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Credit Unions by State

Credit Unions in North Carolina

56 federally insured credit unions headquartered in North Carolina, ranked by total assets, as of Q2 2026. The largest is State Employees Credit Union at $59.97B.

Showing: 56 credit unions Source: NCUA 5300 call reports (Q2 2026) Ranked: largest credit unions in North Carolina All states: credit unions by state Banks: banks in North Carolina Routing numbers: in North Carolina
Credit Unions
56
Total Assets
$91.64B
Total Members
5,213,225
Total Loans
$62.36B
Net Worth Ratio (asset-weighted)
11.09%
ROA (asset-weighted)
0.71%
Delinquency (asset-weighted)
2.08%
# Credit Union HQ Total Assets Net Worth ROA Delinq. Members
1 State Employees Credit Union Raleigh, NC $59.97B 10.12% 0.81% 2.38% 2,998,339
2 Coastal Federal Credit Union Raleigh, NC $6.23B 9.86% 1.08% 0.66% 347,915
3 Truliant Federal Credit Union Winston Salem, NC $5.62B 10.56% 0.97% 0.90% 328,760
4 Civic Federal Credit Union Raleigh, NC $3.07B 5.87% -3.31% 6.27% 336,107
5 Allegacy Federal Credit Union Winston Salem, NC $2.59B 11.44% 0.77% 0.65% 187,784
6 Self-Help Federal Credit Union Durham, NC $2.41B 25.18% 0.59% 1.01% 146,774
7 Self-Help Credit Union Durham, NC $2.17B 24.51% 1.53% 1.97% 101,911
8 Skyla Federal Credit Union Charlotte, NC $1.67B 9.61% 0.63% 1.32% 113,123
9 Marine Federal Credit Union Jacksonville, NC $1.10B 10.41% 0.54% 1.36% 76,859
10 Latino Community Credit Union Durham, NC $1.04B 24.23% 0.88% 1.81% 124,269
11 Fort Bragg Federal Credit Union Fort Bragg, NC $689.6M 12.81% 1.95% 0.61% 34,937
12 Champion Credit Union Canton, NC $551.9M 12.20% 1.04% 0.24% 36,206
13 Carolinas Telco Federal Credit Union Charlotte, NC $506.3M 15.06% 0.63% 0.91% 31,584
14 Members Credit Union Winston Salem, NC $477.1M 14.83% 1.36% 0.82% 46,799
15 Telco Community Credit Union Asheville, NC $429.3M 12.43% 1.20% 1.23% 34,952
16 Mountain Credit Union Waynesville, NC $372.4M 11.22% 0.70% 0.67% 31,379
17 Summit Credit Union Greensboro, NC $368.8M 15.44% 1.02% 0.71% 30,745
18 First Flight Federal Credit Union Cary, NC $283.8M 11.06% 1.19% 0.66% 20,686
19 Duke University Federal Credit Union Durham, NC $203.2M 10.74% 1.21% 1.71% 15,591
20 R T P Federal Credit Union Morrisville, NC $142.2M 8.08% 0.43% 0.85% 9,216
21 Bragg Mutual Federal Credit Union Fayetteville, NC $131.1M 8.26% 0.21% 0.85% 9,157
22 Nova Credit Union Charlotte, NC $120.7M 17.65% 0.31% 0.56% 11,173
23 Weyco Community Credit Union Plymouth, NC $115.5M 9.94% 0.39% 2.21% 5,591
24 American Partners Federal Credit Union Reidsville, NC $107.7M 10.55% 0.85% 0.30% 11,351
25 North Carolina Community Federal Credit Union Goldsboro, NC $107.1M 10.92% 1.24% 0.13% 5,875
26 WNC Community Credit Union Waynesville, NC $96.0M 17.03% 0.83% 0.28% 4,052
27 Welcome Federal Credit Union Morrisville, NC $92.0M 13.02% 0.22% 1.11% 6,262
28 Carolina Federal Credit Union Cherryville, NC $85.1M 10.58% 0.65% 0.72% 7,476
29 Revity Federal Credit Union Greensboro, NC $83.0M 7.86% -0.90% 2.12% 5,881
30 Electel Cooperative Federal Credit Union Raleigh, NC $68.2M 12.67% 0.24% 0.37% 7,480
31 Lion's Share Federal Credit Union Salisbury, NC $64.7M 3.23% 0.27% 1.26% 12,625
32 Acclaim Federal Credit Union Greensboro, NC $60.4M 12.88% 0.84% 0.44% 5,030
33 Vision Financial Federal Credit Union Durham, NC $59.5M 16.82% 1.47% 0.00% 6,014
34 Charlotte Fire Department Credit Union Charlotte, NC $56.0M 14.00% 0.84% 1.59% 3,010
35 Telco Credit Union Tarboro, NC $51.3M 12.54% -1.82% 6.00% 6,648
36 Healthshare Credit Union Greensboro, NC $50.5M 13.31% -0.41% 0.33% 5,758
37 Carolina Cooperative Federal Credit Union Charlotte, NC $46.3M 14.17% 0.10% 1.73% 7,860
38 McDowell Cornerstone Credit Union Marion, NC $38.3M 17.72% 1.35% 2.53% 2,710
39 Shuford Federal Credit Union Hickory, NC $36.1M 13.71% 0.95% 0.89% 4,390
40 Oteen Va Federal Credit Union Asheville, NC $34.3M 13.04% 1.84% 0.15% 2,104
41 First Carolina People's Credit Union Goldsboro, NC $33.3M 8.61% -0.49% 5.79% 2,169
42 CS Credit Union Catawba, NC $30.5M 18.69% 0.54% 0.46% 2,844
43 Blue Flame Credit Union Charlotte, NC $30.3M 11.04% -1.34% 0.19% 3,075
44 Emergency Responders Credit Union Winston Salem, NC $30.2M 8.12% 0.93% 0.84% 3,383
45 Lithium Federal Credit Union Bessemer City, NC $16.2M 13.76% 0.20% 2.48% 1,644
46 TCP Credit Union Rural Hall, NC $15.9M 17.04% 0.30% 1.23% 2,121
47 Greensboro Credit Union Greensboro, NC $15.6M 34.29% -0.16% 5.89% 1,430
48 Greater Kinston Credit Union Kinston, NC $14.3M 12.39% -1.04% 1.28% 3,868
49 Internal Revenue Employees Federal Credit Union Greensboro, NC $12.2M 29.40% 0.12% 0.75% 717
50 North Carolina Press Association Federal Credit Union Raleigh, NC $12.0M 18.83% 2.16% 2.76% 1,301
51 Guco Credit Union Greenville, NC $10.2M 17.82% -0.06% 0.13% 1,383
52 Allvac Saving & Credit Union Monroe, NC $9.5M 17.59% 1.37% 0.09% 1,446
53 Arcade Credit Union Asheville, NC $7.8M 14.42% 0.36% 0.70% 749
54 HSM Federal Credit Union Hickory, NC $5.5M 14.13% -0.06% 0.80% 2,120
55 Texas Gulf Credit Union Aurora, NC $1.1M 36.27% -4.87% 9.84% 383
56 Mount Vernon Baptist Church Credit Union Durham, NC $153K 37.73% 3.13% — 209

Source: NCUA 5300 Call Report, standardized by BankRegReports. Credit unions are insured by the NCUSIF, not the FDIC. Browse credit unions in other states or the full U.S. credit union directory.