Bank call report · Phoenix, AZ
USAA Federal Savings Bank Call Report
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USAA Federal Savings Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 031. Below are its 444 reported line items, schedule by schedule (1,289 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 031 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 619877 |
| FDIC certificate number | 32188 |
| Total assets | $106.19B |
Official Q2 2026 call report PDF (FFIEC) →
USAA Federal Savings Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 031.
Schedule RC: Balance Sheet (28 items)
About Schedule RC · USAA Federal Savings Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCFD2170 | $106.19B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCFD3300 | $106.19B |
| Total Liabilities and Minority Interest | RCFD2948 | $100.37B |
| Total Deposits | RCON2200 | $91.97B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $91.56B |
| Loans and Leases, Net of Unearned Income - Totals | RCFDB528 | $44.41B |
| Loans and Leases, Net of Unearned Income and Allowance | RCFDB529 | $42.52B |
| Held to maturity securities (ASU 2016-13 adoption) | RCFDJJ34 | $33.23B |
| Held-to-maturity Securities, Total | RCFD1754 | $33.23B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCFD1773 | $15.27B |
| Noninterest-bearing Balances and Currency and Coin | RCFD0081 | $7.35B |
| Undivided Profits and Capital Reserves | RCFD3632 | $6.44B |
| Other Borrowed Money | RCFD3190 | $6.31B |
| Total Equity Capital | RCFD3210 | $5.82B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCFDG105 | $5.82B |
| Accumulated Other Comprehensive Income | RCFDB530 | -$4.06B |
| Other Assets | RCFD2160 | $3.16B |
| Surplus | RCFD3839 | $3.15B |
| Interest-bearing Balances | RCFD0071 | $2.81B |
| Other Liabilities, Total | RCFD2930 | $2.09B |
| Allowance for Loan and Lease Losses | RCFD3123 | $1.89B |
| Loans and Leases Held for Sale | RCFD5369 | $1.81B |
| Deposits: Noninterest-bearing | RCON6631 | $411.0M |
| Perpetual Preferred Stock and Related Surplus | RCFD3838 | $275.0M |
| Common Stock | RCFD3230 | $18.0M |
| Equity securities with readily determinable fair values not held for trading | RCFDJA22 | $15.0M |
| Direct and Indirect Investments in Real Estate Ventures | RCFD3656 | $14.0M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCFD2145 | $13.0M |
Schedule RI: Income Statement (38 items)
About Schedule RI · USAA Federal Savings Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $2.84B |
| Net Interest Income | RIAD4074 | $2.61B |
| Total Noninterest Expense | RIAD4093 | $2.49B |
| Interest and Fee Income on Loans, Total | RIAD4010 | $2.15B |
| Other Noninterest Expense | RIAD4092 | $1.36B |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $1.14B |
| Salaries and Employee Benefits | RIAD4135 | $1.08B |
| Total Noninterest Income | RIAD4079 | $987.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $957.0M |
| Other Noninterest Income | RIADB497 | $908.0M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $646.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $646.0M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $484.0M |
| Net Income (Loss) | RIAD4340 | $484.0M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $484.0M |
| Provision for Loan and Lease Losses | RIAD4230 | $461.0M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $461.0M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $447.0M |
| Total Interest Expense | RIAD4073 | $229.0M |
| Applicable Income Taxes | RIAD4302 | $162.0M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $150.0M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $123.0M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $97.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $52.0M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $51.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $49.0M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $48.0M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $42.0M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $28.0M |
| Interest on Other Securities | RIAD4060 | $20.0M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $17.0M |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | $12.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $10.0M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $9.0M |
| Other Interest Income | RIAD4518 | $7.0M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2.0M |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $1.0M |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 11,883 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (9 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions (consolidated) | RCFD0010 | $10.16B |
| Cash and Balances Due from Depository Institutions (domestic offices) | RCON0010 | $10.16B |
| Cash Items in Process of Collection, Unposted Debits, and Currency and Coin | RCFD0022 | $7.25B |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $7.25B |
| Balances Due from Federal Reserve Banks (consolidated) | RCFD0090 | $2.60B |
| Balances Due from Federal Reserve Banks (domestic offices) | RCON0090 | $2.60B |
| Balances Due from Depository Institutions in the U.S. (consolidated) | RCFD0082 | $314.0M |
| Balances Due from Depository Institutions in the U.S. (domestic offices) | RCON0082 | $314.0M |
| Currency and Coin | RCON0080 | $1.0M |
Schedule RC-B: Securities (51 items)
