Bank call report · Salt Lake City, UT
Zions Bancorporation, N.A. Call Report
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Zions Bancorporation, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 813 reported line items, schedule by schedule (741 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 276579 |
| FDIC certificate number | 2270 |
| Total assets | $89.04B |
Official Q2 2026 call report PDF (FFIEC) →
Zions Bancorporation, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (39 items)
About Schedule RC · Zions Bancorporation, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $89.04B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $89.04B |
| Total Liabilities and Minority Interest | RCON2948 | $81.36B |
| Total Deposits | RCON2200 | $76.62B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $62.48B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $61.82B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $50.38B |
| Deposits: Noninterest-bearing | RCON6631 | $26.23B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $9.24B |
| Held-to-maturity Securities, Total | RCON1754 | $8.48B |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $8.48B |
| Undivided Profits and Capital Reserves | RCON3632 | $7.90B |
| Total Equity Capital | RCON3210 | $7.68B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $7.68B |
| Other Assets | RCON2160 | $2.84B |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.87B |
| Surplus | RCON3839 | $1.60B |
| Other Borrowed Money | RCON3190 | $1.33B |
| Other Liabilities, Total | RCON2930 | $1.32B |
| Interest-bearing Balances | RCON0071 | $1.27B |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $1.26B |
| Intangible Assets | RCON2143 | $1.11B |
| Goodwill | RCON3163 | $1.06B |
| Securities Purchased Under Agreements to Resell | RCONB989 | $997.8M |
| Subordinated Notes and Debentures | RCON3200 | $964.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $793.1M |
| Federal Funds Purchased in Domestic Offices | RCONB993 | $786.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $662.2M |
| Direct and Indirect Investments in Real Estate Ventures | RCON3656 | $372.4M |
| Securities Sold Under Agreements to Repurchase | RCONB995 | $339.8M |
| Trading Assets, Total | RCON3545 | $319.1M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCON2130 | $185.3M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $149.3M |
| Federal Funds Sold | RCONB987 | $125.3M |
| Loans and Leases Held for Sale | RCON5369 | $76.6M |
| Perpetual Preferred Stock and Related Surplus | RCON3838 | $66.3M |
| Other Components of Equity Capital | RCONA130 | -$22.0M |
| Other Real Estate Owned | RCON2150 | $5.7M |
| Common Stock | RCON3230 | $146K |
Schedule RI: Income Statement (64 items)
About Schedule RI · Zions Bancorporation, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $2.02B |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.69B |
| Net Interest Income | RIAD4074 | $1.35B |
| Total Noninterest Expense | RIAD4093 | $1.11B |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $877.1M |
| Salaries and Employee Benefits | RIAD4135 | $704.9M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $685.7M |
| Net Income (Loss) | RIAD4340 | $685.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $685.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $684.3M |
| Total Interest Expense | RIAD4073 | $676.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $662.6M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $449.0M |
| Total Noninterest Income | RIAD4079 | $424.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $366.0M |
| Other Noninterest Expense | RIAD4092 | $305.4M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $220.9M |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $214.6M |
| Applicable Income Taxes | RIAD4302 | $191.4M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $177.6M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $166.1M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $162.3M |
| Other Noninterest Income | RIADB497 | $159.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $123.2M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $112.6M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $97.3M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $94.2M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $77.5M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $72.1M |
| Venture Capital Revenue | RIADB491 | $57.3M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $50.4M |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $45.7M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $41.5M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $37.0M |
| Interest on Notes and Debentures Subordinated to Deposits | RIAD4200 | $25.7M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $19.6M |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $18.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $17.3M |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $17.2M |
| Interest on Other Securities | RIAD4060 | $16.2M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $13.5M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $12.9M |
| Other Interest Income | RIAD4518 | $11.4M |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $10.5M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $9.7M |
| Income from Lease Financing Receivables | RIAD4065 | $9.7M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $9.6M |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $7.4M |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $6.8M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $5.0M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | -$4.8M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $4.7M |
| Net Servicing Fees | RIADB492 | $4.6M |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | $3.7M |
| Provision for Loan and Lease Losses | RIAD4230 | -$3.4M |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $3.3M |
| Net Gains (Losses) on Credit Derivatives Held for Purposes Other Than Trading | RIADC890 | -$1.9M |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $1.9M |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $1.7M |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | -$886K |
| Fees and Commissions from Annuity Sales | RIADC887 | $485K |
| Trading Revenue | RIADA220 | -$43K |
| Estimated Net Gain (Losses) on Loans, Reported at Fair Value Option, Attributable to Changes in Instrument-specific Credit Risk | RIADF552 | $14K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 9,039 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $2.06B |
| Balances Due from Federal Reserve Banks | RCON0090 | $1.07B |
| Currency and Coin | RCON0080 | $466.6M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $214.7M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $212.6M |
| Balances Due from Banks in Foreign Countries and Foreign Central Banks | RCON0070 | $98.6M |
Schedule RC-B: Securities (63 items)
