Bank routing number ยท Honesdale, Pennsylvania
Wayne Bank Routing Number (ABA): 031308548
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The Wayne Bank routing number is 031308548. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Wayne Bank at a glance
Its CET1 capital ratio was 11.09% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $2.91B
- CET1 ratio, Q2 2026
- 11.09%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 33 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1871
Full financial profile · Is Wayne Bank safe? · Wayne Bank call report · Branch locations
Wayne Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 031308548 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Wayne Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 03, place this number in the Federal Reserve Bank of Philadelphia's district (District 3). Digits five through eight, 0854, identify the institution within that district. The last digit, 8, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Wayne Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Wayne Bank checks or in its online banking. Ask the bank for wire instructions (wayne.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Wayne Bank
Wayne Bank is headquartered in Honesdale, Pennsylvania and was established in 1871. It reported $2.91B in total assets and $2.53B in deposits for Q2 2026, the 22nd largest of the 109 banks headquartered in Pennsylvania. It reports 33 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC. 2 other banks and credit unions headquartered in Honesdale have a routing number listed here.
What the digits in 031308548 mean
The first four digits, 0313, are the Federal Reserve routing symbol. The prefix 03 places the number in the 3rd Federal Reserve District (Philadelphia). That is also the district where the bank is headquartered. Digits five through eight, 0854, identify the institution within its Federal Reserve district. The last digit, 8, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 8 + 7 x 7 + 17 = 90, a multiple of 10, so 031308548 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Wayne Bank routing number?
The Wayne Bank routing number is 031308548. It is the primary ABA routing transit number registered to Wayne Bank, headquartered in Honesdale, PA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Wayne Bank wire routing number?
This page lists the primary routing number registered to Wayne Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Wayne Bank before sending a wire.
Is ABA number 031308548 the routing number for Wayne Bank?
Yes. It is the primary routing number registered to Wayne Bank.
Which bank uses routing number 031308548?
It belongs to Wayne Bank, headquartered in Honesdale, PA. It is the bank's primary ABA routing number (FDIC certificate 698).
Routing numbers of similar-size institutions in Pennsylvania
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Regulator records: FDIC BankFind (cert 698) · FFIEC NIC profile (RSSD 59316)