Branch Network
United Southern Bank Locations & Branches Hopkinsville, Kentucky
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United Southern Bank operates 7 branches from its headquarters in Hopkinsville, KY, .
United Southern Bank branch network
All 7 branches are in KENTUCKY, across 5 cities. Hopkinsville, KY has the most of its branches, 3. Its largest office by deposits is its main office in Hopkinsville, KY, with $96.6M (31.3% of its branch deposits). It had the same number of branches on June 30, 2025.
United Southern Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 12.66% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $353.7M
- Tier 1 leverage ratio, Q2 2026
- 12.66%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1922
Full financial profile · Is United Southern Bank safe? · United Southern Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Hopkinsville, KY (3 branches) | 3 of 8 | 9.7% | $143.5M |
| State: KY (7 branches) | 73 of 152 | 0.2% | $308.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
United Southern Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Christian, KY (5 branches) | 3 of 8 | 12.4% | $188.2M | $1.52B |
| Todd, KY (2 branches) | 2 of 3 | 36.8% | $120.2M | $326.5M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Clarksville, TN-KY (5 branches) | 11 of 19 | 3.0% | $188.2M | $6.21B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| United Southern Bank (main office) | Hopkinsville, KY | 42240 | $96.6M |
| Elkton Branch | Elkton, KY | 42220 | $88.7M |
| Trenton Branch | Trenton, KY | 42286 | $31.5M |
| Canton Street Branch | Hopkinsville, KY | 42240 | $29.2M |
| Crofton Branch | Crofton, KY | 42217 | $26.6M |
| Pembroke Branch | Pembroke, KY | 42266 | $18.0M |
| Clinic Drive Branch | Hopkinsville, KY | 42240 | $17.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 9309) · FFIEC NIC profile (RSSD 110945)