About Schedule RC-B · Zions Bancorporation, N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $375.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $362.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCONG300 | $8.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCONG301 | $8.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $2.13B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $1.96B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCONG304 | $5.64B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCONG305 | $5.66B |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Other Pass-through Securities: Available-for-sale Amortized Cost | RCONG310 | $2.7M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Other Pass-through Securities: Available-for-sale Fair Value | RCONG311 | $2.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Other Pass-through Securities: Held-to-maturity Amortized Cost | RCONG308 | $126K |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Other Pass-through Securities: Held-to-maturity Fair Value | RCONG309 | $126K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $304.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $269.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCONG312 | $2.45B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCONG313 | $2.41B |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Amortized Cost | RCONG374 | $343.9M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Other Collateral or Reference Assets - Available-for-sale Fair Value | RCONG375 | $292.6M |
| Pledged Securities | RCON0416 | $17.17B |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $10.40B |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $8.44B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $5.07B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $4.52B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $3.23B |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK152 | $3.23B |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK153 | $2.59B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $2.39B |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $2.10B |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $1.98B |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $889.9M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $846.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $720.1M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $583.3M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $555.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCONK144 | $436.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $426.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $376.7M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCONK145 | $363.3M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCONHT60 | $343.9M |
| Structured financial products guaranteed by U.S. Government agencies or sponsored agencies included in Schedule HC-B, item 5.b -- Available-for-sale: Amortized Cost | RCONPV00 | $343.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $320.0M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCONHT61 | $292.6M |
| Guaranteed by U.S. Government Agencies or Sponsored Agencies Included in Schedule Rc-b, Item 5.B - Available-for-sale, Fair Value | RCONPV01 | $292.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $286.4M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $236.7M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $234.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $233.7M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $226.1M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $132.3M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $128.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $122.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $62.6M |
| Unallocated portfolio layer fair value hedge basis adjustments | RCONMG95 | -$29.3M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $25.0M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $24.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONA555 | $22.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:other Pass Through Securities : Held-to-maturity Amortized Cost | RCONK146 | $7.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:other Pass Through Securities : Held-to-maturity Fair Value | RCONK147 | $6.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $6.2M |
| Amortized Cost of Available-for-sale Asset-backed Securities: Other | RCONB860 | $13K |
| Asset-backed Securities: Available-for-sale Amortized Cost | RCONC989 | $13K |
| Fair Value of Available-for-sale Asset-backed Securities: Other | RCONB861 | $13K |
| Total (Asset-backed Securities) Fair Value - Available-for-sale | RCONC027 | $13K |
Schedule RC-C, Part I: Loans and Leases (59 items)
About Schedule RC-C, Part I · Zions Bancorporation, N.A. loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $62.56B |
| Pledged Loans and Leases | RCONG378 | $44.00B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $35.28B |
| Commercial and Industrial Loans | RCON1766 | $15.34B |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $15.34B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $10.62B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $9.86B |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $9.29B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $8.63B |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $8.26B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $6.67B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $4.66B |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $4.17B |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $4.17B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $3.79B |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $3.56B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $3.39B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $2.64B |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions | RCONJ454 | $2.52B |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $2.04B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $1.50B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $1.48B |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $1.19B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $1.13B |
| Loans to business credit intermediaries | RCONPV06 | $990.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $836.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $655.6M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $612.8M |
| Loans to mortgage credit intermediaries | RCONPV05 | $547.2M |
| Other loans to nondepository financial institutions | RCONPV09 | $454.2M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $396.9M |
| Other Loans | RCONJ464 | $394.0M |
| All Other Lease Financing Receivables | RCONF163 | $352.1M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $352.1M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $310.7M |
| Loans to consumer credit intermediaries | RCONPV08 | $306.9M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $291.3M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Multifamily (5 or More) Nonresidential Properties | RCONK160 | $258.2M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $236.1M |
| Real Estate Loans Secured by Farmland | RCON1420 | $232.7M |
| Loans to private equity funds | RCONPV07 | $218.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $218.5M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $188.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards | RCONB538 | $140.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $137.0M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $125.7M |
| Loans for purchasing or carrying securities, including margin loans | RCON1545 | $102.7M |
| Loans to Banks in Foreign Countries | RCONB535 | $97.4M |
