Mergers by Year

Bank Mergers in 1999

The Federal Reserve's National Information Center (NIC) recorded 1,063 merger records involving a bank, credit union or bank holding company in 1999. 516 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 1,286 in 1998.

516

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

213

Holding companies

Bank holding companies merged

1,063

All merger records

1999 in US banking ›

Largest bank mergers of 1999

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 1999	Century Bank	CA	—	First Bank & Trust
Dec 31, 1999	Commercial and Farmers Bank	MD	—	Farmers & Mechanics Bank
Dec 31, 1999	Republic Bank of New York	NY	—	HSBC Bank USA, N.A.
Dec 31, 1999	National Business Bank	CA	—	Calwest Bank
Dec 30, 1999	Mid Am Private Trust, N.A.	OH	—	SKY Trust, N.A.
Dec 28, 1999	Security First Bank	CA	—	Bank of Orange County
Dec 22, 1999	First Southwest Bank	LA	—	First Guaranty Bank
Dec 18, 1999	First State Bank	OK	—	First State Bank
Dec 17, 1999	Lincoln Bank & Trust Company	OK	—	First Bank & Trust Company
Dec 16, 1999	Fulton Savings Bank, FSB	MO	—	The Central Trust Bank
Dec 16, 1999	Central Texas Bank	TX	—	United Bank Texas
Dec 4, 1999	Oak Hills Savings and Loan Company, F.A.	OH	—	The Provident Bank
Dec 4, 1999	South Plains Bank	TX	—	City Bank
Dec 2, 1999	Community Bank	CT	—	Webster Bank, N.A.
Dec 2, 1999	Bank of America Utah, National Association	UT	—	Bank of America, N.A.

Biggest bank failures by assets ›

Every merger recorded in 1999

1,063 NIC merger records in 1999 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Nov 20, 1999	Bristol Federal Credit Union	TN	United Southeast Federal Credit Union
Nov 20, 1999	Peoples Bank & Trust Company	IN	Fifth Third Bank, Indiana
Nov 18, 1999	St. Anthony Community Hospital EMP. Federal Credit Union	NY	Mid-Hudson Valley Federal Credit Union
Nov 17, 1999	The Planters Bank & Trust Company	AL	Robertson Banking Company
Nov 16, 1999	Western Bancorp	CA	U.S. Bancorp
Nov 16, 1999	Southern California Bank	CA	U.S. Bank National Association
Nov 16, 1999	Santa Monica Bank	CA	U.S. Bank National Association
Nov 15, 1999	Forethought National Trustbank	IN	Clearpoint Federal Bank & Trust
Nov 13, 1999	Town and Country Finance and Thrift Company	CA	County Bank
Nov 13, 1999	Firstar Corporation of Arizona	AZ	Firstar Holdings Corporation
Nov 13, 1999	Pinnacle Bank	NE	Pinnacle Bank
Nov 13, 1999	Community Federal Savings Bank	SC	Provident Community Bank, National Association
Nov 13, 1999	Firstar Metropolitan Bank & Trust	AZ	U.S. Bank N.A.
Nov 13, 1999	Pinnacle Bank, National Association	NE	Pinnacle Bank
Nov 12, 1999	Peoples National Corporation	IA	C-B-G, Inc.
Nov 10, 1999	The First National Bank of Johnstown	CO	Union Colony Bank
Nov 10, 1999	FNBJ Company	CO	First National of Colorado, Inc.
Nov 10, 1999	Liberty Medical Center Employees Federal Credit Union	MD	Aberdeen Proving Ground Federal Credit Union
Nov 9, 1999	L. I. C. H. Federal Credit Union	NY	People's Alliance Federal Credit Union
Nov 6, 1999	Belmar Federal Savings and Loan Association	MD	Hamilton Bank
Nov 6, 1999	Commercial Banshares, Inc.	SD	First National Bank South Dakota
Nov 6, 1999	Oklahoma State Bancorporation, Inc.	OK	First United Bank and Trust Company
Nov 6, 1999	Oklahoma State Bank	OK	First United Bank and Trust Company
Nov 6, 1999	First State Bank	TX	State Bank
Nov 6, 1999	Commercial Trust and Savings Bank	SD	First National Bank South Dakota
Nov 5, 1999	Palmer-American National Bank of Danville	IL	Old National Bank
Nov 5, 1999	United Southwest Bank	IN	Old National Bank
Nov 5, 1999	The First National Bank of Harrisburg	IL	Old National Bank
Nov 5, 1999	ONB Bloomington, National Association	IN	Old National Bank
Nov 5, 1999	Meigs County Bank	TN	Regions Bank
Nov 5, 1999	First Security Bank of Southern New Mexico, National Association	NM	First Security Bank of New Mexico, National Association
Nov 5, 1999	First-Citizens Bank and Trust Company	IN	Old National Bank
Nov 5, 1999	(unnamed)	—	Old National Bank
Nov 5, 1999	The First National Bank of Oblong	IL	Old National Bank
Nov 5, 1999	Jacobs Bank	AL	Regions Bank
Nov 5, 1999	Bank of Western Indiana	IN	Old National Bank
Nov 3, 1999	Axtell Agency, Inc.	KS	Bern Bancshares, Inc.
Nov 2, 1999	Winona Savings Bank	MO	Valley View State Bank
Nov 2, 1999	Milford Hospital Employees Federal Credit Union	CT	McKesson Federal Credit Union
Nov 1, 1999	Woodlands National Bank	MN	Woodlands National Bank
Nov 1, 1999	Cemco Federal Credit Union	TX	Southwest Airlines Federal Credit Union
Nov 1, 1999	Frelco Employees Federal Credit Union	MA	St. Anne's Credit Union
Nov 1, 1999	Rac Credit Union	MO	Vantage Credit Union
Nov 1, 1999	Teamsters 676 Federal Credit Union	NJ	New Jersey Community Federal Credit Union
Nov 1, 1999	Michiana Federal Credit Union	IN	Inova Federal Credit Union
Nov 1, 1999	Mo-Mach Federal Credit Union	PA	Choice One Community Federal Credit Union
Nov 1, 1999	Abcon Credit Union	PA	3Hill Credit Union
Nov 1, 1999	Freedom Federal Credit Union	PA	Freedom Credit Union
Nov 1, 1999	Clopay Employees Federal Credit Union	OH	Aurgroup Financial Credit Union
Nov 1, 1999	Teamsters Local 491 Federal Credit Union	PA	Frick Financial Federal Credit Union

Bank mergers by year

← 1998 · 2000 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

Explore: all mergers · 1999 bank events · browse by acquirer · bank failures · all events