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PCB Financial, Inc. Financials, FR Y-9SP Data and Filings

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Bank Holding Company California RSSD 5900516 FRS Est. 2020

PCB Financial, Inc. is a bank holding company based in California with $300.7M in total consolidated assets as of June 30, 2026, on the consolidated assets memorandum line of its FR Y-9SP, a parent-company-only report. It owns 1 bank that files a call report: Monterey County Bank ($300.4M in assets). It files with the SEC under CIK 2002066: see its filings on EDGAR.

Holding companies with less than $3 billion in assets file the semiannual FR Y-9SP rather than the quarterly FR Y-9C. The FR Y-9SP reports the parent company on its own, apart from one consolidated assets line, so deposits, loans, capital ratios and quarterly earnings sit in the bank's call report: see Monterey County Bank.

Key Financials FR Y-9SP, as of June 30, 2026

Total consolidated assets
$300.7M
Total assets, parent only
$29.7M
Total equity, parent only
$26.5M
Net income, parent only (first half of 2026)
-$1.7M

Source: FR Y-9SP for June 30, 2026. Total consolidated assets covers the company and every subsidiary (Memoranda item 1, BHSP8519). The parent-only lines count the holding company itself, which carries its banks as an investment, and its net income is year to date. Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 1 bank held directly or through another holding company

Bank Charter State Total assets (call report) Share of bank assets Held through
Monterey County Bank State Non-Member Bank CA $300.4M 100.0% Northern California Bancorp, Inc.

Questions About PCB Financial, Inc.

What are PCB Financial, Inc.'s total assets?

PCB Financial, Inc. reported $300.7M in total consolidated assets as of June 30, 2026, the figure it entered on the consolidated assets memorandum line of its FR Y-9SP filing with the Federal Reserve. The FR Y-9SP is a parent-company-only report that carries no consolidated balance sheet, and holding companies with less than $3 billion in assets file it semiannually instead of the quarterly FR Y-9C.

How many banks does PCB Financial, Inc. own?

PCB Financial, Inc. owns 1 bank that files a call report: Monterey County Bank.

Who owns Monterey County Bank?

Monterey County Bank is owned by PCB Financial, Inc., which holds it through Northern California Bancorp, Inc. The bank reported $300.4M in total assets on its latest call report.

Where can I find PCB Financial, Inc.'s FR Y-9SP?

PCB Financial, Inc. files the FR Y-9SP with the Federal Reserve every six months, as of June 30 and December 31. The reports are public on the FFIEC National Information Center under RSSD ID 5900516. This page summarizes the FR Y-9SP for Q2 2026.

Does PCB Financial, Inc. file with the SEC?

Yes. PCB Financial, Inc. files with the SEC under Central Index Key (CIK) 2002066.

Filing Details fiscal year and SEC registration

Fiscal year end
December 31
Ticker
—
SEC CIK
2002066
SEC filings
—

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary

Direct Subsidiaries 1 active direct subsidiary

Entity Type State Total Assets Share of bank subsidiary assets
Northern California Bancorp, Inc. · 2349888 Nonbank Subsidiary CA — —

Regulator records: FFIEC NIC profile (RSSD 5900516)