Bank call report · Tulsa, OK
Vast Bank, N.A. Call Report
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Vast Bank, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 346 reported line items, schedule by schedule (989 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 347956 |
| FDIC certificate number | 23737 |
| Total assets | $540.4M |
Official Q2 2026 call report PDF (FFIEC) →
Vast Bank, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (22 items)
About Schedule RC · Vast Bank, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $540.4M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $540.4M |
| Total Liabilities and Minority Interest | RCON2948 | $465.5M |
| Total Deposits | RCON2200 | $452.1M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $382.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $358.8M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $353.3M |
| Surplus | RCON3839 | $91.0M |
| Total Equity Capital | RCON3210 | $74.9M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $74.9M |
| Deposits: Noninterest-bearing | RCON6631 | $69.9M |
| Interest-bearing Balances | RCON0071 | $67.2M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $43.8M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $35.8M |
| Other Assets | RCON2160 | $17.8M |
| Federal Funds Sold | RCONB987 | $16.3M |
| Undivided Profits and Capital Reserves | RCON3632 | -$15.6M |
| Other Liabilities, Total | RCON2930 | $13.4M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $6.1M |
| Allowance for Loan and Lease Losses | RCON3123 | $5.5M |
| Accumulated Other Comprehensive Income | RCONB530 | -$2.4M |
| Common Stock | RCON3230 | $1.9M |
Schedule RI: Income Statement (34 items)
About Schedule RI · Vast Bank, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $14.3M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $12.4M |
| Net Interest Income | RIAD4074 | $8.8M |
| Total Noninterest Expense | RIAD4093 | $7.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $6.6M |
| Total Interest Expense | RIAD4073 | $5.5M |
| Salaries and Employee Benefits | RIAD4135 | $4.2M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $3.2M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $2.7M |
| Other Noninterest Expense | RIAD4092 | $2.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $2.1M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $2.0M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $2.0M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $2.0M |
| Net Income (Loss) | RIAD4340 | $2.0M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $2.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $1.4M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $1.1M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $868K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $676K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $670K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $568K |
| Total Noninterest Income | RIAD4079 | $420K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $354K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $312K |
| Interest on Other Securities | RIAD4060 | $312K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$300K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $264K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $249K |
| Provision for Loan and Lease Losses | RIAD4230 | -$180K |
| Other Noninterest Income | RIADB497 | $171K |
| Other Interest Income | RIAD4518 | $79K |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $43K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 85 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $73.3M |
| Balances Due from Federal Reserve Banks | RCON0090 | $49.8M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $20.6M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $2.1M |
| Currency and Coin | RCON0080 | $735K |
Schedule RC-B: Securities (26 items)
About Schedule RC-B · Vast Bank, N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $2.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $2.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $17.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $15.4M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $514K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $498K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $41.0M |
| Pledged Securities | RCON0416 | $27.5M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $12.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $9.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $9.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $7.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $6.2M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $5.8M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $5.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $3.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $2.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $2.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $2.3M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $1.9M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $1.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $975K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $745K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $580K |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $578K |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $578K |
Schedule RC-C, Part I: Loans and Leases (34 items)
About Schedule RC-C, Part I · Vast Bank, N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $358.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $131.4M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $128.7M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $81.7M |
| Commercial and Industrial Loans | RCON1766 | $78.4M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $78.4M |
| Pledged Loans and Leases | RCONG378 | $74.9M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $60.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $53.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $53.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $51.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $45.6M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $31.0M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $27.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $23.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $21.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $20.0M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $19.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $14.3M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $11.0M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $4.9M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $4.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $3.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $3.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $3.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $2.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $1.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $1.1M |
| Real Estate Loans Secured by Farmland | RCON1420 | $666K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $270K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $27K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $27K |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $8K |
| Other Loans | RCONJ464 | $8K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $9.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $6.9M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $2.1M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $1.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $597K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $276K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 51 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 31 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 17 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 15 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 14 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 1 |
Schedule RC-E: Deposit Liabilities (32 items)
About Schedule RC-E · Vast Bank, N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Demand Deposits (See Note Below) | RCON2210 | $264.7M |
| Total Transaction Accounts | RCON2215 | $264.7M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $212.4M |
| Total reciprocal deposits | RCONJH83 | $197.1M |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $187.4M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $183.7M |
| Total Brokered Deposits | RCON2365 | $156.9M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $131.7M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $131.6M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $99.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $69.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $56.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $45.8M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $45.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $38.1M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $38.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $36.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $34.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $30.6M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $27.4M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $21.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $19.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $16.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $9.7M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $6.4M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $5.3M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $2.7M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $2.3M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $1.1M |
| Estimated Amount of Deposits Obtained Through the Use of Deposit Listing Services That Are Not Brokered Deposits | RCONK223 | $495K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $305K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $279K |
Schedule RC-F: Other Assets (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $13.4M |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $6.0M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $2.9M |
| Accrued Interest Receivable | RCONB556 | $1.6M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $11.9M |
| Operating lease liabilities | RCONLB56 | $6.8M |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $5.2M |
| Other Expenses Accrued and Unpaid | RCON3646 | $826K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $343K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $259K |
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Vast Bank, N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $547.9M |
| Quarterly Average of Total Loans | RCON3360 | $379.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $200.8M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $200.4M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $90.0M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $85.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $75.0M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $54.0M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $49.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $37.3M |
