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $146.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $115.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $92.6M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $13.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $10.2M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $3.0M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $2.4M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $1.9M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $1.5M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $291K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 15,171 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 1,979 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 937 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 887 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 566 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 246 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 63 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 29 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 25 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 17 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 9 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 8 |
Schedule RC-E: Deposit Liabilities (37 items)
About Schedule RC-E · United Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $14.16B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $13.57B |
| Total Transaction Accounts | RCON2215 | $13.18B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $12.19B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $8.06B |
| Total Demand Deposits (See Note Below) | RCON2210 | $6.74B |
| Total reciprocal deposits | RCONJH83 | $5.34B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $5.13B |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $4.05B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $2.91B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $2.63B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $1.90B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $1.82B |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $1.80B |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $1.72B |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $1.67B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $1.59B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $1.36B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $1.27B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $1.19B |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $1.10B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $1.09B |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $987.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $621.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $586.8M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $340.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $340.0M |
| Total Brokered Deposits | RCON2365 | $340.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $276.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $109.5M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $93.8M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $71.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $68.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $22.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $5.3M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $684K |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $29K |
Schedule RC-F: Other Assets (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $332.3M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $262.1M |
| Net Deferred Tax Assets | RCON2148 | $116.1M |
| Other Assets | RCON2168 | $113.2M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $111.6M |
| Accrued Interest Receivable | RCONB556 | $99.6M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $93.6M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $53.4M |
| Prepaid Expenses | RCON2166 | $39.1M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $150.7M |
| Operating lease liabilities | RCONLB56 | $99.8M |
| Other Expenses Accrued and Unpaid | RCON3646 | $57.2M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $37.2M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $22.9M |
Schedule RC-K: Quarterly Averages (19 items)
About Schedule RC-K · United Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $33.81B |
| Quarterly Average of Total Loans | RCON3360 | $24.97B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $14.26B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $9.30B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $6.46B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $6.19B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $3.05B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $2.47B |
| Mortgage-backed Securities | RCONB559 | $2.01B |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $1.91B |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $1.77B |
| All Other Securities | RCONB560 | $1.23B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $766.3M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $281.9M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $250.0M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $177.7M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $32.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $9.4M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $1.4M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (24 items)
About Schedule RC-L · United Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms | RCONG418 | $32.8M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $2.75B |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $1.28B |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $808.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $775.7M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $710.5M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $344.2M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $258.8M |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $258.8M |
| Unused Commitments - Credit Card Lines | RCON3815 | $228.4M |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $214.5M |
| Other unused commitments: Loans to mortgage credit intermediaries | RCONPV12 | $207.3M |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $184.3M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $144.2M |
| Performance Standby Letters of Credit | RCON3821 | $85.9M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $84.6M |
| Interest Rate Forward Contracts | RCON8697 | $49.1M |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $44.1M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $36.4M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $32.8M |
| Other unused commitments: Loans to depository financial institutions | RCONPV10 | $10.2M |
| Other unused commitments: Other loans to nondepository financial institutions | RCONPV16 | $7.2M |
| Commercial and Similar Letters of Credit | RCON3411 | $125K |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $78K |
Schedule RC-M: Memoranda (11 items)
About Schedule RC-M · United Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $250.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $250.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $64.4M |
| All other intangible assets | RCONJF76 | $28.6M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $6.9M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $5.8M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $2.7M |
| Outstanding balance of PPP loans | RCONLG27 | $917K |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $703K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 8 |
| Number of outstanding PPP Loans | RCONLG26 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (41 items)
About Schedule RC-N · United Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $99.3M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $69.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $69.1M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $17.7M |
| Additions to Nonaccrual Assets | RCONC410 | $15.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $14.9M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $12.2M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $11.3M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $9.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $8.6M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $8.5M |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $6.5M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $4.6M |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $4.5M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $4.4M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $3.5M |
| All Other Loans - Nonaccrual | RCON5461 | $2.5M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $2.1M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $1.5M |
