Mergers by Year

Bank Mergers in 1999

The Federal Reserve's National Information Center (NIC) recorded 1,063 merger records involving a bank, credit union or bank holding company in 1999. 516 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 1,286 in 1998.

516

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

213

Holding companies

Bank holding companies merged

1,063

All merger records

1999 in US banking ›

Largest bank mergers of 1999

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 1999	Century Bank	CA	—	First Bank & Trust
Dec 31, 1999	Commercial and Farmers Bank	MD	—	Farmers & Mechanics Bank
Dec 31, 1999	Republic Bank of New York	NY	—	HSBC Bank USA, N.A.
Dec 31, 1999	National Business Bank	CA	—	Calwest Bank
Dec 30, 1999	Mid Am Private Trust, N.A.	OH	—	SKY Trust, N.A.
Dec 28, 1999	Security First Bank	CA	—	Bank of Orange County
Dec 22, 1999	First Southwest Bank	LA	—	First Guaranty Bank
Dec 18, 1999	First State Bank	OK	—	First State Bank
Dec 17, 1999	Lincoln Bank & Trust Company	OK	—	First Bank & Trust Company
Dec 16, 1999	Fulton Savings Bank, FSB	MO	—	The Central Trust Bank
Dec 16, 1999	Central Texas Bank	TX	—	United Bank Texas
Dec 4, 1999	Oak Hills Savings and Loan Company, F.A.	OH	—	The Provident Bank
Dec 4, 1999	South Plains Bank	TX	—	City Bank
Dec 2, 1999	Community Bank	CT	—	Webster Bank, N.A.
Dec 2, 1999	Bank of America Utah, National Association	UT	—	Bank of America, N.A.

Biggest bank failures by assets ›

Every merger recorded in 1999

1,063 NIC merger records in 1999 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Dec 31, 1999	Republic Bank of New York	NY	HSBC Bank USA, N.A.
Dec 31, 1999	Tri-County Federal Finance One	MD	Community Bank of the Chesapeake
Dec 31, 1999	National Business Bank	CA	Calwest Bank
Dec 31, 1999	State Financial Investments Inc.	WI	State Financial Bank
Dec 31, 1999	FSB Investment Holdings Co., Inc.	KS	Community First Bank
Dec 31, 1999	Patapsco Valley Bancshares, Inc.	MD	F&M Bancorp
Dec 31, 1999	Norwest Holding Company	MN	Wells Fargo & Company
Dec 31, 1999	Bancshares of Dyer, Inc.	TN	Civitas Bankgroup, Inc.
Dec 31, 1999	First Waukegan Corporation	IL	State Financial Services Corporation
Dec 31, 1999	The 780 North Corp.	WI	M&I Marshall and Ilsley Bank
Dec 31, 1999	Loujo Company	WI	M&I Marshall and Ilsley Bank
Dec 31, 1999	M&I Building Corp.	WI	M&I Marshall and Ilsley Bank
Dec 31, 1999	Letchworth Independent Bancshares Corporation	NY	Tompkins Financial Corporation
Dec 31, 1999	Richmond Bancorp, Inc.	WI	State Financial Services Corporation
Dec 31, 1999	Republic New York Corporation	NY	HSBC USA Inc.
Dec 31, 1999	Century Bank	CA	First Bank & Trust
Dec 31, 1999	Commercial and Farmers Bank	MD	Farmers & Mechanics Bank
Dec 31, 1999	Pottery Credit Union	IL	Credit Union 1
Dec 30, 1999	Mid Am Private Trust, N.A.	OH	SKY Trust, N.A.
Dec 30, 1999	UB&T Holding Company	TX	State National Bancshares of Delaware, Inc.
Dec 29, 1999	Pinnacle Financial Consultants, Inc.	IN	Fifth Third Bancorp
Dec 29, 1999	Dairy State Investments, Inc.	WI	Dairy State Financial Services, Inc.
Dec 28, 1999	Illinois District Federal Credit Union	IL	Revity Credit Union
Dec 28, 1999	Network Financial Corporation	FL	Union Planters Bank, National Association
Dec 28, 1999	Union Planters Realty Inc	FL	Union Planters Bank, National Association
Dec 28, 1999	Security First Bank	CA	Bank of Orange County
Dec 27, 1999	Ufs Capital Corporation	WI	Associated Banc-Corp
Dec 27, 1999	FFS Funding Corp., Inc.	WI	Associated Banc-Corp
Dec 24, 1999	(unnamed)	—	Amtrade International Bank of Georgia
Dec 23, 1999	Dunn County Bankshares, Inc.	MN	Bremer Financial Corporation
Dec 23, 1999	Norwest Agricultural Credit, Inc.	SD	Wells Fargo & Company
Dec 23, 1999	Dean Holdings, LLC	MN	Bremer Financial Corporation
Dec 23, 1999	State Street Brokerage Services, Inc.	MA	State Street Bank and Trust Company
Dec 22, 1999	First Southwest Bank	LA	First Guaranty Bank
Dec 21, 1999	Bremer Premium Finance Corporation	WI	Dunn County Bankshares, Inc.
Dec 21, 1999	River Bancorp, Inc.	MN	Community First Bankshares, Inc.
Dec 20, 1999	KSB Bancorp, Inc.	ME	Camden National Corporation
Dec 18, 1999	Bird and Beaker Credit Union	IA	1st Gateway Credit Union
Dec 18, 1999	Mid America Steel Employees Credit Union	ND	United Savings Credit Union
Dec 18, 1999	First State Bank	OK	First State Bank
Dec 17, 1999	Lincoln Financial Corporation	OK	First Bank & Trust Company
Dec 17, 1999	Lincoln Bank & Trust Company	OK	First Bank & Trust Company
Dec 16, 1999	Central Texas Bank	TX	United Bank Texas
Dec 16, 1999	Fulton Savings Bank, FSB	MO	The Central Trust Bank
Dec 16, 1999	Pergament Employees Federal Credit Union	NY	Sperry Associates Federal Credit Union
Dec 15, 1999	Trident Credit Union	PA	Trumark Credit Union
Dec 15, 1999	Pacific Financial Corporation	WA	Pacific Financial Corporation
Dec 15, 1999	California Financial Bancorp	CA	California Community Bancshares, Inc.
Dec 14, 1999	Utica-Observer-Dispatch Employees Credit Union	NY	G.P.O. Federal Credit Union
Dec 14, 1999	Meadow Gold Employees Federal Credit Union	ID	Idaho United Credit Union

Bank mergers by year

← 1998 · 2000 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

Explore: all mergers · 1999 bank events · browse by acquirer · bank failures · all events