| Loans to Depository Institutions | RCON1288 | $97.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans | RCONK256 | $82.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCONK163 | $82.4M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $69.1M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $41.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $35.0M |
| Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) | RCONB837 | $32.3M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $18.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Other Construction Loans and All Land Development and Other Land Loans | RCONK159 | $9.2M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCONK165 | $5.7M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $3.7M |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $1.72B |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $880.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $315.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $284.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $105.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $21.4M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $11.9M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $11.7M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $11.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $8.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $4.9M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $1.4M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 31,663 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 4,280 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 3,651 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 3,381 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 1,173 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 921 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 126 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 116 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 111 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 98 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 69 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 38 |
Schedule RC-D: Trading Assets and Liabilities (1 item)
| Line item | Code | Q2 2026 |
|---|---|---|
| Trading Assets - Securities Issued by States and Political Subdivisions in the U.S. | RCON3533 | $319.1M |
Schedule RC-E: Deposit Liabilities (40 items)
About Schedule RC-E · Zions Bancorporation, N.A. deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Demand Deposits (See Note Below) | RCON2210 | $45.62B |
| Total Transaction Accounts | RCON2215 | $45.62B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $42.07B |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $31.00B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $29.96B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $17.09B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $8.07B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $7.09B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $6.77B |
| Total reciprocal deposits | RCONJH83 | $6.71B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $6.66B |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $5.80B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $5.65B |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $5.65B |
| Total Brokered Deposits | RCON2365 | $5.65B |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $5.29B |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $5.29B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $4.19B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $4.02B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $3.63B |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $3.28B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $3.07B |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $2.52B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $2.47B |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $2.42B |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $1.40B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $1.40B |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $1.02B |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $946.7M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $544.5M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $379.9M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $266.5M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $97.6M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $95.3M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $91.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $78.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $30.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $6.4M |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $5.4M |
| Total Nontransaction Accounts - Deposits of Foreign Governments and Official Institutions | RCON2377 | $495K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Assets | RCON2168 | $937.8M |
| Net Deferred Tax Assets | RCON2148 | $673.3M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $547.4M |
| Accrued Interest Receivable | RCONB556 | $349.6M |
| Computer Software | RCONFT33 | $297.5M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $297.2M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCONK202 | $31.6M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $753.3M |
| Other Expenses Accrued and Unpaid | RCON3646 | $470.0M |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $266.7M |
| Deferred Compensation Liabilities | RCONC011 | $194.9M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $56.1M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $44.8M |
Schedule RC-K: Quarterly Averages (21 items)
About Schedule RC-K · Zions Bancorporation, N.A. quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $90.98B |
| Quarterly Average of Total Loans | RCON3360 | $61.66B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $23.70B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $21.13B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $19.30B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $15.17B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $14.91B |
| Mortgage-backed Securities | RCONB559 | $14.74B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $7.10B |
| Quarterly Average of Other Borrowed Money | RCON3355 | $3.55B |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $2.69B |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $2.55B |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $2.37B |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $1.89B |
| All Other Securities | RCONB560 | $1.59B |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $584.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $492.0M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $356.5M |
| Quarterly Average of Assets Held in Trading Accounts | RCON3401 | $272.8M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $180.9M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $149.7M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (64 items)
About Schedule RC-L · Zions Bancorporation, N.A. derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection | RCONG403 | $649.7M |
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Purchased Protection That Is Not Recognized as a Guarantee for Regulatory Capital Purposes | RCONG405 | $1.02B |
| Notional Amount of Sold Credit Protection: Investment Grade - with Remaining Maturity of Over Five Years | RCONG408 | $15.8M |
| Notional Amount of Sold Credit Protection: Investment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG407 | $106.3M |
