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First Citizens Bancshares, Inc. Financials, FR Y-9C Data and Filings

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Bank Holding Company North Carolina RSSD 1075612 Ticker FCNCA FRS Est. 1982

First Citizens Bancshares, Inc. is a bank holding company based in North Carolina with $236.84B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 1 bank that files a call report: First-Citizens Bank & Trust Company ($236.32B in assets). Its shares trade under the ticker FCNCA, and it files with the SEC under CIK 798941: see its SEC filings and 8-K events.

Key Financials FR Y-9C, consolidated, as of June 30, 2026

Total assets
$236.84B
Total deposits
$173.44B
Total equity
$21.90B
Net income (Q2 2026)
$672.0M
ROA
1.14%
ROE
12.23%
Net interest margin
3.07%
CET1 ratio
10.78%
Total loans
$151.12B
Efficiency ratio
63.82%
Equity / assets
9.25%
Tier 1 leverage ratio
9.22%
Total capital ratio
13.37%
Employees (FTE)
18,010

Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 1 bank held directly or through another holding company

Bank Charter State Total assets (call report) Share of bank assets Held through
First-Citizens Bank & Trust Company State Non-Member Bank NC $236.32B 100.0% Held directly

Questions About First Citizens Bancshares, Inc.

What are First Citizens Bancshares, Inc.'s total assets?

First Citizens Bancshares, Inc. reported $236.84B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.

How many banks does First Citizens Bancshares, Inc. own?

First Citizens Bancshares, Inc. owns 1 bank that files a call report: First-Citizens Bank & Trust Company.

Who owns First-Citizens Bank & Trust Company?

First-Citizens Bank & Trust Company is owned by First Citizens Bancshares, Inc. The bank reported $236.32B in total assets on its latest call report.

Where can I find First Citizens Bancshares, Inc.'s FR Y-9C?

First Citizens Bancshares, Inc. files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 1075612. This page summarizes the FR Y-9C for Q2 2026.

Does First Citizens Bancshares, Inc. file with the SEC?

Yes. First Citizens Bancshares, Inc. files with the SEC under Central Index Key (CIK) 798941 and trades under the ticker FCNCA.

Filing Details fiscal year and SEC registration

Fiscal year end
December 31
Ticker
FCNCA
SEC CIK
798941
SEC filings
Filings and 8-K events

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary
  • First Citizens Bancshares, Inc.
    Holding Company NC RSSD 1075612
    $236.84B
    • First-Citizens Bank & Trust Company
      State Non-Member Bank NC RSSD 491224
      $236.32B
    • The CIT Group Business Credit, LLC
      Nonbank Subsidiary NJ RSSD 5590597
    • First Citizens Capital Securities, LLC
      Nonbank Subsidiary NJ RSSD 3966639
    • First Citizens Equity Investments, LLC
      Nonbank Subsidiary NJ RSSD 5590609
    • First Citizens Global II, Inc.
      Nonbank Subsidiary NC RSSD 5926600
    • First Citizens Global I, Inc.
      Nonbank Subsidiary NC RSSD 5926598
    • First Citizens Hibernia Limited
      Nonbank Subsidiary RSSD 6075000

Direct Subsidiaries 7 active direct subsidiaries

Entity Type State Total Assets Share of bank subsidiary assets
First-Citizens Bank & Trust Company · 491224 State Non-Member Bank NC $236.32B 100.0%
The CIT Group Business Credit, LLC · 5590597 Nonbank Subsidiary NJ — —
First Citizens Capital Securities, LLC · 3966639 Nonbank Subsidiary NJ — —
First Citizens Equity Investments, LLC · 5590609 Nonbank Subsidiary NJ — —
First Citizens Global II, Inc. · 5926600 Nonbank Subsidiary NC — —
First Citizens Global I, Inc. · 5926598 Nonbank Subsidiary NC — —
First Citizens Hibernia Limited · 6075000 Nonbank Subsidiary — — —

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 1075612)