The Walton State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Securities to assets dropped 4.08 percentage points in Q2 2026, from 24.39% to 20.31%. It was the largest change from Q1 2026 among the key lines here. On return on assets, The Walton State Bank is 10th from the bottom among 182 Kansas banks, 0.47% (Q2 2026). The Walton State Bank's return on assets of 0.47% is well below the 1.00% median for banks in the < $100M asset tier, a gap of 0.53 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 60.41% |
| Tier 1 risk-based capital ratio | 60.41% |
| Total risk-based capital ratio | 61.59% |
| Tier 1 leverage ratio | 15.42% |
| Equity capital to assets | 21.47% |
| Tangible equity to tangible assets | 14.91% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.08% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.47% |
| Return on equity | 2.15% |
| Net interest margin | 4.36% |
| Efficiency ratio | 79.40% |
| Yield on earning assets | 4.87% |
| Cost of funds | 0.58% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 30.32% |
| Core deposits to total deposits | 100.00% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 77.30% |
| Securities to assets | 20.31% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 48.27% | 48.27% | 49.42% | 17.37% | -1.47% |
| Q4 2023 | 58.46% | 58.46% | 59.21% | 16.15% | 2.14% |
| Q1 2024 | 62.48% | 62.48% | 63.31% | 16.47% | 0.38% |
| Q2 2024 | 53.69% | 53.69% | 54.42% | 13.61% | -0.97% |
| Q3 2024 | 57.63% | 57.63% | 58.41% | 12.56% | -0.74% |
| Q4 2024 | 61.38% | 61.38% | 62.29% | 12.29% | -1.11% |
| Q1 2025 | 61.10% | 61.10% | 62.00% | 13.78% | -1.60% |
| Q2 2025 | 61.43% | 61.43% | 62.36% | 17.93% | 0.26% |
| Q3 2025 | 44.21% | 44.21% | 44.98% | 17.56% | -1.12% |
| Q4 2025 | 56.60% | 56.60% | 57.67% | 17.23% | -1.75% |
| Q1 2026 | 59.79% | 59.79% | 60.87% | 18.60% | -0.57% |
| Q2 2026 | 60.41% | 60.41% | 61.59% | 15.42% | 0.47% |
The Walton State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Walton State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Walton State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17982) · FFIEC NIC profile (RSSD 490955)