Bank routing number ยท Scottsdale, Arizona
Zenith Bank & Trust Routing Number (ABA): 122106507
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The Zenith Bank & Trust routing number is 122106507. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Zenith Bank & Trust at a glance
Its CET1 capital ratio was 28.25% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $133.0M
- CET1 ratio, Q2 2026
- 28.25%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 1 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2023
Full financial profile · Is Zenith Bank & Trust safe? · Zenith Bank & Trust call report · Branch locations
Zenith Bank & Trust routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 122106507 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Zenith Bank & Trust publishes any other numbers it uses itself.
What the digits mean
The first two digits, 12, place this number in the Federal Reserve Bank of San Francisco's district (District 12). Digits five through eight, 0650, identify the institution within that district. The last digit, 7, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Zenith Bank & Trust
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Zenith Bank & Trust checks or in its online banking. Ask the bank for wire instructions (www.zenithprivate.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Zenith Bank & Trust
Zenith Bank & Trust is headquartered in Scottsdale, Arizona and was established in 2023. It is in the PHOENIX-MESA-CHANDLER, AZ metro area. It reported $133.0M in total assets and $109.8M in deposits for Q2 2026, the 9th largest of the 12 banks headquartered in Arizona. It reports 1 domestic office. Its deposits have been FDIC insured since 2023. Its primary federal regulator is the FDIC. 3 other banks and credit unions headquartered in Scottsdale have a routing number listed here.
What the digits in 122106507 mean
The first four digits, 1221, are the Federal Reserve routing symbol. The prefix 12 places the number in the 12th Federal Reserve District (San Francisco). That is also the district where the bank is headquartered. Digits five through eight, 0650, identify the institution within its Federal Reserve district. The last digit, 7, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 7 + 7 x 2 + 15 = 50, a multiple of 10, so 122106507 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Zenith Bank & Trust routing number?
The Zenith Bank & Trust routing number is 122106507. It is the primary ABA routing transit number registered to Zenith Bank & Trust, headquartered in Scottsdale, AZ. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Zenith Bank & Trust wire routing number?
This page lists the primary routing number registered to Zenith Bank & Trust. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Zenith Bank & Trust before sending a wire.
Is ABA number 122106507 the routing number for Zenith Bank & Trust?
Yes. It is the primary routing number registered to Zenith Bank & Trust.
Which bank uses routing number 122106507?
It belongs to Zenith Bank & Trust, headquartered in Scottsdale, AZ. It is the bank's primary ABA routing number (FDIC certificate 59318).
Routing numbers of similar-size institutions in Arizona
- Bank, Scottsdale, AZ
- Southwest Heritage Bank: 122106251
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- Scottsdale Community Bank: 122106468
- Bank, Scottsdale, AZ
- Gainey Business Bank: 122106471
- Credit union, Flagstaff, AZ
- Coconino Federal Credit Union: 322172108
- Credit union, Casa Grande, AZ
- First American Credit Union: 322173181
- Bank, Kingman, AZ
- Mission Bank: 122105870
- Bank, Phoenix, AZ
- Integro Bank: 122106484
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- Gateway Commercial Bank: 122106316
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Regulator records: FDIC BankFind (cert 59318) · FFIEC NIC profile (RSSD 5805442)