Fort Bragg Federal Credit Union Fort Bragg, North Carolina
Fort Bragg Federal Credit Union is a federal credit union headquartered in Fort Bragg, NC, established in 1960 (NCUA charter 13690), and it is regulated and insured by the NCUA. At Q2 2026 it reported 34,937 members and total assets of $689.6M (up 4.5% from Q2 2025), the 11th largest of 56 credit unions headquartered in North Carolina. Its net worth ratio was 12.81% at Q2 2026, in the well capitalized band.
Also written as Fort Bragg FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 13690
- Headquarters
- Fort Bragg, NC
- Established
- 1960
- Total assets, Q2 2026
- $689.6M
- Assets vs Q2 2025
- +4.5%
- Members, Q2 2026
- 34,937
- Net worth ratio, Q2 2026
- 12.81%
- Latest call report
- Q2 2026, NCUA 5300 · Fort Bragg Federal Credit Union call report
- Asset rank in state
- 11th of 56 in North Carolina
- Routing number
- 253175737
- Branches
- 5
It has 1,854 fewer members than on June 30, 2025 (-5.0%). Its net worth ratio was up 0.77 percentage points from 12.04% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $198.2M of $385.5M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.61% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 12.81% net worth ratio is above that band's 11.43% median.
Frequently asked about Fort Bragg Federal Credit Union
How big is Fort Bragg Federal Credit Union?
At Q2 2026 it reported total assets of $689.6M and 34,937 members.
Where is Fort Bragg Federal Credit Union headquartered?
It is headquartered in Fort Bragg, NC, United States.
When was Fort Bragg Federal Credit Union founded?
It was established in 1960, per NCUA records.
Is Fort Bragg Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 13690): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Fort Bragg Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Fort Bragg Federal Credit Union well capitalized?
Its net worth ratio was 12.81% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Fort Bragg Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.61% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Fort Bragg Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 64.51% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Fort Bragg, NC 28310
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1960
- NCUA Charter #
- 13690
- RSSD ID
- 151489
- Members
- 34,937
- Potential members
- 575,360
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 12.81% | 11.43% | 66th above |
| Return on assets Middle half of peers: 0.43% to 1.23% | 1.95% | 0.81% | over 90th top |
| Return on equity Middle half of peers: 3.87% to 9.84% | 15.22% | 7.02% | over 90th top |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.11% | 3.70% | 18th bottom |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 51.38% | 76.55% | over 90th top |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.28% | 1.24% | 46th below |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.61% | 0.68% | 57th above |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 4.39% | 4.92% | 19th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 64.51% | 75.66% | 30th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$689.6M total assets against $659.8M; $597.6M total shares and deposits against $576.7M; $385.5M total loans against $420.4M.
$88.3M net worth against $79.5M.
12.81% net worth ratio against 12.04%.
64.51% loan-to-share ratio against 72.91%.
0.61% delinquency ratio against 0.63%.
1.95% return on assets against 1.10%; 15.22% return on equity against 9.10%.
3.11% net interest margin against 3.02%.
34,937 members against 36,791.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 12.81% | 1.95% | 0.61% | 64.51% |
| March 31, 2026 | 12.45% | 1.69% | 0.55% | 65.61% |
| December 31, 2025 | 12.33% | 0.84% | 0.63% | 67.28% |
| September 30, 2025 | 12.27% | 1.25% | 0.72% | 69.97% |
| June 30, 2025 | 12.04% | 1.10% | 0.63% | 72.91% |
| March 31, 2025 | 11.85% | 0.90% | 0.56% | 75.28% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.