Western Bank Routing Number (ABA): 111323731

Western Bank at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 9.77% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026

$947.2M

Tier 1 leverage ratio, Q2 2026

9.77%

Deposit insurance

FDIC

Regulator

FDIC

Domestic offices

10 FDIC institution directory, current count

Latest call report

Q2 2026, FFIEC 051

Established

1909

Full financial profile · Is Western Bank safe? · Western Bank call report · Branch locations

What the digits mean

The first two digits, 11, place this number in the Federal Reserve Bank of Dallas's district (District 11). Digits five through eight, 2373, identify the institution within that district. The last digit, 1, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to Western Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your Western Bank checks or in its online banking. Ask the bank for wire instructions (www.western.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About Western Bank

Western Bank is headquartered in Lubbock, Texas and was established in 1909. It is in the LUBBOCK, TX metro area. It reported $947.2M in total assets and $796.9M in deposits for Q2 2026, the 98th largest of the 346 banks headquartered in Texas. It reports 10 domestic offices. Its deposits have been FDIC insured since 1934. Its primary federal regulator is the FDIC. 5 other banks and credit unions headquartered in Lubbock have a routing number listed here.

What the digits in 111323731 mean

The first four digits, 1113, are the Federal Reserve routing symbol. The prefix 11 places the number in the 11th Federal Reserve District (Dallas). That is also the district where the bank is headquartered. Digits five through eight, 2373, identify the institution within its Federal Reserve district. The last digit, 1, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 11 + 7 x 6 + 5 = 80, a multiple of 10, so 111323731 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the Western Bank routing number?

The Western Bank routing number is 111323731. It is the primary ABA routing transit number registered to Western Bank, headquartered in Lubbock, TX. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the Western Bank wire routing number?

This page lists the primary routing number registered to Western Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Western Bank before sending a wire.

Is ABA number 111323731 the routing number for Western Bank?

Yes. It is the primary routing number registered to Western Bank.

Which bank uses routing number 111323731?

It belongs to Western Bank, headquartered in Lubbock, TX. It is the bank's primary ABA routing number (FDIC certificate 1720).

Routing numbers in Lubbock, TX

Bank

City Bank: 111301737

Credit union

Alliance Credit Union: 311385964

Credit union

Texas Tech Federal Credit Union: 311386073

Bank

Victory Bank: 111317637

Credit union

Westex Federal Credit Union: 311385948

All routing numbers in Texas