BanksPHELPS COUNTY BANK

PHELPS COUNTY BANK

ROLLA, MOMediumEst. Aug. 1, 1963, midnightFDIC #18841RSSD #342054FDIC
Latest · 2025-12-31

PHELPS COUNTY BANK is an FDIC-insured commercial bank headquartered in ROLLA, MO, established in Aug. 1, 1963, midnight. As of 2025-12-31, the bank reported total assets of $617M and total deposits of $562M. Profitability stands at 1.40% ROA and 17.78% ROE, with a net interest margin of 4.51%. CET1 capital ratio: 13.35%, well above regulatory minimums. NPL ratio: 0.09% · Texas Ratio: 0.76%. Operates 6 domestic branches.

Assets
$617M
Deposits
$562M
Loans
$450M
Equity
$48M

Profitability

Return on Assets (ROA)1.40%
Return on Equity (ROE)17.78%
Net Interest Margin4.51%
Yield on Assets5.87%
Cost of Funds1.39%

Asset Quality

NPL Ratio0.09%
Net Charge-Off Ratio0.01%
Texas Ratio0.76%
NPA Ratio0.06%
ACL / Loans0.94%

Capital & Liquidity

CET1 Ratio13.35%
Tier 1 Capital13.35%
Total Capital Ratio14.44%
Leverage Ratio9.23%
Loan-to-Deposit80.03%

This is just the summary.

The full dashboard covers 4,287 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Peer benchmarking
Excel tearsheet exports
Risk & failure probability
Create free account

No credit card required