WEX Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks WEX Bank of Sandy, UT against its peer group of 136 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 4.61% | 1.34% | +3.27% | 99th top |
| ROAE | 58.55% | 12.25% | +46.30% | 99th top |
| Net Interest Margin | 10.92% | 3.68% | +7.24% | 98th top |
| Efficiency Ratio | 56.54% | 53.86% | +2.68% | 36th below |
| PPNR / Avg Assets | 6.93% | — | — | 98th top |
| Yield on Earning Assets | 13.87% | 5.58% | +8.29% | 98th top |
| Cost of Funds | 2.67% | 1.99% | +0.68% | 17th bottom |
| Net Interest Spread | 9.98% | — | — | 98th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.44% | 1.09% | -0.65% | 77th top |
| NPA / Total Assets | 0.18% | — | — | 88th top |
| NCO / Avg Loans | 1.65% | 0.36% | +1.29% | 6th bottom |
| ACL / Total Loans | 1.29% | — | — | 70th above |
| ACL / NPLs (Coverage) | 292.63% | — | — | 80th top |
| Texas Ratio | 2.11% | 5.43% | -3.32% | 84th top |
| Provision / NCO | 114.94% | — | — | 54th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.70% | 14.50% | -1.80% | 41st below |
| Tier 1 Ratio | 12.70% | 14.60% | -1.90% | 40th below |
| Total Capital Ratio | 13.48% | — | — | 29th below |
| Leverage Ratio | 8.93% | 10.26% | -1.33% | 14th bottom |
| Equity / Assets | 7.99% | 11.55% | -3.56% | 8th bottom |
| TCE / Tangible Assets | 7.99% | — | — | 17th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 55.42% | 83.97% | -28.55% | 94th top |
| Core Deposit Ratio | 81.55% | 86.78% | -5.23% | 21st bottom |
| Uninsured Deposit Ratio | 13.76% | 38.93% | -25.17% | 86th top |
| Wholesale Funding Ratio | 15.70% | — | — | 4th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 20.73% | — | — | 83rd top |
| Loan Growth (Y/Y) | 15.96% | — | — | 76th top |
| Deposit Growth (Y/Y) | 21.36% | — | — | 84th top |
See WEX Bank's peers by name
The 136 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock WEX Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full WEX Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the WEX Bank peer analysis.