Pee Dee Federal Savings Bank: Financial Reports & UBPR Data
BankRegReports is independent of Pee Dee Federal Savings Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Pee Dee Federal Savings Bank, based in Marion, South Carolina, reported $37 million in assets at June 30, 2026, up 2.4% from a year earlier. It pays an average of 0.66% on its deposits and borrowings, about half the median of 1.54% for the 583 banks with less than $100 million in assets. It also funds 20.51% of its assets with Tier 1 capital, higher than about three-quarters of banks its size (median 13.06%).
Its securities portfolio is underwater by $4.2 million, an amount equal to 54% of Tier 1 capital. Net income for the quarter slipped 17% from a year earlier, to $96,000. One more trend to watch: problem loans have appeared where there were almost none: loans on nonaccrual or 90 or more days past due, net of government guarantees now equal 0.27% of loans.
As of June 30, 2026, Pee Dee Federal Savings Bank reported a CET1 capital ratio of 42.24%, a return on assets of 1.02%, a nonperforming-loan ratio of 0.27% and a Texas ratio of 0.44%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 106 Ne Court St, Marion, SC 29571
- County
- Marion
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- —
- Federal Reserve district
- District 5, Richmond
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- December 11, 1935
- Offices
- 1 domestic
- Employees (FTE)
- 7
- Domestic deposits
- $29.4M
- Allowance for credit losses
- $558K
- Net charge-offs (YTD)
- $4K
- Average total assets
- $37.5M
- Average total loans
- $13.0M
- Average interest-bearing deposits
- $25.4M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 29582
- Fed RSSD
- 515979
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. The UBPR's YTD ROA divides by the average of the quarterly average assets the bank reports on Schedule RC-K, while FDIC BankFind divides by the average of quarter-end total assets, so FDIC's ROA can differ from the YTD figure by a few hundredths of a point.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
No provision recorded in the last 12 quarters.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Pee Dee Federal Savings Bank terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Pee Dee Federal Savings Bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Held-to-maturity securities carry unrealized losses equal to more than a quarter of book equity. Because HTM is held at amortized cost, these losses are not reflected in reported capital, the dynamic that masked Silicon Valley Bank's insolvency before its March 2023 failure. BankRegReports analysis, HTM marks aren't a reported regulatory metric.
Pee Dee Federal Savings Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 42.24% | 1.02% | 0.27% | 0.44% | 4.13% |
| Q1 2026 | 41.52% | 0.94% | 0.04% | 0.06% | 3.98% |
| Q4 2025 | 40.40% | 0.78% | 0.04% | 0.07% | 4.31% |
| Q3 2025 | 42.39% | 1.25% | 0.21% | 0.34% | 4.20% |
| Q2 2025 | 42.42% | 1.27% | 0.00% | 0.00% | 4.12% |
| Q1 2025 | 42.13% | 1.03% | 0.00% | 0.00% | 4.26% |
| Q4 2024 | 41.47% | 0.63% | 0.00% | 0.00% | 3.98% |
| Q3 2024 | 40.67% | 1.11% | 0.00% | 0.00% | 3.94% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View the branch →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Pee Dee Federal Savings Bank (main office) | Marion , SC | 29571 | $29.4M |
Regulatory record
What the public regulatory sources show for Pee Dee Federal Savings Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in SC, rank 72 of 75 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $94K approved, $94K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1997 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows Pee Dee Federal Savings Bank’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare Pee Dee Federal Savings Bank with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about Pee Dee Federal Savings Bank
What are Pee Dee Federal Savings Bank's total assets?
As of the Q2 2026 filing, Pee Dee Federal Savings Bank reported total assets of $37.1 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Pee Dee Federal Savings Bank headquartered?
Pee Dee Federal Savings Bank is headquartered in Marion, SC, United States. It files quarterly FFIEC call reports, as every FDIC-insured savings institution must.
When was Pee Dee Federal Savings Bank founded?
Pee Dee Federal Savings Bank was established in 1935, per the FDIC institution directory.
Is Pee Dee Federal Savings Bank FDIC-insured?
Yes. Pee Dee Federal Savings Bank is an FDIC-insured savings institution (FDIC Certificate #29582). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Pee Dee Federal Savings Bank?
Pee Dee Federal Savings Bank's primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Pee Dee Federal Savings Bank's CET1 capital ratio?
Pee Dee Federal Savings Bank reported a Common Equity Tier 1 (CET1) capital ratio of 42.24% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Pee Dee Federal Savings Bank operate?
Pee Dee Federal Savings Bank operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Pee Dee Federal Savings Bank's Texas Ratio?
Pee Dee Federal Savings Bank's Texas Ratio is 0.44% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
Go deeper on Pee Dee Federal Savings Bank.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock Pee Dee Federal Savings Bank, freeFree account