Abbybank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money dropped 16.7% in Q2 2026, from $30.0M to $25.0M. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Abbybank is 121st of 153 on loan-to-deposit ratio, 75.89% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Abbybank sits 4.95 points lower, at 75.89% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $53.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $188.5M |
| Fed funds sold and reverse repos | $1.4M |
| Fed funds sold and reverse repos to assets | 0.21% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $2.5M |
| Other borrowed money | $25.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.78% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 75.89% |
| Net loans and leases to deposits | 75.03% |
| Loans and leases to core deposits | 85.18% |
| Core deposits to total deposits | 89.09% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 76.33% | 89.73% | $2.0M | $49.0M |
| Q4 2023 | 78.17% | 87.95% | $3.5M | $49.0M |
| Q1 2024 | 80.55% | 87.96% | $500K | $69.0M |
| Q2 2024 | 81.98% | 87.49% | $2.5M | $69.0M |
| Q3 2024 | 81.13% | 87.23% | $2.5M | $69.0M |
| Q4 2024 | 79.20% | 86.25% | $2.5M | $69.0M |
| Q1 2025 | 78.07% | 86.26% | $2.5M | $49.0M |
| Q2 2025 | 77.15% | 88.34% | $2.5M | $52.0M |
| Q3 2025 | 77.29% | 89.12% | $2.5M | $42.0M |
| Q4 2025 | 75.24% | 89.05% | $2.5M | $30.0M |
| Q1 2026 | 75.12% | 88.89% | $2.5M | $30.0M |
| Q2 2026 | 75.89% | 89.09% | $2.5M | $25.0M |
Abbybank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Abbybank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Abbybank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 19795) · FFIEC NIC profile (RSSD 198149)