| Notional Amount of Sold Credit Protection: Subinnvestment Grade - with Remaining Maturity of One Year or Less. | RCONG409 | $108.5M |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over Five Years | RCONG411 | $71.0M |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG410 | $348.0M |
| Notional Amount of Purchased Credit Protection: Investment Grade - with Remaining Maturity of One Year or Less. | RCONG412 | $40.9M |
| Notional Amount of Purchased Credit Protection: Investment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG413 | $9.4M |
| Notional Amount of Purchased Credit Protection: Subinnvestment Grade - with Remaining Maturity of One Year or Less. | RCONG415 | $126.4M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over Five Years | RCONG417 | $158.8M |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCONG416 | $680.5M |
| Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms | RCONG418 | $315.6M |
| Over the Counter Derivatives: Net Current Credit Exposure - Corporations and All Other Counterparties | RCONG422 | $59.1M |
| Over the Counter Derivatives: Fair Value of Collateral: Cash U.S. Dollar - Banks and Securities Firms | RCONG423 | $301.8M |
| Over the Counter Derivatives: Fair Value of Collateral: Total Fair Value of Collateral (Sum of Items 16.B.(1) Through (7) - Banks and Securities Firms | RCONG458 | $301.8M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $56.85B |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCON3450 | $45.63B |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $9.91B |
| Interest Rate Futures Contracts | RCON8693 | $9.52B |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $7.50B |
| Total Gross Notional Amount of Commodity and Other Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8728 | $3.37B |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $3.32B |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $2.75B |
| Unused Commitments - Credit Card Lines | RCON3815 | $2.34B |
| Commodity and Other Swaps | RCON8720 | $1.66B |
| Other unused commitments: Loans to nondepository financial institutions | RCONPV11 | $1.60B |
| Credit Card Lines: Other Unused Credit Card Lines | RCONJ456 | $1.22B |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCONJ455 | $1.12B |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $976.9M |
| Credit Derivatives: Notional Amounts-other Credit Derivatives-beneficiary | RCONC975 | $975.2M |
| Purchased OTC Commodity and Other OTC Option Contracts | RCON8716 | $859.5M |
| Written OTC Commodity and Other OTC Option Contracts | RCON8712 | $859.5M |
| Purchased OTC Interest Rate Option Contracts | RCON8713 | $848.1M |
| Written OTC Interest Rate Option Contracts | RCON8709 | $785.6M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $687.6M |
| Other unused commitments: Loans to business credit intermediaries | RCONPV13 | $656.6M |
| Credit Derivatives: Notional Amounts- Other Credit Derivatives-guarantor | RCONC974 | $649.7M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCON6550 | $540.1M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8741 | $337.6M |
| Total Gross Notional Amount of Foreign Exchange Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8726 | $329.5M |
| Foreign Exchange Forward Contracts | RCON8698 | $324.0M |
| Other unused commitments: Other loans to nondepository financial institutions | RCONPV16 | $319.5M |
| Performance Standby Letters of Credit | RCON3821 | $301.8M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8745 | $256.7M |
| Other unused commitments: Loans to mortgage credit intermediaries | RCONPV12 | $244.6M |
| Other unused commitments: Loans to private equity funds | RCONPV14 | $231.0M |
| Other unused commitments: Loans to consumer credit intermediaries | RCONPV15 | $149.8M |
| Gross Positive Fair Value of Commodity and Other Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8744 | $113.4M |
| Gross Negative Fair Value of Commodity and Other Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8748 | $109.8M |
| Interest Rate Forward Contracts | RCON8697 | $53.0M |
| Credit Derivatives: Notional Amounts - Credit Defaults Swaps - Beneficiary | RCONC969 | $40.9M |
| Commercial and Similar Letters of Credit | RCON3411 | $37.1M |
| Amount of Financial Standby Letters of Credit Conveyed to Others | RCON3820 | $18.6M |
| Other unused commitments: Loans to depository financial institutions | RCONPV10 | $6.1M |
| Amount of Performance Standby Letters of Credit Conveyed to Others | RCON3822 | $4.0M |
| Purchased OTC Foreign Exchange Option Contracts | RCON8714 | $2.8M |
| Written OTC Foreign Exchange Option Contracts | RCON8710 | $2.8M |
| Gross Negative Fair Value of Foreign Exchange Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8746 | $2.1M |
| Gross Positive Fair Value of Foreign Exchange Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCON8742 | $2.0M |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Beneficiary:gross Positive Fair Value | RCONC221 | $623K |
| Year-to-date Merchant Credit Card Sales Volume:sales for Which the Reporting Bank Is the Agent Bank with Risk | RCONC224 | $288K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Guarantor:gross Negative Fair Value | RCONC220 | $151K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Beneficiary:gross Negative Fair Value | RCONC222 | $90K |
Schedule RC-M: Memoranda (16 items)
About Schedule RC-M · Zions Bancorporation, N.A. memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF061 | $1.01B |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCONF065 | $255.7M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCONF063 | $198.0M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF060 | $89.9M |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCONB571 | $89.9M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Three Year Through Five Years. | RCONF062 | $35.8M |
| All other intangible assets | RCONJF76 | $26.6M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $26.4M |
| Mortgage Servicing Assets | RCON3164 | $25.7M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $6.8M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $3.5M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $1.7M |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $534K |
| Outstanding balance of PPP loans | RCONLG27 | $2K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 4 |
| Number of outstanding PPP Loans | RCONLG26 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (60 items)
About Schedule RC-N · Zions Bancorporation, N.A. past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $292.4M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $91.0M |
| Additions to Nonaccrual Assets | RCONC410 | $89.2M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $84.8M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $67.5M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $43.3M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $38.9M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $35.4M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $33.7M |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $24.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $22.9M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $17.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCONK122 | $16.2M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Nonaccrual | RCONK259 | $16.2M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $15.9M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCONK038 | $15.5M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCONK041 | $12.5M |
