Mergers by Year

Bank Mergers in 2005

The Federal Reserve's National Information Center (NIC) recorded 811 merger records involving a bank, credit union or bank holding company in 2005. 328 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 853 in 2004.

328

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

136

Holding companies

Bank holding companies merged

811

All merger records

2005 in US banking ›

Largest bank mergers of 2005

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 2005	Farmers & Merchants State Bank	TX	—	Patriot Bank
Dec 31, 2005	First State Bank	CO	—	Peak National Bank
Dec 31, 2005	Heber Valley National Bank	UT	—	Grand Valley Bank
Dec 30, 2005	Citizens Home Bank	MO	—	Sun Security Bank
Dec 17, 2005	First National Bank	GA	—	The First Bank of Brunswick
Dec 17, 2005	Peoples Federal Savings Bank	IN	—	Peoples Community Bank
Dec 17, 2005	Border State Bank of International Falls	MN	—	Border Bank
Dec 16, 2005	First United Bank	LA	—	Origin Bank
Dec 16, 2005	Town and Country Bank of the Ozarks	MO	—	Mid-Missouri Bank
Dec 10, 2005	Southwestern Bank	OK	—	First United Bank and Trust Company
Dec 9, 2005	Pekin Savings Bank	IL	—	Morton Community Bank
Dec 6, 2005	First State Bank of Hill County	TX	—	Independent Bank
Dec 6, 2005	First State Bank	TX	—	Independent Bank
Dec 5, 2005	South Coast Commercial Bank	CA	—	First California Bank
Dec 5, 2005	Palm Beach County Bank	FL	—	Commerce Bank, National Association

Biggest bank failures by assets ›

Every merger recorded in 2005

811 NIC merger records in 2005 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Dec 31, 2005	Quadco Bancshares, Inc.	TX	Patriot Bancshares, Inc.
Dec 31, 2005	Rivoli Bancorp, Inc.	GA	Security Bank Corporation
Dec 31, 2005	Long Island Financial Corp.	NY	Flagstar Financial, Inc.
Dec 31, 2005	Peoples First Mortgage Company, LLC	PA	National Penn Bank
Dec 31, 2005	Heber Valley National Bank	UT	Grand Valley Bank
Dec 31, 2005	Brill Investments, Inc.	WI	Community Bank of Northern Wisconsin
Dec 31, 2005	Exchange Bancshares, Inc.	OH	SB Financial Group Inc
Dec 31, 2005	Synovus Financial Corp. of Alabama	AL	Synovus Financial Corp.
Dec 31, 2005	O Ames Employees Credit Union	WV	Union Trades Federal Credit Union
Dec 31, 2005	Jdob, Inc.	MN	First National Bank of the North
Dec 31, 2005	Chalmette Refinery Federal Credit Union	LA	Pelican Credit Union
Dec 31, 2005	Uniman Federal Credit Union	NJ	Pinnacle Federal Credit Union
Dec 31, 2005	Rapid City Journal Employees Federal Credit Union	SD	Aspen Federal Credit Union
Dec 31, 2005	KCC Credit Union	PA	Tri County Area Federal Credit Union
Dec 31, 2005	Farmers & Merchants State Bank	TX	Patriot Bank
Dec 31, 2005	First State Bank	CO	Peak National Bank
Dec 31, 2005	North Shore Gas Credit Union	IL	Consumers Credit Union
Dec 31, 2005	Minnesota Mutual Companies Credit Union	MN	Think Mutual Bank
Dec 31, 2005	Deepdale Gardens Federal Credit Union	NY	Qside Federal Credit Union
Dec 31, 2005	H&B Federal Credit Union	SD	HB Telco Federal Credit Union
Dec 31, 2005	Mitchell-Lowndes Federal Credit Union	MS	Brightview Federal Credit Union
Dec 30, 2005	Central Processing Company, LLC	WI	Alliance Bank
Dec 30, 2005	Driscoll Foundation Credit Union	TX	Coastlife Credit Union
Dec 30, 2005	Citizens Home Bank	MO	Sun Security Bank
Dec 28, 2005	Westfield River Federal Credit Union	MA	Polish National Credit Union
Dec 24, 2005	S S P Employees Federal Credit Union	CA	Wescom Central Credit Union
Dec 23, 2005	Rich Products Associates Federal Credit Union	NY	Financial Trust Federal Credit Union
Dec 21, 2005	Waggoner National Bancshares, Inc.	TX	Waggoner National Bancshares, Inc.
Dec 17, 2005	First National Bank	GA	The First Bank of Brunswick
Dec 17, 2005	Peoples Federal Savings Bank	IN	Peoples Community Bank
Dec 17, 2005	Border State Bank of International Falls	MN	Border Bank
Dec 17, 2005	First National Banc, Inc.	GA	Ameris Bancorp
Dec 17, 2005	Teleflex Federal Credit Union	PA	American Heritage Federal Credit Union
Dec 16, 2005	Town and Country Bank of the Ozarks	MO	Mid-Missouri Bank
Dec 16, 2005	Amalgamated Lithographers Credit Union	CA	Wescom Central Credit Union
Dec 16, 2005	First United Bank	LA	Origin Bank
Dec 15, 2005	Mohall Credit Union	ND	Dakota West Credit Union
Dec 15, 2005	Heartland Community Credit Union	ND	Dakota West Credit Union
Dec 10, 2005	Southwestern Bancshares, Inc.	OK	First United Bank and Trust Company
Dec 10, 2005	Southwestern Bank	OK	First United Bank and Trust Company
Dec 9, 2005	Pekin Savings Bank	IL	Morton Community Bank
Dec 9, 2005	Progressive Bancorp, Inc.	IL	Hometown Community Bancorp, Inc.
Dec 6, 2005	First State Bank of Hill County	TX	Independent Bank
Dec 6, 2005	Citizens Bancorp, Inc.	KY	Citizens Acquisition Subsidiary Corp
Dec 6, 2005	First State Bank	TX	Independent Bank
Dec 6, 2005	Marshall County Educational Federal Credit Union	MS	Federal Aviation Administration Federal Credit Union
Dec 5, 2005	Palm Beach County Bank	FL	Commerce Bank, National Association
Dec 5, 2005	South Coast Commercial Bank	CA	First California Bank
Dec 3, 2005	(unnamed)	—	Bank of the West
Dec 3, 2005	National Bank of Geneva	NY	Five Star Bank

Bank mergers by year

← 2004 · 2006 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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