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BanksBMO Harris Central N.A.

BMO Harris Central N.A.

ROSELLE, ILMicroEst. May 28, 2005FDIC #58216RSSD #3353154OCC
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BMO Harris Central, N.A. is an FDIC-insured commercial bank. On its most recent Q1 2026 call report, BMO Harris Central reported $8M in total assets against $1M in deposits. Returns are subdued: 0.58% ROA and 0.67% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 87.40% exceeds the 9% CBLR threshold. The bank operates from a single office.

Headquarters Profile

Address
110 E Irving Park Rd, ROSELLE, IL 60172
County
Dupage
Metro Area
CHICAGO-NAPERVILLE-ELGIN, IL-IN
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
Fed District
9
Established
May 28, 2005
Branches
1 domestic
FDIC Cert
58216
Fed RSSD
3353154
Website
www.bmo.com →
Parent Holding Company
BMO FINANCIAL CORP. (RSSD 1245415)
Assets
$8M
Deposits
$1M
Loans
$0
Equity
$7M

Profitability

Return on Assets0.58%
Return on Equity0.67%
Net Interest Margin4.52%
Yield on Earning Assets4.52%
Cost of Funds0.00%

Asset Quality

Non-Performing Loan Ratio—
Net Charge-Off Ratio—
Texas Ratio0.00%
Non-Performing Asset Ratio0.00%
ACL / Loans—

Capital & Liquidity

CET1 Capital Ratio—
Tier 1 Capital Ratio—
Total Capital Ratio—
Tier 1 Leverage Ratio87.40%
Loan-to-Deposit Ratio0.00%

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BMO Harris Central N.A. rankings

How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.

Largest US Banks by Assets
#4,541of 4,552
8213.00

Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-31—0.58%—0.00%4.52%
2025-12-31—0.68%—0.00%6.78%
2025-09-30—0.39%—0.00%4.52%
2025-06-30—0.59%—0.00%4.52%
2025-03-31—0.20%—0.00%6.78%
2024-12-31—0.39%—0.00%6.78%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

…
BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.

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Compare BMO Harris Central N.A. with peers

Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.

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Frequently asked about BMO Harris Central N.A.

What are BMO Harris Central N.A.'s total assets?

As of the Q1 2026 filing, BMO Harris Central N.A. reported total assets of $8.2 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is BMO Harris Central N.A. headquartered?

BMO Harris Central N.A. is headquartered in ROSELLE, IL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was BMO Harris Central N.A. founded?

BMO Harris Central N.A. was established in 2005, per the FDIC institution directory.

Is BMO Harris Central N.A. FDIC-insured?

Yes. BMO Harris Central N.A. is an FDIC-insured commercial bank (FDIC Certificate #58216). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates BMO Harris Central N.A.?

BMO Harris Central N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does BMO Harris Central N.A. operate?

BMO Harris Central N.A. operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.

What is BMO Harris Central N.A.'s Texas Ratio?

BMO Harris Central N.A.'s Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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