| All Other Loans - Nonaccrual | RCON5461 | $11.6M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $10.9M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $10.7M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $9.9M |
| Loans to Nondepository Financial Institutions Included in Schedule Rc-n, Item 7 - Nonaccrual | RCONPV25 | $9.5M |
| Loan Mod to Borrowers Experiencing Fin Dfclty : Commercial and Industrial Loans - to US Addressees - Past Due 30 Through 89 Days and Still Accruing | RCONK120 | $4.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK257 | $4.8M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 30 Through 89 Days and Still Accruing | RCONHK26 | $4.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Nonaccrual | RCONK128 | $4.3M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $3.1M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCONK036 | $2.7M |
| Lease Financing Receivables - Nonaccrual | RCON1228 | $2.2M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCONK039 | $2.0M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $1.7M |
| Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCON1607 | $1.6M |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCON5459 | $1.5M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $1.3M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $1.1M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCONB575 | $996K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 90 Days or More and Still Accruing | RCONB576 | $986K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $915K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $871K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $676K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $604K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 30-89 Days and Still Accruing | RCON1594 | $512K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $403K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Nonaccrual | RCONB577 | $366K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Past Due 30 Through 89 Days and Still Accruing | RCONK121 | $341K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: Commercial and Industrial Loans - Past Due 90 Days or More and Still Accruing | RCONK258 | $341K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 90 Days or More and Still Accruing | RCONHK27 | $341K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 90 or More Days Past Due and Still Accruing | RCONF180 | $255K |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $214K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $199K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $159K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Nonaccrual | RCON1583 | $127K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Past Due 30 Through 89 Days and Still Accruing | RCON3493 | $83K |
| All Other Loans - Past Due 90 Days or More and Still Accruing | RCON5460 | $78K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing | RCON5399 | $48K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $35K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Past Due 90 Days or More and Still Accruing | RCON1597 | $25K |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 90 Days or More and Still Accruing | RCONK037 | $24K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 90 Days or More and Still Accruing | RCONC239 | $21K |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 90 Days or More and Still Accruing | RCONK040 | $20K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (28 items)
About Schedule RC-O · Zions Bancorporation, N.A. other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unsecured Other Borrowings with a Remaining Maturity of One Year or Less | RCONG465 | $85.4M |
| Unsecured Other Borrowings with a Remaining Maturity of Over One Year Through Three Years | RCONG466 | $988.4M |
| Subordinated Notes and Debentures with a Remaining Maturity of Over Three Years Through Five Years | RCONG471 | $469.9M |
| Subordinated Notes and Debentures with a Remaining Maturity of Over Five Years | RCONG472 | $494.6M |
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $90.98B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $77.61B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $42.62B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $35.38B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $34.61B |
| Custodial Bank Deduction | RCONK660 | $18.02B |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $8.32B |
| Total Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONK676 | $3.33B |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $2.52B |
| Custodial Bank Deduction Limit | RCONK661 | $515.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $341.4M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Loans Secured by Multifamily Residential and Nonfarm Nonresidential Properties | RCONN178 | $282.8M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Commercial and Industrial Loans | RCONN181 | $257.2M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by Junior Liens on 1-4 Family Residential Properties and Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCONN180 | $78.2M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $39.5M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCONN179 | $14.4M |
| Portion of Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate That Are Guarnateed or Insured by the U.S. Government (Including the FDIC) | RCONK677 | $6.8M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements): Construction, Land Development, and Other Land Loans Secured by Real Estate | RCONN177 | $6.7M |
| Portion of Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms and Are Guaranteed or Insured by the U.S. Government (Including the FDIC) (Included in Schedule Rc-c, Part I, | RCONL189 | $3.3M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,403,222 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 37,678 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 17,956 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 107 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $350.0M |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $339.4M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $23.7M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $3.6M |
| Representation and Warranty Reserves for 1-4 Family Residential Mortgage Loans Sold: Total | RCONM288 | $586K |
| Repurchases and indemnification of 1-4 family residential mortgage laons during the quarter | RCONHT86 | $271K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (32 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $50.6M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $50.6M |
| Other Trading Assets - Level 2 Fair Value Measurements | RCONG500 | $319.1M |
| Other Trading Assets - Total Fair Value Reported on Schedule Rc | RCONG497 | $319.1M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $10.82B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $9.39B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $8.66B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $7.26B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $2.30B |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $2.13B |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCONG391 | $1.07B |
| All Other Assets - Level 2 Fair Value Measurements | RCONG396 | $1.03B |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Level 2 Fair Value Measurements | RCONG549 | $579.0M |