About Schedule RC-B · USAA Federal Savings Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCFDG302 | $746.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCFDG303 | $631.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCFDG300 | $798.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCFDG301 | $732.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCFDG306 | $6.08B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCFDG307 | $5.42B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCFDG304 | $20.02B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCFDG305 | $18.64B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCFDG314 | $142.0M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCFDG315 | $121.0M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCFDG312 | $4.12B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCFDG313 | $3.48B |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Amortized Cost | RCFDG374 | $899.0M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Fair Value | RCFDG375 | $863.0M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Held-to-maturity Amortized Cost | RCFDG372 | $747.0M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Held-to-maturity Fair Value | RCFDG373 | $698.0M |
| Pledged Securities | RCFD0416 | $31.48B |
| Total Fair Value of Held-to-maturity Securities | RCFD1771 | $30.29B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCFDA560 | $18.50B |
| Total Amortized Cost of Available-for-sale Securities | RCFD1772 | $16.39B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCFDA559 | $8.24B |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCFDA248 | $5.83B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCFDA562 | $5.75B |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities: Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCFDK142 | $5.67B |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCFD1286 | $5.32B |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCFD1287 | $5.31B |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCFDK143 | $5.25B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA552 | $4.81B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCFDA550 | $3.43B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCFDA553 | $2.96B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCFDA549 | $2.25B |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK144 | $1.89B |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK145 | $1.77B |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK152 | $1.31B |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK153 | $1.15B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCFDA554 | $1.11B |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCFD0211 | $1.06B |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCFDHT60 | $899.0M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCFDPV00 | $899.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDA551 | $869.0M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCFDHT61 | $863.0M |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCFDPV01 | $863.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCFDK150 | $814.0M |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Amortized Cost | RCFDHT58 | $747.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCFDK151 | $747.0M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Amortized Cost | RCFDPU98 | $747.0M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCFD0213 | $741.0M |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Fair Value | RCFDHT59 | $698.0M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Held-to-maturity: Fair Value | RCFDPU99 | $698.0M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCFDA561 | $450.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA558 | $129.0M |
Schedule RC-C, Part I: Loans and Leases (39 items)
About Schedule RC-C, Part I · USAA Federal Savings Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income (consolidated) | RCFD2122 | $46.22B |
| Total Loans and Leases, Net of Unearned Income (domestic offices) | RCON2122 | $46.22B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards (consolidated) | RCFDB538 | $18.63B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards (domestic offices) | RCONB538 | $18.63B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCFDA247 | $18.22B |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) (consolidated) | RCFDK137 | $17.42B |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) (domestic offices) | RCONK137 | $17.42B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCFDA570 | $16.74B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCFDA573 | $10.34B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCFDA574 | $8.76B |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (consolidated) | RCFDK207 | $6.93B |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (domestic offices) | RCONK207 | $6.93B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCFDA572 | $5.34B |
| Pledged Loans and Leases | RCFDG378 | $4.15B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens (consolidated) | RCFD5367 | $2.89B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens (domestic offices) | RCON5367 | $2.89B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.81B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCFDA571 | $1.61B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $891.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit (consolidated) | RCFD1797 | $316.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit (domestic offices) | RCON1797 | $316.0M |
| Outstanding Credit Card Fees & Finance Charges | RCFDC391 | $176.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCFDA575 | $140.0M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $78.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $42.0M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCFDHK25 | $30.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $29.0M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (consolidated) | RCFDJ451 | $23.0M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (domestic offices) | RCONJ451 | $23.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCFDK165 | $20.0M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $19.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards That Exceed 10 Percent of Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCFDK098 | $19.0M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $12.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $12.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $10.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $8.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens (consolidated) | RCFD5368 | $3.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens (domestic offices) | RCON5368 | $3.0M |
| Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) | RCFDB837 | $1.0M |
Schedule RC-E: Deposit Liabilities (26 items)
About Schedule RC-E · USAA Federal Savings Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $78.94B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $78.94B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $73.71B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $73.71B |
| Total Transaction Accounts | RCON2215 | $13.03B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $13.03B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $12.59B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $4.01B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $2.57B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $2.13B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $1.94B |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $1.83B |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $833.0M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $789.0M |
| Total Demand Deposits (See Note Below) | RCON2210 | $437.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $419.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $371.0M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $314.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $276.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $93.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $59.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $37.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $29.0M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $29.0M |
| Total Brokered Deposits | RCON2365 | $29.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $6.0M |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Assets | RCFD2148 | $2.03B |
| Other Assets | RCFD2168 | $625.0M |
| Accounts Receivable | RCFDFT34 | $306.0M |
| Accrued Interest Receivable | RCFDB556 | $261.0M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCFD1752 | $248.0M |
| Computer Software | RCFDFT33 | $182.0M |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCFD3646 | $1.14B |
| All Other Liabilities | RCFD2938 | $941.0M |
| Accounts Payable | RCFD3066 | $806.0M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $5.0M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCFDB557 | $1.0M |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · USAA Federal Savings Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCFD3368 | $106.21B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $70.44B |
| Quarterly Average of Total Loans | RCON3360 | $44.98B |
| Mortgage-backed Securities | RCFDB559 | $42.02B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $24.25B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $18.10B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $13.01B |
| Quarterly Average of Other Borrowed Money | RCFD3355 | $8.36B |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCFDB558 | $7.83B |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCFD3381 | $6.14B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $4.51B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $2.60B |
| All Other Securities | RCFDB560 | $1.70B |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $835.0M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCFD3353 | $37.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCFD3365 | $3.0M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (11 items)
About Schedule RC-L · USAA Federal Savings Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms | RCFDG418 | $1.0M |
| Over the Counter Derivatives: Net Current Credit Exposure - Corporations and All Other Counterparties | RCFDG422 | $11.0M |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCFDJ455 | $64.07B |
| Unused Commitments - Credit Card Lines | RCFD3815 | $64.07B |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCFD8725 | $14.22B |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCFD3450 | $11.50B |
| Interest Rate Forward Contracts | RCFD8697 | $2.25B |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCFD3814 | $608.0M |
| Written OTC Interest Rate Option Contracts | RCFD8709 | $470.0M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8741 | $15.0M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8745 | $12.0M |
Schedule RC-M: Memoranda (7 items)
About Schedule RC-M · USAA Federal Savings Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCFD2651 | $5.26B |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCFDF055 | $5.26B |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCFDF065 | $1.05B |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDF061 | $570.0M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Three Year Through Five Years. | RCFDF062 | $481.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCFD6164 | $1.0M |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (26 items)
About Schedule RC-N · USAA Federal Savings Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Additions to Nonaccrual Assets | RCFDC410 | $635.0M |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCFD1403 | $493.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Nonaccrual | RCFDB577 | $300.0M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCFD1406 | $287.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCFDB575 | $147.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $101.0M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCFDK038 | $97.0M |
