First Financial Bancorp Financials, FR Y-9C Data and Filings
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First Financial Bancorp is a bank holding company based in Ohio with $22.44B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 1 bank that files a call report: First Financial Bank ($22.35B in assets). Its shares trade under the ticker FFBC, and it files with the SEC under CIK 708955: see its SEC filings and 8-K events.
Key Financials FR Y-9C, consolidated, as of June 30, 2026
- Total assets
- $22.44B
- Total deposits
- $17.58B
- Total equity
- $2.99B
- Net income (Q2 2026)
- $76.5M
- ROA
- 1.35%
- ROE
- 10.32%
- Net interest margin
- 3.94%
- CET1 ratio
- 12.33%
- Total loans
- $13.77B
- Efficiency ratio
- 58.43%
- Equity / assets
- 13.31%
- Tier 1 leverage ratio
- 9.66%
- Total capital ratio
- 15.75%
- Employees (FTE)
- 2,371
Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.
Bank Subsidiaries 1 bank held directly or through another holding company
| Bank | Charter | State | Total assets (call report) | Share of bank assets | Held through |
|---|---|---|---|---|---|
| First Financial Bank | State Member Bank | OH | $22.35B | 100.0% | Held directly |
Questions About First Financial Bancorp
What are First Financial Bancorp's total assets?
First Financial Bancorp reported $22.44B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.
How many banks does First Financial Bancorp own?
First Financial Bancorp owns 1 bank that files a call report: First Financial Bank.
Who owns First Financial Bank?
First Financial Bank is owned by First Financial Bancorp. The bank reported $22.35B in total assets on its latest call report.
Where can I find First Financial Bancorp's FR Y-9C?
First Financial Bancorp files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 1071276. This page summarizes the FR Y-9C for Q2 2026.
Does First Financial Bancorp file with the SEC?
Yes. First Financial Bancorp files with the SEC under Central Index Key (CIK) 708955 and trades under the ticker FFBC.
Filing Details fiscal year and SEC registration
- Fiscal year end
- December 31
- Ticker
- FFBC
- SEC CIK
- 708955
- SEC filings
- Filings and 8-K events
Organization Map select + to expand a subsidiary's own holdings
- First Financial BancorpHolding Company OH RSSD 1071276$22.44B
- State Member Bank OH RSSD 165628$22.35B
- FCB Bancorp Statutory INonbank Subsidiary KY RSSD 3624555
- First Financial FoundationNonbank Subsidiary OH RSSD 5219366
- Mainsource Statutory Trust INonbank Subsidiary CT RSSD 3171983
- Mainsource Statutory Trust IINonbank Subsidiary CT RSSD 3189214
- Mainsource Statutory Trust IIINonbank Subsidiary DE RSSD 3201433
- Mainsource Statutory Trust IVNonbank Subsidiary DE RSSD 3489688
- Osf Insurance Receivables, LLCNonbank Subsidiary IN RSSD 5297476
- Yellow Cardinal Corporate Finance, LLCNonbank Subsidiary OH RSSD 5860414
- Yellow Cardinal M&A Services, Inc.Nonbank Subsidiary OH RSSD 6126229
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Direct Subsidiaries 10 active direct subsidiaries
| Entity | Type | State | Total Assets | Share of bank subsidiary assets |
|---|---|---|---|---|
| First Financial Bank · 165628 | State Member Bank | OH | $22.35B | 100.0% |
| FCB Bancorp Statutory I · 3624555 | Nonbank Subsidiary | KY | — | — |
| First Financial Foundation · 5219366 | Nonbank Subsidiary | OH | — | — |
| Mainsource Statutory Trust I · 3171983 | Nonbank Subsidiary | CT | — | — |
| Mainsource Statutory Trust II · 3189214 | Nonbank Subsidiary | CT | — | — |
| Mainsource Statutory Trust III · 3201433 | Nonbank Subsidiary | DE | — | — |
| Mainsource Statutory Trust IV · 3489688 | Nonbank Subsidiary | DE | — | — |
| Osf Insurance Receivables, LLC · 5297476 | Nonbank Subsidiary | IN | — | — |
| Yellow Cardinal Corporate Finance, LLC · 5860414 | Nonbank Subsidiary | OH | — | — |
| Yellow Cardinal M&A Services, Inc. · 6126229 | Nonbank Subsidiary | OH | — | — |
Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.
Regulator records: FFIEC NIC profile (RSSD 1071276)