Mergers by Year

Bank Mergers in 1999

The Federal Reserve's National Information Center (NIC) recorded 1,063 merger records involving a bank, credit union or bank holding company in 1999. 516 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 1,286 in 1998.

516

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

213

Holding companies

Bank holding companies merged

1,063

All merger records

1999 in US banking ›

Largest bank mergers of 1999

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 1999	Century Bank	CA	—	First Bank & Trust
Dec 31, 1999	Commercial and Farmers Bank	MD	—	Farmers & Mechanics Bank
Dec 31, 1999	Republic Bank of New York	NY	—	HSBC Bank USA, N.A.
Dec 31, 1999	National Business Bank	CA	—	Calwest Bank
Dec 30, 1999	Mid Am Private Trust, N.A.	OH	—	SKY Trust, N.A.
Dec 28, 1999	Security First Bank	CA	—	Bank of Orange County
Dec 22, 1999	First Southwest Bank	LA	—	First Guaranty Bank
Dec 18, 1999	First State Bank	OK	—	First State Bank
Dec 17, 1999	Lincoln Bank & Trust Company	OK	—	First Bank & Trust Company
Dec 16, 1999	Fulton Savings Bank, FSB	MO	—	The Central Trust Bank
Dec 16, 1999	Central Texas Bank	TX	—	United Bank Texas
Dec 4, 1999	Oak Hills Savings and Loan Company, F.A.	OH	—	The Provident Bank
Dec 4, 1999	South Plains Bank	TX	—	City Bank
Dec 2, 1999	Community Bank	CT	—	Webster Bank, N.A.
Dec 2, 1999	Bank of America Utah, National Association	UT	—	Bank of America, N.A.

Biggest bank failures by assets ›

Every merger recorded in 1999

1,063 NIC merger records in 1999 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Jan 1, 1999	Aliant National Corporation	AL	Aliant Financial Corporation
Jan 1, 1999	First State Management Corporation, Inc.	KS	Ottawa Bancshares, Inc.
Jan 1, 1999	Carolina Medicredit Credit Union	NC	Allegacy Federal Credit Union
Jan 1, 1999	(unnamed)	—	Sun Security Bank of America
Jan 1, 1999	Channel Islands Bank	CA	American Commercial Bank
Jan 1, 1999	Financial Trust Company	PA	Keystone Financial Bank, National Association
Jan 1, 1999	Granger State Bank	MN	First Southeast Bank
Jan 1, 1999	Keystone Bank, National Association	PA	Keystone Financial Bank, National Association
Jan 1, 1999	Real Estate Professionals Credit Union	FL	Sun Credit Union
Jan 1, 1999	The First National Bank of West Point	MS	(unnamed)
Jan 1, 1999	Centennial Bank, National Association	NM	Vectra Bank Colorado, National Association
Jan 1, 1999	Home Guaranty Bank, s.b.	IL	Freestar Bank, National Association
Jan 1, 1999	Brazos Bank, National Association	TX	Heritage Bank

Bank mergers by year

← 1998 · 2000 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

Explore: all mergers · 1999 bank events · browse by acquirer · bank failures · all events