| Rebooked 'Gnma Loans' That Have Been Repurchased or Are Eligible for Repurchase Included in Item 10 - Nonaccrual | RCFDK044 | $96.0M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCFDK213 | $77.0M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCFDHK28 | $66.0M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCFDK216 | $46.0M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCFDK215 | $45.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Nonaccrual | RCFDK128 | $40.0M |
| Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty Credit Card Loans to Individuals for Household, Family, and Other Personal Expenditures: Nonaccrual | RCFDK276 | $36.0M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCFDK218 | $30.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $26.0M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $17.0M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $8.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $5.0M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCFDK036 | $5.0M |
| Rebooked 'Gnma Loans' That Have Been Repurchased or Are Eligible for Repurchase Included in Item 10 - Past Due 30 Through 89 Days and Still Accruing | RCFDK042 | $5.0M |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCFD5459 | $4.0M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCFDK041 | $1.0M |
| Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty Credit Card Loans to Individuals for Household, Family, and Other Personal Expenditures: Past Due 30 Through 89 Days and Still Accruing | RCFDK274 | $1.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCFDK126 | $1.0M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 30 Through 89 Days and Still Accruing | RCFDHK26 | $1.0M |
Schedule RC-O: Other Data for Deposit Insurance Assessments (16 items)
About Schedule RC-O · USAA Federal Savings Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCFDK652 | $106.21B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCFDF236 | $91.98B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $78.93B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $12.73B |
| Average Tangible Equity for the Calendar Quarter | RCFDK654 | $9.78B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $4.77B |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $833.0M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCFDN179 | $591.0M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $284.0M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $30.0M |
| Portion of Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms and Are Guaranteed or Insured by the U.S. Government (Including the FDIC) (Included in Schedule Rc-c, Part I, | RCFDL189 | $1.0M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 13,651,517 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 28,823 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 15,439 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 90 |
| Averaging Method Used | RCFDK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $1.81B |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $1.34B |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $71.0M |
| Representation and Warranty Reserves for 1-4 Family Residential Mortgage Loans Sold: Total | RCONM288 | $6.0M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $1.0M |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (32 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCFDG486 | $1.81B |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCFDG483 | $1.81B |
| Loans and Leases Held for Investment - Level 3 Fair Value Measurements | RCFDG492 | $35.0M |
| Loans and Leases Held for Investment - Total Fair Value Reported on Schedule Rc | RCFDG488 | $35.0M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG502 | $17.13B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCFDJA36 | $15.28B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCFDG505 | $11.76B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCFDG476 | $9.96B |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCFDG475 | $5.31B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCFDG504 | $5.31B |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCFDHT87 | $1.84B |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCFDHT91 | $1.82B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCFDG506 | $46.0M |
| Available-for-sale Securities - Less Amounts Netted in the Determination of Total Fair Value | RCFDG474 | -$15.0M |
| Total Assets Measured at Fair Value on a Recurring Basis - Less Amounts Netted in the Determination of Total Fair Value | RCFDG503 | -$14.0M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 3 Fair Value Measurements | RCFDG545 | $11.0M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCFDG541 | $11.0M |
| All Other Assets - Level 3 Fair Value Measurements | RCFDG804 | $11.0M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCFDG391 | $11.0M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCFDG569 | $11.0M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCFDG808 | $11.0M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCFDG534 | $11.0M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCFDG566 | $8.0M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCFDG805 | $8.0M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG531 | $8.0M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities- Less Amounts Netted in the Determination of Total Fair Value | RCFDG567 | $3.0M |
