Abbybank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Total equity capital rose 3.3% from Q1 2026 to Q2 2026, ending at $52.5M against $50.9M. It was the largest change among the key lines on this page. Within Wisconsin, Abbybank is 49th of 85 on CET1 ratio, 12.76% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. Abbybank sits 2.31 points lower, at 12.76% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.76% |
| Tier 1 risk-based capital ratio | 12.76% |
| Total risk-based capital ratio | 13.78% |
| Tier 1 leverage ratio | 9.43% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $62.7M |
| Tier 1 capital | $62.7M |
| Total risk-based capital | $67.8M |
| Total equity capital | $52.5M |
| Risk-weighted assets | $491.7M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.93% |
| Tangible equity to tangible assets | 7.83% |
| Equity capital to average assets | 7.89% |
| Internal capital growth rate | 10.24% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $3.0M |
| Common stock surplus | $10.0M |
| Retained earnings | $50.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$11.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.34% | 11.34% | 12.39% | 8.62% | $478.0M |
| Q4 2023 | 11.45% | 11.45% | 12.50% | 8.71% | $481.9M |
| Q1 2024 | 11.41% | 11.41% | 12.48% | 8.67% | $484.6M |
| Q2 2024 | 11.32% | 11.32% | 12.39% | 8.64% | $494.0M |
| Q3 2024 | 11.90% | 11.90% | 13.03% | 8.71% | $475.4M |
| Q4 2024 | 11.97% | 11.97% | 12.97% | 8.50% | $478.8M |
| Q1 2025 | 12.09% | 12.09% | 13.12% | 8.63% | $477.2M |
| Q2 2025 | 12.28% | 12.28% | 13.30% | 8.92% | $478.9M |
| Q3 2025 | 12.48% | 12.48% | 13.50% | 9.00% | $479.3M |
| Q4 2025 | 12.62% | 12.62% | 13.64% | 9.16% | $480.5M |
| Q1 2026 | 12.79% | 12.79% | 13.83% | 9.36% | $480.2M |
| Q2 2026 | 12.76% | 12.76% | 13.78% | 9.43% | $491.7M |
Abbybank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Abbybank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Abbybank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19795) · FFIEC NIC profile (RSSD 198149)