| First Itemized Amount That Exceeds $100,000 and Exceed 25% of All Other Assets Measured at Fair Value on a Recurring Basis (Rc-q 6.) - Total Fair Value Reported on Schedule Rc | RCONG546 | $579.0M |
| All Other Assets - Less Amounts Netted in the Determination of Total Fair Value | RCONG392 | $372.4M |
| Total Assets Measured at Fair Value on a Recurring Basis - Less Amounts Netted in the Determination of Total Fair Value | RCONG503 | $372.4M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCONG808 | $368.8M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG534 | $368.8M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCONG569 | $368.8M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCONG805 | $352.0M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG531 | $352.0M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCONG566 | $266.7M |
| All Other Assets - Level 3 Fair Value Measurements | RCONG804 | $228.3M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $228.3M |
| All Other Assets - Level 1 Fair Value Measurements | RCONG395 | $176.4M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities- Less Amounts Netted in the Determination of Total Fair Value | RCONG567 | $102.2M |
| All Other Liabilities - Less Amounts Netted in the Determination of Total Fair Value | RCONG806 | $102.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Less Amounts Netted in the Determination of Total Fair Value | RCONG532 | $102.2M |
| All Other Liabilities - Level 1 Fair Value Measurements | RCONG807 | $85.4M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG533 | $85.4M |
| Loans measured at fair value, Loans secured by real estate, All other loans secured by real estate, Domestic Offices | RCONHT88 | $50.6M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, All other loans secured by real estate, Domestic Offices | RCONHT92 | $50.5M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Zions Bancorporation, N.A. regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $70.74B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (33 items)
About Schedule RC-R, Part I · Zions Bancorporation, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $90.98B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $89.48B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $70.74B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $9.92B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $8.43B |
| Common Equity Tier 1 Capital | RCOAP859 | $8.37B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $8.37B |
| Retained Earnings | RCOAKW00 | $7.90B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $7.61B |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.87B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $1.58B |
| Tier 2 (Supplementary) Capital | RCOA5311 | $1.48B |
| Tier 2 Capital Before Deductions | RCOAP870 | $1.48B |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP848 | -$1.12B |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $1.11B |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $1.06B |
| Tier 2 Capital Instruments Plus Related Surplus | RCOAP866 | $776.6M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $707.1M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$696.4M |
| Less:other Deductions from Assets for Leverage Capital Purposes | RCOAB596 | $388.3M |
| Additional Tier 1 Capital | RCOAP865 | $66.3M |
| Additional Tier 1 Capital Before Deductions | RCOAP863 | $66.3M |
| Additional Tier 1 Capital Instruments Plus Related Surplus | RCOAP860 | $66.3M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP846 | -$52.2M |
| Less: All Other Deductions from (Additions to) Common Equity Tier 1 Capital Before Threshold-based Deductions | RCOAP850 | $27.5M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $26.6M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | -$1.2M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1402 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1192 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1183 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0943 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0592 |
Schedule RC-R, Part II: Risk-Weighted Assets (139 items)
About Schedule RC-R, Part II · Zions Bancorporation, N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $70.74B |
| Total Risk-weighted Assets | RCONG641 | $70.74B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $59.77B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $59.77B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $50.45B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $46.86B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $43.68B |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - One Year or Less | RCONS603 | $34.42B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $17.19B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $16.78B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $16.39B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $15.43B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $14.30B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $13.81B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $12.33B |
| Unconditionally Cancellable Commitments | RCONS540 | $11.11B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $11.00B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $10.05B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $9.39B |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $9.08B |
| Total Held-to-maturity Securities | RCOND961 | $8.48B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $8.27B |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $8.20B |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $8.07B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCONS584 | $7.99B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $7.15B |
| Total All Other Assets | RCOND981 | $5.78B |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $5.74B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $4.53B |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $3.66B |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $3.44B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $3.01B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCONS582 | $2.65B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $2.18B |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $2.06B |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $1.78B |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $1.52B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Other - Over One Year Through Five Years | RCONS601 | $1.49B |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCONS399 | -$1.48B |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $1.44B |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $1.34B |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $1.34B |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $1.34B |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.16B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Other - One Year or Less | RCONS600 | $1.03B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over One Year Through Five Years | RCONS592 | $1.03B |
| Adjustments to Totals Reported in Column a, Securities Purchased Under Agreements to Resell | RCONH172 | $997.8M |
