Branch Network
United Southern Bank Locations & Branches Umatilla, Florida
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United Southern Bank operates 14 branches from its headquarters in Umatilla, FL, .
United Southern Bank branch network
All 14 branches are in FLORIDA, across 10 cities. Leesburg, FL has the most of its branches, 4. Its largest office by deposits is its main office in Umatilla, FL, with $135.7M (17.6% of its branch deposits). It had the same number of branches on June 30, 2025.
United Southern Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.77% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $843.0M
- Tier 1 leverage ratio, Q2 2026
- 10.77%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1937
Full financial profile · Is United Southern Bank safe? · United Southern Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Umatilla, FL (1 branch) | 1 of 1 | 100.0% | $135.7M |
| State: FL (14 branches) | 73 of 186 | <0.1% | $769.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Florida.
Share by county and metro area
United Southern Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lake, FL (12 branches) | 5 of 17 | 8.6% | $732.2M | $8.54B |
| Sumter, FL (2 branches) | 9 of 10 | 0.7% | $36.9M | $5.05B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Orlando-Kissimmee-Sanford, FL (12 branches) | 17 of 48 | 1.1% | $732.2M | $68.65B |
| The Villages, FL (2 branches) | 9 of 10 | 0.7% | $36.9M | $5.05B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| United Southern Bank (main office) | Umatilla, FL | 32784 | $135.7M |
| Eustis Branch | Eustis, FL | 32726 | $115.0M |
| Leesburg Branch | Leesburg, FL | 34748 | $100.3M |
| Downtown Leesburg Office | Leesburg, FL | 34748 | $92.0M |
| Tavares Branch | Tavares, FL | 32778 | $65.0M |
| Mount Dora Branch | Mount Dora, FL | 32757 | $64.7M |
| Lady Lake Branch | Lady Lake, FL | 32159 | $50.3M |
| Clermont Branch | Clermont, FL | 34711 | $34.8M |
| Astor Branch | Astor, FL | 32102 | $32.3M |
| Lisbon Branch | Leesburg, FL | 34788 | $29.2M |
| Wildwood Branch | Wildwood, FL | 34785 | $18.7M |
| Villages Office | Lady Lake, FL | 32159 | $18.2M |
| Lake Port Square Branch | Leesburg, FL | 34748 | $7.2M |
| Lakeview Terrace Office | Altoona, FL | 32702 | $5.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15465) · FFIEC NIC profile (RSSD 327435)