Mergers by Year

Bank Mergers in 1999

The Federal Reserve's National Information Center (NIC) recorded 1,063 merger records involving a bank, credit union or bank holding company in 1999. 516 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 1,286 in 1998.

516

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

213

Holding companies

Bank holding companies merged

1,063

All merger records

1999 in US banking ›

Largest bank mergers of 1999

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 1999	Century Bank	CA	—	First Bank & Trust
Dec 31, 1999	Commercial and Farmers Bank	MD	—	Farmers & Mechanics Bank
Dec 31, 1999	Republic Bank of New York	NY	—	HSBC Bank USA, N.A.
Dec 31, 1999	National Business Bank	CA	—	Calwest Bank
Dec 30, 1999	Mid Am Private Trust, N.A.	OH	—	SKY Trust, N.A.
Dec 28, 1999	Security First Bank	CA	—	Bank of Orange County
Dec 22, 1999	First Southwest Bank	LA	—	First Guaranty Bank
Dec 18, 1999	First State Bank	OK	—	First State Bank
Dec 17, 1999	Lincoln Bank & Trust Company	OK	—	First Bank & Trust Company
Dec 16, 1999	Fulton Savings Bank, FSB	MO	—	The Central Trust Bank
Dec 16, 1999	Central Texas Bank	TX	—	United Bank Texas
Dec 4, 1999	Oak Hills Savings and Loan Company, F.A.	OH	—	The Provident Bank
Dec 4, 1999	South Plains Bank	TX	—	City Bank
Dec 2, 1999	Community Bank	CT	—	Webster Bank, N.A.
Dec 2, 1999	Bank of America Utah, National Association	UT	—	Bank of America, N.A.

Biggest bank failures by assets ›

Every merger recorded in 1999

1,063 NIC merger records in 1999 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Jan 16, 1999	Community First Banking Company	NJ	Commerce Bancorp, LLC
Jan 16, 1999	Farmers Bank	MN	Valley Bank
Jan 16, 1999	American Security Bancshares of Ville Platte, Inc.	LA	Hancock Whitney Corporation
Jan 15, 1999	Lincoln Bankshares, Inc.	AR	Simmons First National Corporation
Jan 15, 1999	Junction City First National Company	KS	Exchange Company
Jan 15, 1999	Keller State Bank	TX	Frost Bank
Jan 15, 1999	Ace Gas, Inc.	NE	Exchange Company
Jan 12, 1999	The Bank and Trust, S.S.B.	TX	The Bank and Trust, SSB
Jan 9, 1999	The First National Bank of Spring Mills	PA	Jersey Shore State Bank
Jan 8, 1999	Addison National Bank	TX	First State Bank of Texas
Jan 8, 1999	Bank of the Ozarks	AR	Bank OZK
Jan 8, 1999	Iron County Security Bank	MO	First State Community Bank
Jan 8, 1999	Heritage Banc Holding, Inc.	AR	Bank OZK
Jan 7, 1999	The Neodesha Savings and Loan Association, FSA	KS	First Federal Savings and Loan Association of Independence
Jan 6, 1999	Hanil Bank	—	Woori Bank
Jan 5, 1999	Sterling Bancorp	MD	Mason-Dixon Merger Sub, Inc.
Jan 5, 1999	American Bank of Rock Island	IL	American Bank and Trust Company, N.A.
Jan 4, 1999	Peoples Bancorp of Winchester, Inc.	KY	Area Bancshares Corporation
Jan 4, 1999	Saint Bernadette Credit Union, Inc.	OH	Sharefax Credit Union, Inc.
Jan 4, 1999	City of Orange Employees Federal Credit Union	TX	MCT Credit Union
Jan 4, 1999	The Elverson National Bank	PA	National Penn Bank
Jan 4, 1999	Sobieski Building & Loan Association	PA	Schuylkill Savings & Loan Association
Jan 4, 1999	Richland Memorial Hospital Federal Credit Union	SC	Curis Financial Credit Union
Jan 4, 1999	BVG & E Employees Credit Union	RI	Navigant Credit Union
Jan 4, 1999	State Bank of La Salle (Incorporated)	MN	Citizens Bank Minnesota
Jan 4, 1999	1st Bancorp	IN	German American Bancorp, Inc.
Jan 4, 1999	Knox City Bancshares, Inc.	TX	Texas Country Bancshares, Inc.
Jan 2, 1999	Continental Mortgage Banking Corporation	IL	Continental Mortgage Corporation
Jan 1, 1999	Volunteer Bank and Trust Company of Hamilton County	TN	Builtwell Bank
Jan 1, 1999	Livonia Community Credit Union	MI	Community Choice Credit Union
Jan 1, 1999	The Old Second Community Bank of North Aurora	IL	Old Second National Bank
Jan 1, 1999	First Federal Savings Bank of North Texas	TX	Jefferson Heritage Bank
Jan 1, 1999	B S C Health Care Services Credit Union	MI	Motor City Co-Op Credit Union
Jan 1, 1999	Raritan Federal Credit Union	NJ	Financial Resources Federal Credit Union
Jan 1, 1999	Mitchell Savings Bank, SSB	NC	First Western Bank
Jan 1, 1999	Bank of Evansville	IL	Buena Vista National Bank
Jan 1, 1999	Uto Philadelphia Federal Credit Union	PA	Trumark Credit Union
Jan 1, 1999	Banco Popular, National Association (California)	CA	Popular Bank
Jan 1, 1999	Citizens State Bank of Montgomery	MN	Rural American Bank-Montgomery/Lonsdale
Jan 1, 1999	First Federal Savings and Loan Association of Westchester	IL	Midamerica Bank, FSB
Jan 1, 1999	Dixie Yarns Employees Federal Credit Union	TN	Scenic Community Credit Union
Jan 1, 1999	First National Bank of Bolivar County	MS	Merchants and Farmers Bank
Jan 1, 1999	Springfield Institution for Savings	MA	Family Bank, National Association
Jan 1, 1999	Bank of Milan	GA	FLAG Bank
Jan 1, 1999	The Old Second Community Bank of Aurora	IL	Old Second National Bank
Jan 1, 1999	River Dominion Credit Union	IA	Ascentra Credit Union
Jan 1, 1999	Cityfirst Credit Union	WI	Landmark Credit Union
Jan 1, 1999	First National Bank of Sulphur Springs	TX	The City National Bank of Sulphur Springs
Jan 1, 1999	Jefferson County Bank	WI	Premierbank
Jan 1, 1999	Republic Savings Bank	OH	Republic Bank

Bank mergers by year

← 1998 · 2000 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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