Branch Network
Upper Peninsula State Bank Locations & Branches Escanaba, Michigan
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Upper Peninsula State Bank operates 5 branches from its headquarters in Escanaba, MI, .
Upper Peninsula State Bank branch network
All 5 branches are in MICHIGAN, across 5 cities. Its largest office by deposits is its main office in Escanaba, MI, with $253.3M (83.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Upper Peninsula State Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 13.42% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $371.7M
- Tier 1 leverage ratio, Q2 2026
- 13.42%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1902
Full financial profile · Is Upper Peninsula State Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Escanaba, MI (1 branch) | 1 of 5 | 46.6% | $253.3M |
| State: MI (5 branches) | 62 of 95 | 0.1% | $303.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Michigan.
Share by county and metro area
Upper Peninsula State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Delta, MI (2 branches) | 2 of 5 | 35.1% | $266.3M | $759.5M |
| Dickinson, MI (1 branch) | 8 of 8 | 2.4% | $17.3M | $727.1M |
| Marquette, MI (1 branch) | 7 of 8 | 0.9% | $11.7M | $1.29B |
| Houghton, MI (1 branch) | 7 of 7 | 0.9% | $8.2M | $959.5M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Escanaba, MI (2 branches) | 2 of 5 | 35.1% | $266.3M | $759.5M |
| Iron Mountain, MI-WI (1 branch) | 9 of 9 | 2.0% | $17.3M | $878.2M |
| Marquette, MI (1 branch) | 7 of 8 | 0.9% | $11.7M | $1.29B |
| Houghton, MI (1 branch) | 7 of 7 | 0.9% | $8.2M | $959.5M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Upper Peninsula State Bank (main office) | Escanaba, MI | 49829 | $253.3M |
| Iron Mountain Branch | Iron Mountain, MI | 49801 | $17.3M |
| Lowrie Avenue Branch | Gladstone, MI | 49837 | $12.9M |
| Marquette Branch | Marquette, MI | 49855 | $11.7M |
| Houghton Branch | Houghton, MI | 49931 | $8.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 1090) · FFIEC NIC profile (RSSD 236957)