Branch Network
Western National Bank Locations & Branches Chester, Nebraska
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Western National Bank operates 11 branches from its headquarters in Chester, NE, .
Western National Bank branch network
Its 11 branches span 2 states and 11 cities. The most are in NEBRASKA (10) and KANSAS (1). NEBRASKA holds 89.7% of its branch deposits. Its largest office by deposits is the Byron Branch office in Byron, NE, with $45.8M (19.7% of its branch deposits). It had the same number of branches on June 30, 2025.
Western National Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.15% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $257.4M
- Tier 1 leverage ratio, Q2 2026
- 9.15%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1917
Full financial profile · Is Western National Bank safe? · Western National Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Chester, NE (1 branch) | 1 of 1 | 100.0% | $32.9M |
| State: NE (10 branches) | 76 of 160 | 0.2% | $208.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Nebraska.
Share by county and metro area
Western National Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Thayer, NE (2 branches) | 2 of 6 | 16.4% | $78.6M | $479.9M |
| Gage, NE (1 branch) | 7 of 9 | 3.6% | $32.2M | $894.7M |
| Marshall, KS (1 branch) | 6 of 8 | 3.3% | $23.8M | $721.4M |
| Johnson, NE (2 branches) | 4 of 5 | 14.4% | $23.6M | $164.6M |
| Hall, NE (1 branch) | 16 of 18 | 0.7% | $21.9M | $3.14B |
| Nemaha, NE (1 branch) | 4 of 4 | 4.8% | $17.5M | $367.3M |
| Otoe, NE (1 branch) | 10 of 12 | 2.6% | $15.8M | $612.8M |
| Lancaster, NE (1 branch) | 28 of 31 | <0.1% | $11.2M | $14.86B |
| Cass, NE (1 branch) | 10 of 10 | 1.2% | $7.4M | $638.6M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Beatrice, NE (1 branch) | 7 of 9 | 3.6% | $32.2M | $894.7M |
| Grand Island, NE (1 branch) | 19 of 22 | 0.6% | $21.9M | $3.61B |
| Lincoln, NE (1 branch) | 30 of 33 | <0.1% | $11.2M | $16.14B |
| Omaha-Council Bluffs, NE-IA (1 branch) | 74 of 77 | <0.1% | $7.4M | $42.59B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Byron Branch | Byron, NE | 68325 | $45.8M |
| Western National Bank (main office) | Chester, NE | 68327 | $32.9M |
| Wymore Branch | Wymore, NE | 68466 | $32.2M |
| Summerfield Branch | Summerfield, KS | 66541 | $23.8M |
| Cairo Branch | Cairo, NE | 68824 | $21.9M |
| Peru Branch | Peru, NE | 68421 | $17.5M |
| Cook Branch | Cook, NE | 68329 | $15.8M |
| Syracuse Branch | Syracuse, NE | 68446 | $15.8M |
| Lincoln Branch | Lincoln, NE | 68516 | $11.2M |
| Tecumseh Branch | Tecumseh, NE | 68450 | $7.9M |
| Louisville Branch | Louisville, NE | 68037 | $7.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 4778) · FFIEC NIC profile (RSSD 199351)