Branch Network
Western State Bank Locations & Branches Garden City, Kansas
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Western State Bank operates 9 branches from its headquarters in Garden City, KS, .
Western State Bank branch network
All 9 branches are in KANSAS, across 7 cities. Garden City, KS has the most of its branches, 3. Its largest office by deposits is the The Western State Bank office in Garden City, KS, with $222.1M (31.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Western State Bank at a glance
Its CET1 capital ratio was 13.78% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $802.1M
- CET1 ratio, Q2 2026
- 13.78%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1973
Full financial profile · Is Western State Bank safe? · Western State Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Garden City, KS (3 branches) | 2 of 9 | 21.8% | $222.1M |
| State: KS (9 branches) | 31 of 231 | 0.7% | $717.2M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kansas.
Share by county and metro area
Western State Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Finney, KS (3 branches) | 2 of 9 | 19.3% | $222.1M | $1.15B |
| Sherman, KS (1 branch) | 1 of 4 | 38.4% | $121.8M | $316.9M |
| Wichita, KS (1 branch) | 1 of 2 | 69.9% | $112.9M | $161.5M |
| Ford, KS (1 branch) | 4 of 11 | 11.7% | $100.0M | $855.2M |
| Scott, KS (1 branch) | 3 of 3 | 10.1% | $66.7M | $660.0M |
| Thomas, KS (1 branch) | 4 of 7 | 8.3% | $55.0M | $666.8M |
| Cheyenne, KS (1 branch) | 3 of 3 | 26.4% | $38.7M | $146.6M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Garden City, KS (3 branches) | 3 of 9 | 17.1% | $222.1M | $1.30B |
| Dodge City, KS (1 branch) | 4 of 11 | 11.7% | $100.0M | $855.2M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Western State Bank | Garden City, KS | 67846 | $222.1M |
| Goodland Branch | Goodland, KS | 67735 | $121.8M |
| Leoti Branch | Leoti, KS | 67861 | $112.9M |
| Dodge City Branch | Dodge City, KS | 67801 | $100.0M |
| Scott City Branch | Scott City, KS | 67871 | $66.7M |
| Colby Branch | Colby, KS | 67701 | $55.0M |
| St Francis Branch | Saint Francis, KS | 67756 | $38.7M |
| West Branch | Garden City, KS | 67846 | $0 |
| North Main Branch | Garden City, KS | 67846 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 21121) · FFIEC NIC profile (RSSD 988153)