Bank call report · Denver, CO
Young Americans Bank Call Report
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Young Americans Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 132 reported line items, schedule by schedule (895 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 67254 |
| FDIC certificate number | 27010 |
| Total assets | $15.5M |
Official Q2 2026 call report PDF (FFIEC) →
Young Americans Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (20 items)
About Schedule RC · Young Americans Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Surplus | RCON3839 | $29.7M |
| Undivided Profits and Capital Reserves | RCON3632 | -$28.7M |
| Total Assets | RCON2170 | $15.5M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $15.5M |
| Total Liabilities and Minority Interest | RCON2948 | $13.7M |
| Total Deposits | RCON2200 | $13.4M |
| Interest-bearing Balances | RCON0071 | $11.5M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $11.0M |
| Federal Funds Sold | RCONB987 | $3.2M |
| Deposits: Noninterest-bearing | RCON6631 | $2.5M |
| Total Equity Capital | RCON3210 | $1.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $1.8M |
| Common Stock | RCON3230 | $800K |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $594K |
| Other Liabilities, Total | RCON2930 | $259K |
| Other Assets | RCON2160 | $152K |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $57K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $52K |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $47K |
| Allowance for Loan and Lease Losses | RCON3123 | $10K |
Schedule RI: Income Statement (23 items)
About Schedule RI · Young Americans Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $1.2M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$914K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$914K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$914K |
| Net Income (Loss) | RIAD4340 | -$914K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$914K |
| Salaries and Employee Benefits | RIAD4135 | $573K |
| Other Noninterest Expense | RIAD4092 | $464K |
| Total Interest Income | RIAD4107 | $311K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $283K |
| Net Interest Income | RIAD4074 | $251K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $129K |
| Total Interest Expense | RIAD4073 | $60K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $44K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $27K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $16K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $5K |
| Total Noninterest Income | RIAD4079 | $5K |
| Provision for Loan and Lease Losses | RIAD4230 | $4K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $4K |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 6 |
Schedule RC-C, Part I: Loans and Leases (5 items)
About Schedule RC-C, Part I · Young Americans Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $57K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $53K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $37K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $20K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $4K |
Schedule RC-E: Deposit Liabilities (11 items)
About Schedule RC-E · Young Americans Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $10.9M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $10.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $9.8M |
| Total Demand Deposits (See Note Below) | RCON2210 | $2.5M |
| Total Transaction Accounts | RCON2215 | $2.5M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $2.5M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $1.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $903K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $470K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $433K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $233K |
Schedule RC-F: Other Assets (2 items)
Schedule RC-G: Other Liabilities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Expenses Accrued and Unpaid | RCON3646 | $259K |
Schedule RC-K: Quarterly Averages (8 items)
About Schedule RC-K · Young Americans Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $15.4M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $12.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $9.8M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $2.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $1.1M |
| Quarterly Average of Total Loans | RCON3360 | $44K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $40K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $4K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (2 items)
About Schedule RC-L · Young Americans Bank derivatives and off-balance-sheet items trends
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (2 items)
About Schedule RC-N · Young Americans Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing | RCONK214 | $6K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $6K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (8 items)
About Schedule RC-O · Young Americans Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $15.4M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $13.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $12.5M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $1.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $904K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 13,341 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 2 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Young Americans Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $901K |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (19 items)
About Schedule RC-R, Part I · Young Americans Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $30.5M |
| Retained Earnings | RCOAKW00 | -$28.7M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $15.4M |
| Average total consolidated assets | RCOAKW03 | $15.4M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $1.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $1.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $1.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $1.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $1.8M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $901K |
| General Loan and Lease Valuation Allowances | RCOA5310 | $10K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $10K |
| Tier 2 Capital Before Deductions | RCOAP870 | $10K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 2.0433 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 2.0322 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 2.0322 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 1.9633 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1186 |
Schedule RC-R, Part II: Risk-Weighted Assets (23 items)
About Schedule RC-R, Part II · Young Americans Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $12.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $12.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $12.1M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $12.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $3.2M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $3.2M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $3.2M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $3.2M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $901K |
| Total Risk-weighted Assets | RCONG641 | $901K |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $645K |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $256K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $256K |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $241K |
| Total All Other Assets | RCOND981 | $204K |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $184K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $74K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $57K |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $57K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $20K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $15K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $15K |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$10K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $2.2M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $2.2M |
| Total Equity Capital | RIAD3210 | $1.8M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $500K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Young Americans Bank changes in allowances for credit losses trends
Schedule RI-E: Explanations (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $500K |
Young Americans Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Young Americans Bank call report?
The Young Americans Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Young Americans Bank file?
Young Americans Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Young Americans Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Young Americans Bank has Federal Reserve RSSD ID 67254 and FDIC certificate number 27010. Either one finds its filings on the FFIEC Central Data Repository.
How often does Young Americans Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Young Americans Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 27010) · FFIEC NIC profile (RSSD 67254)