Branch Network
United Community Bank Locations & Branches Perham, Minnesota
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United Community Bank operates 3 branches from its headquarters in Perham, MN, .
United Community Bank branch network
All 3 branches are in MINNESOTA, across 3 cities. Its largest office by deposits is its main office in Perham, MN, with $251.4M (77.0% of its branch deposits). It had the same number of branches on June 30, 2025.
United Community Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.49% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $359.3M
- Tier 1 leverage ratio, Q2 2026
- 10.49%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1911
Full financial profile · Is United Community Bank safe? · United Community Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Perham, MN (1 branch) | 1 of 2 | 75.9% | $251.4M |
| State: MN (3 branches) | 96 of 277 | 0.1% | $326.7M |
Ranked by total assets among banks headquartered in the state: Largest banks in Minnesota.
Share by county and metro area
United Community Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Otter Tail, MN (2 branches) | 3 of 18 | 13.7% | $279.2M | $2.03B |
| Becker, MN (1 branch) | 5 of 10 | 3.1% | $47.5M | $1.51B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Fergus Falls, MN (2 branches) | 3 of 18 | 13.7% | $279.2M | $2.03B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| United Community Bank (main office) | Perham, MN | 56573 | $251.4M |
| Frazee Branch | Frazee, MN | 56544 | $47.5M |
| Dent Branch | Dent, MN | 56528 | $27.8M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 8544) · FFIEC NIC profile (RSSD 847157)