Skip to main content

BMO Financial Corp. Financials, FR Y-9C Data and Filings

BankRegReports is independent of BMO Financial Corp. and never asks for online banking logins or passwords.

Bank Holding Company Illinois RSSD 1245415 FRS Est. 1984

Part of: Bank of Montreal

BMO Financial Corp. is a bank holding company based in Illinois with $298.68B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 2 banks that file a call report, the largest being BMO Bank N.A. ($254.97B in assets). It files with the SEC under CIK 934729: see its filings on EDGAR.

Key Financials FR Y-9C, consolidated, as of June 30, 2026

Total assets
$298.68B
Total deposits
$190.57B
Total equity
$40.40B
Net income (Q2 2026)
-$505.4M
ROA
-0.68%
ROE
-4.97%
Net interest margin
2.94%
CET1 ratio
14.65%
Total loans
$142.19B
Efficiency ratio
109.76%
Equity / assets
13.53%
Tier 1 leverage ratio
10.85%
Total capital ratio
16.97%
Employees (FTE)
17,775

Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 2 banks held directly or through another holding company

Bank Charter State Total assets (call report) Share of bank assets Held through
BMO Bank N.A. National Bank IL $254.97B 100.0% Held directly
BMO Harris Central N.A. National Bank IL $8.2M 0.0% Held directly

Questions About BMO Financial Corp.

What are BMO Financial Corp.'s total assets?

BMO Financial Corp. reported $298.68B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.

How many banks does BMO Financial Corp. own?

BMO Financial Corp. owns 2 banks that file a call report: BMO Bank N.A. and BMO Harris Central N.A.

Who owns BMO Bank N.A.?

BMO Bank N.A. is owned by BMO Financial Corp. The bank reported $254.97B in total assets on its latest call report.

Where can I find BMO Financial Corp.'s FR Y-9C?

BMO Financial Corp. files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 1245415. This page summarizes the FR Y-9C for Q2 2026.

Does BMO Financial Corp. file with the SEC?

Yes. BMO Financial Corp. files with the SEC under Central Index Key (CIK) 934729.

Filing Details fiscal year and SEC registration

Fiscal year end
December 31
Ticker
—
SEC CIK
934729
SEC filings
—

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary
  • BMO Financial Corp.
    Holding Company IL RSSD 1245415
    $298.68B
    • BMO Bank N.A.
      National Bank IL RSSD 75633
      $254.97B
    • BMO Harris Central N.A.
      National Bank IL RSSD 3353154
      $8.2M
    • BMO Asset Management Corp.
      Nonbank Subsidiary IL RSSD 1909070
    • BMO Capital Markets Corp.
      Nonbank Subsidiary NY RSSD 3206401
    • BMO Commercial Mortgage Securities LLC
      Nonbank Subsidiary NY RSSD 5679157
    • BMO Delaware Trust Company
      Nonbank Subsidiary DE RSSD 4420932
    • BMO Family Office, LLC
      Nonbank Subsidiary IL RSSD 3156092
    • BMO Harris Financing, Inc.
      Nonbank Subsidiary IL RSSD 3050789
    • BMO Private Equity (U.S.), Inc.
      Nonbank Subsidiary IL RSSD 2565512
    • Brunello Purchaser LLC
      Nonbank Subsidiary NY RSSD 5307151
    • Clearpool Execution Services, LLC
      Nonbank Subsidiary NY RSSD 5510670
    • PSPS Holdings, LLC
      Nonbank Subsidiary IL RSSD 3917798
    • Stoker Ostler Wealth Advisors, Inc.
      Nonbank Subsidiary IL RSSD 3974988

Direct Subsidiaries 13 active direct subsidiaries

Entity Type State Total Assets Share of bank subsidiary assets
BMO Bank N.A. · 75633 National Bank IL $254.97B 100.0%
BMO Harris Central N.A. · 3353154 National Bank IL $8.2M 0.0%
BMO Asset Management Corp. · 1909070 Nonbank Subsidiary IL — —
BMO Capital Markets Corp. · 3206401 Nonbank Subsidiary NY — —
BMO Commercial Mortgage Securities LLC · 5679157 Nonbank Subsidiary NY — —
BMO Delaware Trust Company · 4420932 Nonbank Subsidiary DE — —
BMO Family Office, LLC · 3156092 Nonbank Subsidiary IL — —
BMO Harris Financing, Inc. · 3050789 Nonbank Subsidiary IL — —
BMO Private Equity (U.S.), Inc. · 2565512 Nonbank Subsidiary IL — —
Brunello Purchaser LLC · 5307151 Nonbank Subsidiary NY — —
Clearpool Execution Services, LLC · 5510670 Nonbank Subsidiary NY — —
PSPS Holdings, LLC · 3917798 Nonbank Subsidiary IL — —
Stoker Ostler Wealth Advisors, Inc. · 3974988 Nonbank Subsidiary IL — —

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 1245415)