| Totals from Schedule Rc, Securities Purchased Under Agreements to Resell | RCONH171 | $997.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $898.3M |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $828.1M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $819.3M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $687.6M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $687.6M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $554.9M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$528.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $524.7M |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCONG619 | $512.4M |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCONG618 | $512.4M |
| All Other Off- Balance Sheet Liabilities - 50 Pct Risk Weight Category | RCONG622 | $434.0M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $373.0M |
| Total Trading Assets | RCOND976 | $319.1M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $311.2M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $301.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Foreign Exchange Rate and Gold - One Year or Less | RCONS585 | $296.6M |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $293.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $288.4M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCONS545 | $282.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $277.9M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCONS547 | $252.1M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $249.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - One Year or Less | RCONS591 | $234.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over Five Years | RCONS593 | $229.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $207.5M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $200.3M |
| Trading Assets - 50 Pct Risk Weight Category | RCOND979 | $190.4M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $174.6M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $163.7M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $150.9M |
| Trading Assets - 20 Pct Risk Weight Category | RCOND978 | $128.7M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $125.3M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $125.3M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $116.6M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - Over One Year Through Five Years | RCONS589 | $115.7M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $106.4M |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $105.5M |
| Financial Standby Letters of Credit - 0 Pct Risk Weight Category | RCOND993 | $92.6M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $88.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $78.1M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $72.7M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $64.3M |
| All Other Off- Balance Sheet Liabilities - 100 Pct Risk Weight Category | RCONG623 | $54.5M |
| Loans and Leases Held for Sale, All Other Exposures - 100 Pct Risk Weight Category | RCONS436 | $52.9M |
| Total Loans and Leases Held for Sale, All Other Exposures | RCONS431 | $52.9M |
| Unused Commitments, Original Maturity Exceeding One Year - 20 Pct Risk Weight Category | RCONG627 | $50.6M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $50.4M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $46.0M |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Credit Investment Grade Reference Asset - One Year or Less | RCONS609 | $40.9M |
| Financial Standby Letters of Credit - 20 Pct Risk Weight Category | RCOND994 | $40.0M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCONG606 | $37.0M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $32.9M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $32.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Foreign Exchange Rate and Gold - Over One Year Through Five Years | RCONS586 | $30.1M |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $25.7M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $25.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $25.7M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $25.0M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $23.7M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 20 Pct Risk Weight Category | RCONG603 | $22.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 0 Pct Risk Weight Category | RCONG626 | $21.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 150 Pct Risk Weight Category | RCONS463 | $20.2M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $19.3M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $16.1M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $16.1M |
| Centrally Cleared Derivatives - 4 Pct Risk Weight Category | RCONS552 | $15.8M |
| Centrally Cleared Derivatives - Credit Equivalent Amount | RCONS549 | $15.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 4 Pct Risk Weight Category | RCONS559 | $15.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - Over Five Years | RCONS590 | $15.8M |
| All Other Off- Balance Sheet Liabilities - 0 Pct Risk Weight Category | RCONG620 | $13.7M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 0 Pct Risk Weight Category | RCOND999 | $12.1M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCOND965 | $11.1M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 20 Pct Risk Weight Category | RCONS452 | $10.9M |
| All Other Off- Balance Sheet Liabilities - 20 Pct Risk Weight Category | RCONG621 | $10.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 0% | RCONS527 | $9.9M |
| Cash and Balances Due from Depository Institutions - 100 Pct Risk Weight Category | RCOND960 | $9.1M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $7.6M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCONG607 | $7.4M |
| Unused Commitments, Original Maturity Exceeding One Year - 150 Pct Risk Weight Category | RCONS539 | $7.1M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCONG611 | $5.4M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS415 | $4.5M |
| Cash and Balances Due from Depository Institutions - Adjustments to Totals Reported in Column a | RCONS396 | $3.4M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 20 Pct Risk Weight Category | RCONG609 | $1.5M |
| Risk-weighted Assets by Risk-weighted Category - 4 Pct Risk Weight Category | RCONS570 | $633K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 0 Pct Risk Weight Category | RCONG608 | $494K |
| Cash and Balances Due from Depository Institutions - 50 Pct Risk Weight Category | RCONS397 | $478K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 20% | RCONS528 | $418K |
| Cash and Balances Due from Depository Institutions - 150 Pct Risk Weight Category | RCONS398 | $245K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 150% | RCONS531 | $133K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $11K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 0 Pct Risk Weight Category | RCONS451 | $2K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCONA591 | $2.29B |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCONB805 | $832.5M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $433.9M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $433.9M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: All Other Loans | RCONB803 | $54.5M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - All Other Loans | RCONB796 | $42.6M |
| Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) | RCONF699 | $1.9M |
Schedule RC-T: Fiduciary and Related Services (31 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $36.37B |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $36.35B |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $13.72B |