| 1-4 Family Residential Construction Loans, Nonaccrual | RCONF176 | $1.4M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing | RCON5399 | $1.3M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $1.3M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $1.2M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing | RCONF180 | $957K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $932K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $806K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $765K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $564K |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $246K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $240K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $219K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $194K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing | RCONK214 | $183K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $76K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 90 Days or More and Still Accruing | RCONC239 | $55K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 90 Days or More and Still Accruing | RCONB576 | $44K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 90 or More Days and Still Accruing. | RCONF175 | $41K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $30K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCONB575 | $27K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $15K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $13K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (20 items)
About Schedule RC-O · United Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $33.81B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $27.40B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $14.78B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $12.34B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $10.47B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $3.73B |
| Total Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONK676 | $3.00B |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $1.80B |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $249.8M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $26.1M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Loans Secured by Multifamily Residential and Nonfarm Nonresidential Properties | RCONN178 | $4.3M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Commercial and Industrial Loans | RCONN181 | $2.1M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by Junior Liens on 1-4 Family Residential Properties and Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCONN180 | $412K |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCONN179 | $53K |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - All Other Loans to Individuals for Household, Family, and Other Personal Expenditures | RCONN183 | $17K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 686,425 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 13,189 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 12,652 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 71 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $108.1M |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $102.2M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $35.2M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $2.9M |
| Representation and Warranty Reserves for 1-4 Family Residential Mortgage Loans Sold: Total | RCONM288 | $1.2M |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (23 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 3 Fair Value Measurements | RCONG487 | $35.2M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $35.2M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $3.36B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $3.32B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $3.31B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $3.31B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $36.0M |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCONHT87 | $35.2M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCONHT91 | $34.5M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $9.1M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $9.1M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCONG541 | $1.2M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $1.2M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 3 Fair Value Measurements | RCONG545 | $804K |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $804K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCONG544 | $394K |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $394K |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 3 Fair Value Measurement | RCONG570 | $78K |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $78K |
| All Other Liabilities - Level 3 Fair Value Measurements | RCONG809 | $78K |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $78K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG535 | $78K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $78K |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · United Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $26.96B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (28 items)
About Schedule RC-R, Part I · United Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $33.81B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $31.81B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $26.96B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $5.62B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $4.25B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $4.02B |
| Common Equity Tier 1 Capital | RCOAP859 | $3.69B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $3.69B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $3.69B |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $2.07B |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $2.04B |
| Retained Earnings | RCOAKW00 | $1.51B |
| General Loan and Lease Valuation Allowances | RCOA5310 | $327.6M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $327.6M |
| Tier 2 Capital Before Deductions | RCOAP870 | $327.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$163.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$142.1M |
| Less:other Deductions from Assets for Leverage Capital Purposes | RCOAB596 | -$65.3M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $28.6M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | $24.3M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | -$3.0M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCOAP843 | $1.6M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1491 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1369 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1369 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.116 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0691 |
Schedule RC-R, Part II: Risk-Weighted Assets (91 items)
About Schedule RC-R, Part II · United Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $26.96B |
| Total Risk-weighted Assets | RCONG641 | $26.96B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $23.05B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $23.05B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $20.42B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $19.09B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $18.70B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $6.54B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $6.34B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $5.81B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $5.75B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $4.65B |
| Total All Other Assets | RCOND981 | $3.51B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $3.27B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $3.10B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $3.03B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $2.87B |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $2.32B |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $2.27B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $2.22B |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $2.14B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $2.11B |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $2.08B |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $2.00B |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $1.86B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $1.85B |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $1.71B |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $1.24B |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $739.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $454.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $454.4M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $443.4M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $415.4M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $306.7M |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - Over One Year Through Five Years | RCONS604 | $250.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $244.1M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $219.2M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a | RCONS481 | $217.6M |
| Total On-balance Sheet Securitization Exposures, Available-for-sale Securities | RCONS480 | $217.6M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$211.9M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $179.9M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $167.0M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $167.0M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $167.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $138.8M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $132.2M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $127.5M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $111.4M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $111.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $88.1M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $88.1M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $86.4M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $86.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $85.9M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $84.6M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $84.6M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $60.5M |