| All Other Liabilities - Less Amounts Netted in the Determination of Total Fair Value | RCFDG806 | $3.0M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Less Amounts Netted in the Determination of Total Fair Value | RCFDG532 | $3.0M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Less Amounts Netted in the Determination of Total Fair Value | RCFDG542 | $1.0M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCFDG544 | $1.0M |
| All Other Assets - Less Amounts Netted in the Determination of Total Fair Value | RCFDG392 | $1.0M |
| All Other Assets - Level 2 Fair Value Measurements | RCFDG396 | $1.0M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (29 items)
About Schedule RC-R, Part I · USAA Federal Savings Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCFAKW03 | $106.21B |
| Average Total Assets (Net of Deductions) | RCFAA224 | $106.20B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCFAA223 | $56.82B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCFA3792 | $10.60B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCFA8274 | $9.87B |
| Common Equity Tier 1 Capital | RCFAP859 | $9.60B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCFAP852 | $9.60B |
| Retained Earnings | RCFAKW00 | $6.44B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCFAP840 | $5.54B |
| Accumulated Other Comprehensive Income | RCFAB530 | -$4.06B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCFAP742 | $3.17B |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP848 | -$3.12B |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP844 | -$873.0M |
| General Loan and Lease Valuation Allowances | RCFA5310 | $725.0M |
| Tier 2 (Supplementary) Capital | RCFA5311 | $725.0M |
| Tier 2 Capital Before Deductions | RCFAP870 | $725.0M |
| Additional Tier 1 Capital | RCFAP865 | $275.0M |
| Additional Tier 1 Capital Before Deductions | RCFAP863 | $275.0M |
| Additional Tier 1 Capital Instruments Plus Related Surplus | RCFAP860 | $275.0M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP846 | -$61.0M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCFAP875 | $7.0M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCFAP843 | $4.0M |
| Less: All Other Deductions from (Additions to) Common Equity Tier 1 Capital Before Threshold-based Deductions | RCFAP850 | $3.0M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCFA7205 | 0.1865 |
| Tier 1 Risk-based Capital Ratio | RCFA7206 | 0.1737 |
| Common Equity Tier 1 Capital Ratio | RCFAP793 | 0.1689 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCFAH311 | 0.1065 |
| Tier 1 Leverage Capital Ratio | RCFA7204 | 0.0929 |
Schedule RC-R, Part II: Risk-Weighted Assets (61 items)
About Schedule RC-R, Part II · USAA Federal Savings Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unconditionally Cancellable Commitments | RCFDS540 | $64.68B |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCFDS580 | $57.99B |
| Total Risk-weighted Assets | RCFDG641 | $56.82B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG631 | $52.54B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCFDD988 | $52.54B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG637 | $44.20B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG633 | $44.20B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCFDD990 | $44.20B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCFDS457 | $42.63B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCFDS462 | $42.59B |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCFDD963 | $34.41B |
| Total Held-to-maturity Securities | RCFDD961 | $33.23B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCFDJA21 | $15.28B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCFDG630 | $12.34B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCFDD987 | $12.34B |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG635 | $10.51B |
| Total Cash and Balances Due from Depository Institutions | RCFDD957 | $10.16B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCFDD968 | $9.64B |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCFDD959 | $7.56B |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCFDD967 | $6.76B |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCFDS500 | -$5.68B |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - One Year or Less | RCFDS603 | $5.25B |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - Over One Year Through Five Years | RCFDS604 | $5.20B |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCFDS399 | -$4.10B |
| Total All Other Assets | RCFDD981 | $3.19B |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCFDD962 | $2.92B |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCFDD958 | $2.60B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCFDS582 | $2.25B |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCFDS573 | $1.88B |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCFDS413 | $1.81B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCFDG632 | $1.66B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCFDD989 | $1.66B |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCFDS416 | $1.50B |
| All Other Assets - Adjustments to Totals Reported in Column a | RCFDS469 | $1.44B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCFDS439 | $1.40B |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCFDS402 | -$1.12B |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - Over Five Years | RCFDS605 | $1.05B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCFDS443 | $959.0M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCFDG636 | $830.0M |
| All Other Assets - 250 Pct Risk Weight Category | RCFDH293 | $753.0M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCFDS504 | $753.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCFDS562 | $753.0M |
| All Other Assets - 100 Pct Risk Weight Category | RCFDD985 | $649.0M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCFDS572 | $563.0M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCFDS455 | $375.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCFDS561 | $375.0M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCFDS503 | $375.0M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCFDS449 | $375.0M |
