Mergers by Year
Bank Mergers in 2004
The Federal Reserve's National Information Center (NIC) recorded 853 merger records involving a bank, credit union or bank holding company in 2004. 331 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 751 in 2003.
Largest bank mergers of 2004
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| Dec 31, 2004 | Advance Financial Savings Bank, FSB | — | Parkvale Savings Bank |
| Dec 31, 2004 | The Business Bank | — | Cadence Bank |
| Dec 31, 2004 | Premier Bank of Brentwood | — | Cadence Bank |
| Dec 31, 2004 | Red Cedar Bank National Association | — | Peoples State Bank of Plainview |
| Dec 31, 2004 | First Federal Savings Bank of Eastern Ohio | — | Century National Bank |
| Dec 30, 2004 | The First National Bank of Clifton | — | The First Trust and Savings Bank of Watseka |
| Dec 28, 2004 | Central Bank Fulton | — | Central Bank Illinois |
| Dec 12, 2004 | The State Bank of Allerton | — | Philo Exchange Bank |
| Dec 11, 2004 | The Wayne County National Bank of Wooster | — | National City Bank |
| Dec 11, 2004 | Union Planters Bank of the Lakeway Area | — | Union Planters Bank, National Association |
| Dec 11, 2004 | Bank of Lodi, N.A. | — | Placer Sierra Bank |
| Dec 11, 2004 | Savings Bank & Trust | — | National City Bank |
| Dec 10, 2004 | Farmers Bank of Portageville | — | First State Bank and Trust Company, Inc. |
| Dec 9, 2004 | The First National Bank | — | Metropolitan National Bank |
| Dec 6, 2004 | Harbor Community Bank | — | Security State Bank |
Every merger recorded in 2004
853 NIC merger records in 2004 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Jul 31, 2004 | St. Joseph of Kirkwood Employees Credit Union | Health Care Family Credit Union |
| Jul 31, 2004 | The Bank | The Signature Bank |
| Jul 31, 2004 | Brookwood Cattle Company | Landrum Company |
| Jul 31, 2004 | Continental Mortgage Corporation | The San Francisco Company |
| Jul 31, 2004 | Continental Community Bank and Trust Company | First Bank |
| Jul 28, 2004 | Hewitt Employees Credit Union, Inc. | Day Air Credit Union, Inc. |
| Jul 28, 2004 | The First National Bank of St. Mary's at Leonardtown | Mercantile Southern Maryland Bank |
| Jul 28, 2004 | The Forest Hill State Bank | Mercantile County Bank |
| Jul 28, 2004 | St. Michaels Bank | Mercantile Eastern Shore Bank |
| Jul 28, 2004 | Van Deusen Bancorp, Inc. | Van Deusen Bancorp, Inc. |
| Jul 28, 2004 | Bank of Southern Maryland | Mercantile Southern Maryland Bank |
| Jul 28, 2004 | The Peoples Bank of Maryland | Mercantile Eastern Shore Bank |
| Jul 27, 2004 | Eagle Point Federal Credit Union | Sun Federal Credit Union |
| Jul 25, 2004 | First State Bank | First Financial Bank, N.A. |
| Jul 24, 2004 | First National Bank of Hinckley | First National Bank of the North |
| Jul 24, 2004 | Seacoast Financial Services Corporation | Sovereign Bancorp, Inc. |
| Jul 24, 2004 | Bank of Orange County | Placer Sierra Bank |
| Jul 24, 2004 | Compass Bank for Savings | Santander Bank, N.A. |
| Jul 24, 2004 | The Bank of Commerce | The State Bank |
| Jul 23, 2004 | Franklin National Bankshares, Inc. | Triumph Financial, Inc. |
| Jul 23, 2004 | Nantucket Bank | Santander Bank, N.A. |
| Jul 22, 2004 | FSFSB, National Association | MB Financial Bank, National Association |
| Jul 19, 2004 | Charter Bank and Trust Co. | Bank of North Georgia |
| Jul 19, 2004 | Mountain National Bank | Bank of North Georgia |
| Jul 17, 2004 | The First National Bank and Trust | American State Bank & Trust Company |
| Jul 17, 2004 | The Clyde Savings Bank Company | Community First Bank & Trust |
| Jul 17, 2004 | Bank of Jacomo | Central Bank of the Midwest |
| Jul 17, 2004 | Falmouth Co-operative Bank | Rockland Trust Company |
| Jul 17, 2004 | Mid-Continent Bancshares, Inc. | First National Bancor, Inc. |
| Jul 17, 2004 | American State Bancshares, Inc. | American State Bancshares, Inc. |
| Jul 17, 2004 | Indiana Lawrence Bank | Community First Bank & Trust |
| Jul 16, 2004 | CNB Florida Bancshares, Inc. | The South Financial Group, Inc. |
| Jul 16, 2004 | CNB National Bank | Mercantile Bank |
| Jul 16, 2004 | Florida Banks, Inc. | The South Financial Group, Inc. |
| Jul 16, 2004 | Centennial Bank Holdings, Inc. | Guaranty Bancorp |
| Jul 16, 2004 | Florida Bank, National Association | Mercantile Bank |
| Jul 16, 2004 | Bank of Kimberling City | Metropolitan National Bank |
| Jul 15, 2004 | Traylor Employees Federal Credit Union | People First Federal Credit Union |
| Jul 15, 2004 | BSB Bank & Trust Company | Partners Trust Bank |
| Jul 15, 2004 | First Sentinel Bancorp, Inc. | Provident Financial Services, Inc. |
| Jul 15, 2004 | First Savings Bank | Provident Bank |
| Jul 12, 2004 | Unite | Unite Here |
| Jul 10, 2004 | First State Bank | Waumandee State Bank |
| Jul 10, 2004 | Humboldt Bank | Columbia Bank |
| Jul 10, 2004 | First Financial Bank | 1st Independence Bank |
| Jul 10, 2004 | Independence Bancorp | 1st Independence Financial Group, Inc. |
| Jul 10, 2004 | Humboldt Bancorp | Umpqua Holdings Corporation |
| Jul 10, 2004 | Fgi Frankfurter Gesellschaft Fur Industriewerte MBH | Dresdner Bank Aktiengesellschaft |
| Jul 9, 2004 | The Community Bank of New Jersey | Sun National Bank |
| Jul 9, 2004 | Community Bancorp of New Jersey | Sun Bancorp, Inc |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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