Bank call report · Scottsdale, AZ
Zenith Bank & Trust Call Report
BankRegReports is independent of Zenith Bank & Trust and never asks for online banking logins or passwords.
Zenith Bank & Trust filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 216 reported line items, schedule by schedule (826 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 5805442 |
| FDIC certificate number | 59318 |
| Total assets | $133.0M |
Official Q2 2026 call report PDF (FFIEC) →
Zenith Bank & Trust call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (20 items)
About Schedule RC · Zenith Bank & Trust balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $133.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $133.0M |
| Total Liabilities and Minority Interest | RCON2948 | $111.4M |
| Total Deposits | RCON2200 | $109.8M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $81.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $77.1M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $76.4M |
| Interest-bearing Balances | RCON0071 | $51.6M |
| Deposits: Noninterest-bearing | RCON6631 | $28.7M |
| Common Stock | RCON3230 | $23.3M |
| Total Equity Capital | RCON3210 | $21.6M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $21.6M |
| Undivided Profits and Capital Reserves | RCON3632 | -$1.7M |
| Other Liabilities, Total | RCON2930 | $1.6M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $1.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $1.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.3M |
| Other Assets | RCON2160 | $706K |
| Allowance for Loan and Lease Losses | RCON3123 | $699K |
| Accumulated Other Comprehensive Income | RCONB530 | -$2K |
Schedule RI: Income Statement (32 items)
About Schedule RI · Zenith Bank & Trust income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $3.0M |
| Net Interest Income | RIAD4074 | $2.0M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $2.0M |
| Total Noninterest Expense | RIAD4093 | $1.8M |
| Salaries and Employee Benefits | RIAD4135 | $1.1M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $1.0M |
| Total Interest Expense | RIAD4073 | $1.0M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $973K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $743K |
| Other Noninterest Expense | RIAD4092 | $596K |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $573K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $205K |
| Provision for Loan and Lease Losses | RIAD4230 | $179K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $179K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $178K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $175K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $111K |
| Total Noninterest Income | RIAD4079 | $76K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $67K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $67K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $53K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $46K |
| Net Income (Loss) | RIAD4340 | $46K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $46K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $32K |
| Other Noninterest Income | RIADB497 | $26K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $26K |
| Applicable Income Taxes | RIAD4302 | $21K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $4K |
| Interest on Other Securities | RIAD4060 | $4K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 11 |
Schedule RC-B: Securities (8 items)
About Schedule RC-B · Zenith Bank & Trust securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $1.5M |
| Pledged Securities | RCON0416 | $1.5M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $1.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $1.3M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $1.3M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $248K |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $248K |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $248K |
Schedule RC-C, Part I: Loans and Leases (25 items)
About Schedule RC-C, Part I · Zenith Bank & Trust loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $77.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $25.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $21.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $20.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $14.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $12.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $11.8M |
| Commercial and Industrial Loans | RCON1766 | $11.2M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $9.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $6.5M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $5.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $5.2M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $5.1M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $4.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $3.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $3.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $2.9M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $2.1M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $1.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $1.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $793K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $276K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $118K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $35K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $28K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $2.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $298K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $172K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 4 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 3 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 2 |
Schedule RC-E: Deposit Liabilities (22 items)
About Schedule RC-E · Zenith Bank & Trust deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $57.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $57.7M |
| Total Demand Deposits (See Note Below) | RCON2210 | $52.1M |
| Total Transaction Accounts | RCON2215 | $52.1M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $47.9M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $44.9M |
| Total reciprocal deposits | RCONJH83 | $14.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $12.2M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $8.2M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $8.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $6.4M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $6.4M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $5.9M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $3.7M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $494K |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $466K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $250K |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $250K |
| Total Brokered Deposits | RCON2365 | $250K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $216K |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $216K |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $1K |
Schedule RC-F: Other Assets (5 items)
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $1.4M |
| Operating lease liabilities | RCONLB56 | $1.4M |
| Other Expenses Accrued and Unpaid | RCON3646 | $193K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $31K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $29K |
Schedule RC-K: Quarterly Averages (13 items)
About Schedule RC-K · Zenith Bank & Trust quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $120.6M |
| Quarterly Average of Total Loans | RCON3360 | $64.7M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $52.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $52.0M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $34.8M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $18.6M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $12.1M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $6.5M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $6.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $5.2M |
| Mortgage-backed Securities | RCONB559 | $1.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $321K |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $112K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (6 items)
About Schedule RC-L · Zenith Bank & Trust derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $13.0M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $4.0M |
| Performance Standby Letters of Credit | RCON3821 | $3.7M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $3.4M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $3.2M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $2.9M |
Schedule RC-O: Other Data for Deposit Insurance Assessments (8 items)
About Schedule RC-O · Zenith Bank & Trust other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $120.6M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $109.8M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $82.4M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $27.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $21.6M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 562 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 64 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Zenith Bank & Trust regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $76.4M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Zenith Bank & Trust regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $120.6M |
| Average total consolidated assets | RCOAKW03 | $120.6M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $76.4M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $23.3M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $22.3M |
| Common Equity Tier 1 Capital | RCOAP859 | $21.6M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $21.6M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $21.6M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $21.6M |
| Retained Earnings | RCOAKW00 | -$1.7M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $728K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $728K |
| Tier 2 Capital Before Deductions | RCOAP870 | $728K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$2K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$2K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.292 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.2825 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.2825 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.212 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.1791 |
Schedule RC-R, Part II: Risk-Weighted Assets (36 items)
About Schedule RC-R, Part II · Zenith Bank & Trust risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $76.4M |
| Total Risk-weighted Assets | RCONG641 | $76.4M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $74.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $74.5M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $63.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $60.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $60.1M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $58.4M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $53.1M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $52.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $43.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $18.7M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $18.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $14.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $11.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $9.8M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $9.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $7.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $7.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $5.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $5.8M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $3.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $3.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $3.0M |
| Total All Other Assets | RCOND981 | $2.0M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $2.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $1.9M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $1.9M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $1.7M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $1.5M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $1.3M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $882K |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$701K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $281K |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $248K |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$2K |
Schedule RC-T: Fiduciary and Related Services (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Income from Fiduciary Activities | RIAD4070 | $24K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $21.6M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $21.6M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $21.6M |
| Other Comprehensive Income | RIADB511 | -$19K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (2 items)
About Schedule RI-B, Part II · Zenith Bank & Trust changes in allowances for credit losses trends
Schedule SU: Supplemental Information (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $10.1M |
Zenith Bank & Trust call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Zenith Bank & Trust call report?
The Zenith Bank & Trust call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Zenith Bank & Trust file?
Zenith Bank & Trust files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Zenith Bank & Trust call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Zenith Bank & Trust has Federal Reserve RSSD ID 5805442 and FDIC certificate number 59318. Either one finds its filings on the FFIEC Central Data Repository.
How often does Zenith Bank & Trust file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Zenith Bank & Trust financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 59318) · FFIEC NIC profile (RSSD 5805442)