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $7.21B |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $5.04B |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $1.30B |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $664.4M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $210.8M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $210.4M |
| Income from Fiduciary Activities | RIAD4070 | $34.3M |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $16.3M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $13.8M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $13.0M |
| Personal Trust and Agency Accounts | RIADB904 | $2.5M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $1.7M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $1.7M |
| Custody and Safekeeping Accounts | RIADB909 | $1.5M |
| Other Retirement Accounts | RIADB907 | $825K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $285K |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 20,098 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 20,093 |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 1,953 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 1,238 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 848 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 324 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 271 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 270 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 120 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 3 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 3 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 2 |
Schedule RI-A: Changes in Bank Equity Capital (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $7.68B |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $7.18B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $7.18B |
| Cash Dividends Declared on Common Stock | RIAD4460 | $134.4M |
| Sale, Conversion, Acquisition, or Retirement of Capital Stock, Net (Excluding Treasury Stock Transactions) | RIADB509 | -$123.0M |
| Other Comprehensive Income | RIADB511 | $74.4M |
| Cash Dividends Declared on Preferred Stock | RIAD4470 | $1.5M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (28 items)
About Schedule RI-B, Part I · Zions Bancorporation, N.A. charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $24.6M |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $12.9M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $12.1M |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $6.5M |
| Charge-offs on Loans to Credit Cards | RIADB514 | $3.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $2.7M |
| Recoveries on All Other Loans | RIAD4628 | $2.0M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $1.9M |
| Charge-offs on All Other Loans | RIAD4644 | $1.6M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $1.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $806K |
| Recoveries on Loans to Credit Cards | RIADB515 | $589K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $588K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $543K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $527K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $365K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $337K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $310K |
| Charge-offs on Lease Financing Receivables | RIAD4266 | $150K |
| Recoveries on Automobile Loans | RIADK133 | $136K |
| Charge-offs on Automobile Loans | RIADK129 | $129K |
| Recoveries on Lease Financing Receivables | RIAD4267 | $119K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $114K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $56K |
| Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC235 | $21K |
| Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4665 | $21K |
| Charge-offs on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4655 | $18K |
| 1-4 Family Residential Construction Loans Recoveries | RIADC892 | $17K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (8 items)
About Schedule RI-B, Part II · Zions Bancorporation, N.A. changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $678.1M |
| Allowance for Loan and Lease Losses | RIAD3123 | $662.2M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $24.6M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$1.4M |
| Estimated amount of expected recoveries of amounts previously written off included within the allowance for credit losses on loans and leases held for investment (included in item 7, column A, 'Balance end of current period,' above) | RIADMG94 | $958K |
| Balance most recently reported for end of previous calendar year, Report of Condition and Income Held-to-maturity debt securities (i.e., after adjustments from amended Reports of Income) | RIADJH88 | $92K |
| Balance end of current period, Held-to-maturity debt securities | RIADJH93 | $73K |
| Provisions for credit losses, Held-to-maturity debt securities | RIADJH90 | -$19K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (17 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $62.48B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $32.35B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $14.37B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $11.85B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $2.97B |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $662.2M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $510.6M |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCONJJ08 | $429.6M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $392.8M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $116.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $85.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $51.7M |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCONJJ16 | $8.2M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $7.6M |
| Held to Maturity Securities, Total | RCONJJ25 | $73K |
| Held to Maturity Securities, Securities issued by states and poilitical subdivisions in the US | RCONJJ20 | $64K |
| Held to Maturity Securities, Mortgage backed securities (MBS) (including CMOs, REMICs and stripped MBS), Mortgage backed securities issued or guaranteed by US Government agencies or sponsored agencies | RCONJJ21 | $9K |
Schedule RI-E: Explanations (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $116.9M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $51.9M |
| Consulting and Advisory Expense | RIADF557 | $35.6M |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $28.4M |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $19.3M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | $14.0M |
Zions Bancorporation, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Zions Bancorporation, N.A. call report?
The Zions Bancorporation, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Zions Bancorporation, N.A. file?
Zions Bancorporation, N.A. files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Zions Bancorporation, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Zions Bancorporation, N.A. has Federal Reserve RSSD ID 276579 and FDIC certificate number 2270. Either one finds its filings on the FFIEC Central Data Repository.
How often does Zions Bancorporation, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Zions Bancorporation, N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 2270) · FFIEC NIC profile (RSSD 276579)