| Mortgage-backed Securities | RCONB559 | $23.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $18.8M |
| All Other Securities | RCONB560 | $18.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $17.2M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $12.2M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (15 items)
About Schedule RC-L · Vast Bank, N.A. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $156.8M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $156.8M |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCONA589 | $85.7M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $29.1M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $18.9M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $15.3M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $6.0M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $5.5M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $5.2M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $5.1M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $4.9M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $4.5M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $415K |
| Standby Letters of Credit Issued by a Federal Home Loan Bank on the Bank's Behalf | RCONC978 | $415K |
| Performance Standby Letters of Credit | RCON3821 | $275K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (5 items)
About Schedule RC-N · Vast Bank, N.A. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $46K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $42K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $21K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $21K |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $4K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Vast Bank, N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $547.9M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $452.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $307.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $135.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $76.9M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $8.0M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.7M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 5,468 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 202 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 121 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 5 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (16 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $41.8M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $40.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $35.8M |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $34.2M |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $6.0M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $6.0M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Level 2 Fair Value Measurements | RCONG549 | $6.0M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Total Fair Value Reported on Schedule Rc | RCONG546 | $6.0M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $5.2M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $5.2M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Liabilities Measured at Fair Value on a Recurring Basis (Rc-q 13.) - Level 2 Fair Value Measurements | RCONG574 | $5.2M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Liabilities Measured at Fair Value on a Recurring Basis (Rc-q 13.) - Total Fair Value Reported on Balance Sheet | RCONG571 | $5.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $5.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $5.2M |
| Available-for-sale Securities - Level 3 Fair Value Measurements | RCONG477 | $1.6M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $1.6M |
Schedule RC-R: Regulatory Capital (2 items)
About Schedule RC-R · Vast Bank, N.A. regulatory capital trends
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)
About Schedule RC-R, Part I · Vast Bank, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $547.9M |
| Average total consolidated assets | RCOAKW03 | $547.9M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $429.3M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $93.0M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $82.7M |
| Common Equity Tier 1 Capital | RCOAP859 | $77.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $77.3M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $77.3M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $74.9M |
| Retained Earnings | RCOAKW00 | -$15.6M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $5.4M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $5.4M |
| Tier 2 Capital Before Deductions | RCOAP870 | $5.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$2.4M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$2.4M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | -$42K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1927 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1801 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1801 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1412 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1127 |
Schedule RC-R, Part II: Risk-Weighted Assets (64 items)
About Schedule RC-R, Part II · Vast Bank, N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $429.8M |
| Total Risk-weighted Assets | RCONG641 | $429.3M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $389.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $389.8M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $363.8M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $293.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $287.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $78.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $77.7M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $73.8M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $73.3M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $71.2M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $65.1M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $64.4M |
| Total All Other Assets | RCOND981 | $61.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $60.2M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $60.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $58.7M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $58.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $55.8M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $55.8M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $53.0M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $35.8M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $28.1M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $27.9M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $16.3M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $16.3M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $15.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $13.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $12.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $12.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $12.1M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $12.0M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$10.6M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $7.5M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $6.9M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $6.9M |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $6.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $6.4M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $6.0M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $5.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $5.3M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$5.2M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $5.1M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $5.1M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $5.1M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $4.3M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $2.8M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $2.2M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $818K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $751K |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCONG619 | $415K |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCONG618 | $415K |
| All Other Off- Balance Sheet Liabilities - 0 Pct Risk Weight Category | RCONG620 | $332K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $275K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $138K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $138K |
| All Other Off- Balance Sheet Liabilities - 100 Pct Risk Weight Category | RCONG623 | $83K |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $32K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $22K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $21K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $21K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $21K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $21K |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $74.9M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $64.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $64.1M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $8.5M |
| Other Comprehensive Income | RIADB511 | $271K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (6 items)
About Schedule RI-B, Part I · Vast Bank, N.A. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $189K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $180K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $18K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $13K |
| Charge-offs on All Other Loans | RIAD4644 | $9K |
| Recoveries on All Other Loans | RIAD4628 | $5K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Vast Bank, N.A. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $5.8M |
| Allowance for Loan and Lease Losses | RIAD3123 | $5.5M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $189K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$120K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $8.5M |
| Data Processing Expenses | RIADC017 | $626K |
| Legal Expense | RIAD4141 | $277K |
| Consulting and Advisory Expense | RIADF557 | $180K |
| Accounting and Auditing Expenses | RIADF556 | $177K |
Vast Bank, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Vast Bank, N.A. call report?
The Vast Bank, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Vast Bank, N.A. file?
Vast Bank, N.A. files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Vast Bank, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Vast Bank, N.A. has Federal Reserve RSSD ID 347956 and FDIC certificate number 23737. Either one finds its filings on the FFIEC Central Data Repository.
How often does Vast Bank, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Vast Bank, N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 23737) · FFIEC NIC profile (RSSD 347956)