The Walton State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Walton State Bank of Walton, KS against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.47% | 0.85% | -0.38% | 23rd bottom |
| ROAE | 2.15% | 5.23% | -3.08% | 18th bottom |
| Net Interest Margin | 4.36% | 3.94% | +0.42% | 70th above |
| Efficiency Ratio | 79.40% | 76.13% | +3.27% | 31st below |
| PPNR / Avg Assets | 1.20% | — | — | 47th below |
| Yield on Earning Assets | 4.87% | 5.42% | -0.55% | 35th below |
| Cost of Funds | 0.58% | 1.69% | -1.11% | 94th top |
| Net Interest Spread | 3.69% | — | — | 65th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.23% | -1.23% | 86th top |
| NPA / Total Assets | 0.00% | — | — | 83rd top |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.08% | — | — | 37th below |
| Texas Ratio | 0.00% | 7.23% | -7.23% | 83rd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 60.41% | 25.12% | +35.29% | 80th top |
| Tier 1 Ratio | 60.41% | 25.12% | +35.29% | 80th top |
| Total Capital Ratio | 61.59% | — | — | 80th top |
| Leverage Ratio | 15.42% | 14.13% | +1.29% | 66th above |
| Equity / Assets | 21.47% | 13.07% | +8.40% | 82nd top |
| TCE / Tangible Assets | 14.91% | — | — | 68th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 30.32% | 68.58% | -38.26% | 91st top |
| Core Deposit Ratio | 100.00% | 88.79% | +11.21% | 97th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.68% | — | — | 86th top |
| Loan Growth (Y/Y) | 0.63% | — | — | 42nd below |
| Deposit Growth (Y/Y) | 14.81% | — | — | 93rd top |
See The Walton State Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Walton State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Walton State Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the The Walton State Bank peer analysis.