Mergers by Year

Bank Mergers in 1999

The Federal Reserve's National Information Center (NIC) recorded 1,063 merger records involving a bank, credit union or bank holding company in 1999. 516 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 1,286 in 1998.

516

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

213

Holding companies

Bank holding companies merged

1,063

All merger records

1999 in US banking ›

Largest bank mergers of 1999

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 1999	Century Bank	CA	—	First Bank & Trust
Dec 31, 1999	Commercial and Farmers Bank	MD	—	Farmers & Mechanics Bank
Dec 31, 1999	Republic Bank of New York	NY	—	HSBC Bank USA, N.A.
Dec 31, 1999	National Business Bank	CA	—	Calwest Bank
Dec 30, 1999	Mid Am Private Trust, N.A.	OH	—	SKY Trust, N.A.
Dec 28, 1999	Security First Bank	CA	—	Bank of Orange County
Dec 22, 1999	First Southwest Bank	LA	—	First Guaranty Bank
Dec 18, 1999	First State Bank	OK	—	First State Bank
Dec 17, 1999	Lincoln Bank & Trust Company	OK	—	First Bank & Trust Company
Dec 16, 1999	Fulton Savings Bank, FSB	MO	—	The Central Trust Bank
Dec 16, 1999	Central Texas Bank	TX	—	United Bank Texas
Dec 4, 1999	Oak Hills Savings and Loan Company, F.A.	OH	—	The Provident Bank
Dec 4, 1999	South Plains Bank	TX	—	City Bank
Dec 2, 1999	Community Bank	CT	—	Webster Bank, N.A.
Dec 2, 1999	Bank of America Utah, National Association	UT	—	Bank of America, N.A.

Biggest bank failures by assets ›

Every merger recorded in 1999

1,063 NIC merger records in 1999 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Jan 1, 1999	Whatcom State Bank	WA	Banner Bank
Jan 1, 1999	Hibernia National Bank of Texas	TX	Capital One, N.A.
Jan 1, 1999	E.U.P. Employees Federal Credit Union	PA	Pennsylvania State Employees Cu
Jan 1, 1999	The First National Bank of Opelika	AL	Cadence Bank
Jan 1, 1999	Bank of Terrell	GA	The Citizens State Bank of Taylor County
Jan 1, 1999	Wauneta Falls Bank, National Association	NE	Valley Bank and Trust Co.
Jan 1, 1999	American Trust Bank, National Association	MD	Keystone Financial Bank, National Association
Jan 1, 1999	Empire Banking Company	GA	FLAG Bank
Jan 1, 1999	Heritage National Bank	PA	Main Street Bank
Jan 1, 1999	Sac River Valley Bank	MO	Liberty Bank
Jan 1, 1999	Russell Federal Savings Bank	KY	Peoples Bank, N.A.
Jan 1, 1999	Mid-State Bank and Trust Company	PA	Keystone Financial Bank, National Association
Jan 1, 1999	Parshall Credit Union	ND	Dakota West Credit Union
Jan 1, 1999	National Bank of Commerce Tuscaloosa	AL	(unnamed)
Jan 1, 1999	Banco Popular, National Association - Florida	FL	Popular Bank
Jan 1, 1999	Vactor Manufacturing Employees Credit Union	IL	Streator Community Credit Union
Jan 1, 1999	Banco Popular, Illinois	IL	Popular Bank
Jan 1, 1999	Liberty Savings Association	TX	FirstCapital Bank, SSB
Jan 1, 1999	Northern Central Bank	PA	Keystone Financial Bank, National Association
Jan 1, 1999	Del Monte N.W. Employees Federal Credit Union	WA	Solarity Credit Union
Jan 1, 1999	Ready State Bank	FL	Union Planters Bank, National Association
Jan 1, 1999	Meansco Decatur Federal Credit Union	IL	Land of Lincoln Credit Union
Jan 1, 1999	Whitewater Community Credit Union	WI	Fort Community Credit Union
Jan 1, 1999	Las Vegas Credit Union	NV	First Entertainment Credit Union
Jan 1, 1999	Old Town Federal Credit Union	NE	Cobalt Federal Credit Union
Jan 1, 1999	Crosby Ashton Employees Federal Credit Union	MA	Bridgewater Credit Union
Jan 1, 1999	Commercial State Bank	GA	The Citizens State Bank of Taylor County
Jan 1, 1999	Central States Federal Credit Union	MO	County Credit Union
Jan 1, 1999	Lenox Financial Services Corp.	MA	Mutual Bancorp of the Berkshires, Inc.
Jan 1, 1999	Ogallala National Bank	NE	Valley Bank and Trust Co.
Jan 1, 1999	Keystone National Bank	PA	Keystone Financial Bank, National Association
Jan 1, 1999	Bullsboro Bancshares, Inc.	GA	Regions Financial Corporation
Jan 1, 1999	Sis Bancorp, Inc.	MA	Peoples Heritage Merger Corp.
Jan 1, 1999	Nationscredit Corporation	TX	Bank of America Corporation
Jan 1, 1999	Whatcom State Bancorp	WA	Banner Corporation
Jan 1, 1999	Banco Popular, National Association (New Jersey)	NJ	Popular Bank
Jan 1, 1999	Randall Holding Company, Inc.	MN	Randall Bancorp, Inc.
Jan 1, 1999	National Bank of the South	AL	(unnamed)
Jan 1, 1999	Peoples National Bank	KS	Peoples Bank
Jan 1, 1999	Meigs County Bancshares, Inc.	TN	Regions Financial Corporation
Jan 1, 1999	Wisconsin Financial Bancorporation, Inc.	MN	Marquette Financial Companies
Jan 1, 1999	VB&T Bancshares Corp.	GA	Regions Financial Corporation
Jan 1, 1999	Household Bank (Illinois), N.A.	IL	Household Bank (Nevada), N.A.
Jan 1, 1999	Lakeside Credit Co., Inc.	MN	Marquette Financial Companies
Jan 1, 1999	The First Corporation	AL	Bancorpsouth, Inc.
Jan 1, 1999	First Bank and Trust	IA	Frontier Bank
Jan 1, 1999	Oelwein Bancorporation	MN	Marquette Financial Companies
Jan 1, 1999	First Volunteer Corporation	TN	First Citizens Bancshares, Inc.
Jan 1, 1999	First National Corporation of West Point	MS	Cadence Financial Corporation
Jan 1, 1999	First Bolivar Capital Corporation	MS	First M & F Corporation

Bank mergers by year

← 1998 · 2000 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

Explore: all mergers · 1999 bank events · browse by acquirer · bank failures · all events