| All Other Assets - 20 Pct Risk Weight Category | RCFDD983 | $328.0M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCFDS415 | $304.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCFDS441 | $287.0M |
| Centrally Cleared Derivatives - 2 Pct Risk Weight Category | RCFDS551 | $182.0M |
| Centrally Cleared Derivatives - Credit Equivalent Amount | RCFDS549 | $182.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 2 Pct Risk Weight Category | RCFDS558 | $182.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCFDS442 | $156.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCFDS459 | $40.0M |
| All Other Assets - 0 Pct Risk Weight Category | RCFDD982 | $17.0M |
| Risk-weighted Assets by Risk-weighted Category - 2 Pct Risk Weight Category | RCFDS569 | $4.0M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCFDG642 | $1.0M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCFDS545 | $1.0M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCFDS542 | $1.0M |
Schedule RC-V: Variable Interest Entities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Assets of considated variable interest entites (VIEs) that can be used only to settle obligations of the consolidated VIEs, Loans and Leases held for investment and held for sale, net of allowance, Securitization Vehicles | RCFDHU22 | $1.15B |
| Liabilities of consolidated VIEs for which creditors do not have recourse to the general credit of the reporting bank: Other borrowed money, Securitization Vehicles | RCFDJF92 | $1.05B |
| Assets of Consolidated Variable Interest Entities (VIES) That Can Be Used Only to Settle Obligations of the Consolidated VIES: Cash and Balances Due from Depository Institutions - Securitization Vehicles | RCFDJ981 | $86.0M |
| Liabilities of consolidated VIEs for which creditors do not have recourse to the general credit of the reporting bank: Other liabilities, Securitization Vehicles | RCFDJF93 | $4.0M |
| Assets of consolidated variable interest entities (VIEs) that can be used only to settle obligations of the consolidated VIEs: Other Assets, Securitization Vehicles | RCFDJF91 | $3.0M |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $5.82B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $5.26B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $5.26B |
| Other Comprehensive Income | RIADB511 | $76.0M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (13 items)
About Schedule RI-B, Part I · USAA Federal Savings Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $594.0M |
| Charge-offs on Loans to Credit Cards | RIADB514 | $356.0M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $125.0M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $119.0M |
| Charge-offs on Automobile Loans | RIADK129 | $85.0M |
| Recoveries on Loans to Credit Cards | RIADB515 | $54.0M |
| Uncollectible Credit Card Fees & Finance Charges Reversed Against Income (I.e., Not Included in Charge-offs Against the Allowance for Loan and Lease Losses) | RIADC388 | $41.0M |
| Recoveries on Automobile Loans | RIADK133 | $39.0M |
| Charge-offs on All Other Loans | RIAD4644 | $29.0M |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $21.0M |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $9.0M |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $5.0M |
| Recoveries on All Other Loans | RIAD4628 | $2.0M |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · USAA Federal Savings Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.90B |
| Allowance for Loan and Lease Losses | RIAD3123 | $1.89B |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $594.0M |
| Estimated amount of expected recoveries of amounts previously written off included within the allowance for credit losses on loans and leases held for investment (included in item 7, column A, 'Balance end of current period,' above) | RIADMG94 | $250.0M |
Schedule RI-C, Part II: Disaggregated Data on the Allowance for Credit Losses, Part II (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCFDJJ11 | $44.37B |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCFDJJ09 | $24.38B |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCFDJJ08 | $18.63B |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCFDJJ19 | $1.89B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCFDJJ06 | $1.37B |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCFDJJ16 | $1.34B |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCFDJJ17 | $542.0M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCFDJJ14 | $7.0M |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Bank Card and Credit Card Interchange Fees | RIADF555 | $861.0M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $392.0M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $354.0M |
| Data Processing Expenses | RIADC017 | $242.0M |
| Marketing and Other Professional Services | RIAD0497 | $107.0M |
USAA Federal Savings Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the USAA Federal Savings Bank call report?
The USAA Federal Savings Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does USAA Federal Savings Bank file?
USAA Federal Savings Bank files the FFIEC 031. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the USAA Federal Savings Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: USAA Federal Savings Bank has Federal Reserve RSSD ID 619877 and FDIC certificate number 32188. Either one finds its filings on the FFIEC Central Data Repository.
How often does USAA Federal Savings Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
USAA Federal Savings Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 32188) · FFIEC NIC profile (RSSD 619877)