Abbybank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Abbybank of Abbotsford, WI against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.02% | 1.35% | -0.33% | 35th below |
| ROAE Behind the peer average, ahead of the median peer. | 13.17% | 13.32% | -0.15% | 55th above |
| Net Interest Margin | 3.58% | 3.93% | -0.35% | 31st below |
| Efficiency Ratio | 65.77% | 61.13% | +4.64% | 37th below |
| PPNR / Avg Assets | 1.24% | 1.68% | -0.44% | 31st below |
| Yield on Earning Assets | 5.19% | 5.67% | -0.48% | 30th below |
| Cost of Funds | 1.65% | 1.88% | -0.23% | 60th above |
| Net Interest Spread | 3.02% | 3.32% | -0.30% | 34th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.34% | 0.94% | +0.40% | 21st bottom |
| NPA / Total Assets | 0.98% | 0.70% | +0.28% | 21st bottom |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 74th above |
| ACL / Total Loans | 1.13% | 1.28% | -0.15% | 42nd below |
| ACL / NPLs (Coverage) | 84.60% | 1547.15% | -1462.55% | 23rd bottom |
| Texas Ratio | 11.41% | 7.33% | +4.08% | 19th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.76% | 19.49% | -6.73% | 25th below |
| Tier 1 Ratio | 12.76% | 19.53% | -6.77% | 24th bottom |
| Total Capital Ratio | 13.78% | 20.61% | -6.83% | 24th bottom |
| Leverage Ratio | 9.43% | 12.14% | -2.71% | 20th bottom |
| Equity / Assets | 7.93% | 11.37% | -3.44% | 13th bottom |
| TCE / Tangible Assets | 7.83% | 11.09% | -3.26% | 14th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 75.89% | 80.66% | -4.77% | 60th above |
| Core Deposit Ratio | 89.09% | 86.85% | +2.24% | 50th above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.15% | 5.04% | -0.89% | 45th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.40% | 6.85% | -6.45% | 22nd bottom |
| Loan Growth (Y/Y) | 2.45% | 7.92% | -5.47% | 33rd below |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.15% | 6.29% | -2.14% | 51st above |
See Abbybank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Abbybank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Abbybank profile, how to read a UBPR, or how this data updates.