| Financial Standby Letters of Credit - 20 Pct Risk Weight Category | RCOND994 | $50.6M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $49.1M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Ssfa Risk Weight Exposure, by Calculation Methodology | RCONS483 | $45.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $42.9M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $35.2M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $35.2M |
| Centrally Cleared Derivatives - 20 Pct Risk Weight Category | RCONS554 | $33.6M |
| Centrally Cleared Derivatives - Credit Equivalent Amount | RCONS549 | $33.6M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $32.8M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $30.5M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $30.0M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $22.6M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 20 Pct Risk Weight Category | RCONG603 | $21.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 50 Pct Risk Weight Category | RCONG604 | $15.2M |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCONJJ30 | $9.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $8.8M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $6.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $5.5M |
| Financial Standby Letters of Credit - 50 Pct Risk Weight Category | RCOND995 | $4.0M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $1.8M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $1.8M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $1.4M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $1.4M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $1.0M |
| Total Held-to-maturity Securities | RCOND961 | $986K |
| All Other Off- Balance Sheet Liabilities - 50 Pct Risk Weight Category | RCONG622 | $666K |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCONG619 | $666K |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCONG618 | $666K |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $525K |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $525K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $125K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $25K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $25K |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$14K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $35.9M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $666K |
Schedule RC-T: Fiduciary and Related Services (48 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $4.82B |
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $3.25B |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $1.45B |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $1.44B |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $760.2M |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $597.0M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $584.1M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $496.4M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $235.8M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $216.9M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $167.2M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $121.2M |
| Other Fiduciary Accounts - Managed Assets | RCONB890 | $109.8M |
| Employee Benefit-defined Benefit - Non-managed Asssets | RCONB877 | $69.0M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $19.0M |
| Income from Fiduciary Activities | RIAD4070 | $10.0M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $4.2M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $4.2M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $3.1M |
| Personal Trust and Agency Accounts | RIADB904 | $2.4M |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $1.2M |
| Other Fiduciary Accounts - Non-managed Assets | RCONB891 | $1.0M |
| Other Fiduciary and Related Services Income | RIADB910 | $582K |
| Custody and Safekeeping Accounts | RIADB909 | $501K |
| Employee Benefit-defined Contribution | RIADB905 | $466K |
| Other Retirement Accounts | RIADB907 | $466K |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Non-managed Assets | RCONJ256 | $262K |
| Employee Benefit-defined Benefit | RIADB906 | $250K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $118K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 1,132 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 427 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 399 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 374 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 319 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 214 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 212 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 154 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 143 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 33 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 32 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 16 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 12 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 8 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 6 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 4 |
| Employee Benefit-defined Benefit - Number of Non-managed Accounts | RCONB879 | 2 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Non-managed Accounts | RCONJ258 | 1 |
| Other Fiduciary Accounts - Number of Non-managed Accounts | RCONB893 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $5.62B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $5.58B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $5.58B |
| Cash Dividends Declared on Common Stock | RIAD4460 | $220.0M |
| Other Comprehensive Income | RIADB511 | -$4.5M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (20 items)
About Schedule RI-B, Part I · United Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $12.9M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $5.6M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $3.9M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $2.2M |
| Charge-offs on Automobile Loans | RIADK129 | $1.9M |
| Charge-offs on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3588 | $1.1M |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $699K |
| Recoveries on Automobile Loans | RIADK133 | $671K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $351K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $275K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $235K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $138K |
| Charge-offs on Loans to Credit Cards | RIADB514 | $115K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $74K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $68K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $53K |
| Recoveries on Loans to Credit Cards | RIADB515 | $20K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $14K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $4K |
| 1-4 Family Residential Construction Loans Recoveries | RIADC892 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (7 items)
About Schedule RI-B, Part II · United Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $299.5M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $297.5M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $12.9M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $2.1M |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $16K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $14K |
| Provisions for credit losses, Held-to-maturity debt securities | RIADJH90 | -$2K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $24.99B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $10.89B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $6.21B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $3.76B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $3.34B |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $780.4M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $299.5M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $121.4M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $58.7M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $53.6M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $51.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $13.6M |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $9.4M |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $1.0M |
| Held to Maturity Securities, Securities issued by states and poilitical subdivisions in the US | RCONJJ20 | $14K |
| Held to Maturity Securities, Total | RCONJJ25 | $14K |
Schedule RI-E: Explanations (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $28.9M |
| Data Processing Expenses | RIADC017 | $14.1M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $9.9M |
| Consulting and Advisory Expense | RIADF557 | $9.8M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $8.1M |
| Earnings On/increase in Value of Cash Surrender Value of Life Insurance | RIADC014 | $6.1M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $4.3M |
| Income and Fees from Wire Transfers | RIADT047 | $1.7M |
United Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the United Bank call report?
The United Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does United Bank file?
United Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the United Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: United Bank has Federal Reserve RSSD ID 365325 and FDIC certificate number 22858. Either one finds its filings on the FFIEC Central Data Repository.
How often does United Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
United Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 22858) · FFIEC NIC profile (RSSD 365325)