US Bank Industry

US average brokered deposit ratio, Q2 2026

The average US bank's brokered deposit ratio was 3.87% in Q2 2026, across the 4,297 banks that filed a call report. The table below has every quarter we serve, Q2 2021 through Q2 2026 (21 quarters).

Deposits placed through a deposit broker, as a percent of total deposits, at quarter end.

Average bank, Q2 2026

3.87%

4.16% a year earlier (Q2 2025)

Banks filing, Q2 2026

4,297

Average bank

Every quarter

US brokered deposit ratio by quarter, newest first
Quarter	Average bank	Banks filing
Q2 2026	3.87%	4,297
Q1 2026	3.91%	4,336
Q4 2025	4.09%	4,394
Q3 2025	4.14%	4,435
Q2 2025	4.16%	4,477
Q1 2025	4.19%	4,519
Q4 2024	4.26%	4,543
Q3 2024	4.27%	4,572
Q2 2024	4.17%	4,594
Q1 2024	4.14%	4,623
Q4 2023	4.02%	4,641
Q3 2023	3.84%	4,669
Q2 2023	3.56%	4,697
Q1 2023	3.28%	4,724
Q4 2022	2.80%	4,756
Q3 2022	2.33%	4,796
Q2 2022	2.07%	4,821
Q1 2022	1.94%	4,844
Q4 2021	1.95%	4,887
Q3 2021	2.08%	4,962
Q2 2021	2.14%	4,998

Download every quarter as CSV

How to cite

BankRegReports. "US bank industry brokered deposit ratio, quarterly." Data Q2 2021 to Q2 2026. https://www.bankregreports.com/industry/brokered-deposits/ (retrieved October 23, 2026).

This URL is stable: it always shows the newest quarter, and older quarters stay in the table.

How this is measured. The average bank figure is the simple average of each bank's own ratio, so every bank counts the same. Both cover every US bank and savings institution that filed a call report for the quarter. A quarter appears once enough banks have filed to describe the industry; until then the newest quarter shown is the one before. A median is not published here yet. Source: FFIEC Consolidated Reports of Condition and Income (call reports).

More US industry history: